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Influence of credit risk on shareholder market value of commercial banks listed in Nairobi Securities Exchange
Get PDFFULLTEXTThis study examines the influence of credit risk on the shareholder market value of commercial banks listed in the Nairobi Securities Exchange. A mixed-method approach and concurrent design were used in this study. Logistic regression was performed to ascertain the influence of credit risk on shareholder market value of commercial banks listed in the Nairobi Securities Exchange as a quantitative method and processes tracing as a qualitative approach to trace the causal mechanism by which credit risk contributes to shareholder market value. This research demonstrated that (i) there is a relationship between credit risk and shareholder market value among the commercial banks listed in NSE; (ii) Wald (1) =41.475, p=.000, sig <05 2-tailed is below the permissible value of likelihood above which null hypothesis is accepted. The study concludes that there is a relationship between credit risks and Shareholders Market Value in commercial banks listed in NSE
Sensory Acceptability of Cookies Fortified with Tilapia Fish Bone Powder
Get PDFA large percentage of fresh tilapia fish, including bone, is inedible and largely considered as waste. In order to find some use for waste fish bone, this study was conceived and conducted. Its aim was to determine the sensory acceptability of cookies to which tilapia fish bone powder has been added, and the potential for cookies to deliver calcium to consumers. It also aimed at
analyzing the calcium content of control and experimental samples of cookies. Wheat grains were cleaned, dried and milled. The tilapia fish was boiled and the flesh removed by hand and the bones rinsed with tap water. The fish frame was boiled with 2% NaOH solution in the ratio 1:5 (fish frame to NaOH) at 80-90ºC for 30 min at an adjusted pH of 6.2. Further processing with
0.1% citric acid removed the fishy aroma, while 5% hydrogen peroxide solution was used as disinfectant. The bones were dried in an oven at 100 ºC for 3 hours and ground. The fortification of 0.5 kg of wheat flour was done with 1g, 5g and 10g of fish bone powder. The control sample did not contain fish bone powder. The samples were baked and the cookies used for the
organoleptic tests. Calcium content in the cookies was determined using an Atomic Absorption Spectrophotometer at a wavelength of 422.67 nm. A nine-point hedonic scale was used for the sensory evaluation of the taste, colour and mouthfeel of the cookies. The results showed that the Calcium content of the cookies increased with addition of fish bone powder. The dried fish bone powder contained approximately 100 mg of calcium/1000 mg of fish bone powder. The most liked cookie (average weight of 20 grammes) had a calcium content of 40 mg and therefore twenty-five of them would be required to supply the 1000 mg RDA of an adult person. The sample fortified with 2% fish bone powder was rated the best by the panelists overall for the
three sensory attributes assessed. Therefore, fish bone fortified cookies are sensorially acceptable at 2% fortification level and can be consumed as a supplementary food for dietary calcium delivery
Effect of Food Safety and Management Commitment on Customer Choice of Dining Destination in Kenya
Get PDFThis finding challenges the existing view of the glass ceiling and how women should be attempting to shatter it. The purpose of this study was to determine the effects of food safety and moderating effect of management commitment on customer choice of dining destination in Kenya. A cross-sectional research design was used which involved both descriptive and inferential statistic. The study used complete enumeration method to select 27, 4 and 5 Hotels in Kenya. 1080 respondents Managers head chefs and guests were sampled. Guests were sampled based on bed occupancy calculated at 49%. Managers and chefs were Purposively sampled while simple random sampling was used to select the guests. Questionnaires and interview schedules were used to collect data. The hypotheses were tested at 5% level of significance the result indicated that food safety, monitoring and
surveillance systems had a significant relationship in determining destination choice (p-values 0.005 and 0.044). For the indirect effects regression analysis, top management commitment was found to have a moderating influence on the relationship between food safety and customer destination choice (p-value = 0.004). The predictor variable explained only 55.4% of the total variations in the choice of dining destinations (R2 = 0.554). Based on these findings, this study recommends that although this study provided unique insights into the link between food safety, monitoring and top management commitment, its conceptual and empirical setting had a number of limitations. This can be used as a source of future study
Nutrient Content of On-farm Formulated Nile Tilapia (Oreochromis niloticus) Feeds: Implications for the Aquaculture Industry in Kenya
Get PDFdoi.org/10.18697/ajfand.92.18085Due to the high costs and the unavailability of good quality fish feeds in Kenya, farmers have opted to use cheaper, locally available on-farm formulated feeds. In spite of this, farmers continue to incur losses probably due to poor nutritive quality of these on-farm feeds. Furthermore, literature on the proximate composition and appropriateness of onfarm formulated feeds for raising farmed fish in Kenya is scanty. Motivated by these reasons, this study sought to investigate the proximate composition of on-farm formulated Nile tilapia feeds and selected commercial fish feeds used in Bomet, Kericho and Nakuru Counties of the Rift Valley Region of Kenya and compared the proximate composition with the official nutrient composition of fish feeds. The method of feed formulation used was also investigated using semi-structured questionnaires. The study also estimated the weight of fish harvested at the end of a production cycle. The results revealed a significant difference between the sampled feeds’ moisture, crude protein and mineral contents and the legislated nutrient levels of the commercial feeds commonly used in the counties. There was also a significant difference between the crude protein content of feeds in the three counties (P < 0.05). More than 50% of respondent farmers in the three counties used Pearson Square Method for fish feed formulation, while the rest used the trial and error method. The mean weight of fish during harvest was 311.5±155.8 g with fish from Kericho County weighing significantly lower than those from Nakuru and Bomet Counties (P < 0.05). Most of the on-farm formulated feeds from the three counties do not meet the recommended nutrient requirements for raising Nile Tilapia. This may be contributing to the observed low weights of the fish harvested, the low fish production and the apparent stagnation of the aquaculture sub-sector in Kenya. The study recommends the formulation of good quality fish feeds through the use of proper methods and appropriate ingredients. This could be achieved through monthly farmers’ trainings on best aquaculture practices
Technological innovation promoters, service quality practices and performance of SACCOs in Kenya
No full textPerformance of SACCOs in KenyaThe programmed co-operative enterprises’ innovation initiatives in Kenya have been below their expectations of customers. The majority (60%) of the customers are satisfied by banking and related financial services offered by co-operative enterprises in Kenya. This is below the expectations of what the customers perceive and what is realized at the point of service delivery. This study sought to provide insights into the relationship between technological innovation promoters and performance by empirically testing the direct effect of technological innovation promoters on performance and exploring the moderation effects of service quality practices. The study is anchored on the promoter theory and collective entrepreneurship concept. The study used a self-administered questionnaire to Chief Executive Officers of 158 Savings and Credit Co-operative Societies (SACCOs). Data were analyzed by employing Statistical Software for Social Sciences (SPSS) Version 22 and structural equation modeling using AMOS version 25. The hypotheses were tested using structural equation modeling and hierarchical moderated multiple regression (MMR). Overall, the study found out that, technological innovation promoters have a positive influence on the performance of SACCOs in Kenya, and service quality practices (R2 change) is 0.153. This implied that the moderating effect of service quality practices gained 15.3% variance in the SACCOs above and beyond the variance by technological innovation promoters and performance. This study concludes that an integrative model comprising of technological innovation promoters, service quality practices and performance is a sure way of enhancing collective entrepreneurship and recommends that SACCO management together with their partners should deliberately nurture a customer relationship management culture that will enable them to realize positive performance that has been influenced by service quality practice
“Process Innovation Promoters, Firm Performance and Moderating Role of Service Quality Practices in SACCOs in Kenya
No full textRole of Service Quality Practices in SACCOs in KenyaThe purpose of the study was to explore the relationship that exist between process innovation promoters and the performance of SACCOs in Kenya and the moderating effect of service quality practices. The primary data was collected from the Chief Executive Officers of the deposit taking SACCOs where a semi-structured questionnaire was administered. Data were analysed by employing Statistical Software for Social Sciences (SPSS) Version 22 and structural equation modelling using AMOS version 25. The hypotheses in this study were tested using structural equation modelling and hierarchical moderated multiple regression (MMR). Overall, the study found out that, Process innovation promoters have positive influence on performance of SACCOs in Kenya. The study also found out that, service quality practices (R2 change) is 0.115 implying that the moderating effect of service quality practices gained 11.5% variance in the SACCOs, above and beyond the variance by process innovation promoters and performance. The study recommends that, SACCO management together with their partners should deliberately nurture a customer relationship management culture that will enable them realize positive performance that has been influenced by service quality practices and again SACCOs need to invest in an effective innovation process that will enable more employees graduate as process innovation promoters who will purposely focus on how service quality practices can be part of the firm culture and hence improving on their performance
Who is Against Sino-African Relations? Evolving Perceptions on Chinese Engagement in Kenya
Get PDFRise of China and increased Chinese engagement across the globe, have attracted mixed and varied reactions of approval and disapproval in a number of host countries. Against this background, this study brings into perspective rise of anti-Chinese sentiments in Africa, with a Kenyan case study, examining who, why and where anti-Chinese sentiments are most prevalent. The study finds anti-Chinese sentiments being most prevalent among Kenya’s small scale traders who have been displaced by Chinese capital flow and trade in the
country. The finding is contextualized within broader framework of globalization and its resultant effects on free movement of capital, trade and investment. More precisely, Chinese capital flow and trade have had distributional
consequences of winners and losers with potential to displace Kenya’s small scale traders hence the rise of anti-Chinese sentiments. The anti-Chinese sentiments are equally evident among section of Kenya’s politicians and intelligentsia, who have questioned the viability of Chinese built infrastructure. Further, anti-Chinese sentiments have been found among ordinary citizens
who have experienced, albeit isolated, incidences of Chinese misconducts in the country. Notwithstanding these negative reactions, Chinese engagement in Kenya is still pronounced and has popular support from government, general
citizenry and among classes of Kenyan who have benefited from Chinese This is an Open Access article, copyright owned by World Scientific Publishing Company (WSPC) and School of International Relations and Public Affairs of Shanghai International
Studies University (SIRPA of SISU). The article is distributed under the terms of the Creative Commons Attribution-NonCommercial 4.0 (CC BY-NC) License which permits use, distribution and reproduction in any medium, provided that the original work is properly cited and is used for non-commercial purposes.involvement in the country. The segmented nature of anti-Chinese sentiments has not been strong enough to undo general goodwill, attitude and perceptions, that ordinary citizen hold towards Chinese engagement in Keny
Role of Knowledge Management in Achieving Food Security and Nutrition in Garissa County, Kenya
Get PDFFood is a primary need that is basic to all human needs and a fundamental human right (Maxwell, 2001; Ingram, 2011). Improved food security is vital in the alleviation of poverty, promotion of people’s health and labor productivity, contributes to the political
stability of a country and ensures sustainable development of citizens (FAO, 2011). Food and nutrition security are achieved when adequate food is available, accessed and satisfactorily utilized by all individuals at all times to live a healthy and happy life. Nutrition security goes beyond food security by considering adequate access to essential nutrients, not just calories. Nutritional security means guaranteed constant adequate dietary intake that helps the body to resist and recover from disease. Food insecurity leads to severe health problems for individuals and to the society including malnutrition, obesity, disease and poverty (Hammond & Dube, 2011). Indigenous knowledge refers to the knowledge and know-how unique to a given society or culture which encompasses “the cultural traditions, values, beliefs and worldviews of local people” (UNESCO, 2016). The
fundamental differences between indigenous and scientific knowledge paradigms are
characterized by an old African proverb which states "when a knowledgeable old person dies,
a whole library disappears" (Naanyu, 2013). The study explored the role of indigenous
knowledge in achieving food security and nutrition in Garissa county whose major
economic is livestock keeping. The study found out that in the dry season when resources
are rare; the pastoralist manage their herd composition in regard to age and sex to preserve herd viability; and splitting up herds during wet and dry season, milk preservation is through gourds cleaning, drying and disinfecting for long-term, milk preservation is via spontaneous fermentation or back slopping and drying remain to be the most use approach for raw cereal grains, supported by the addition of ash, minerals or activated charcoal to absorb moisture and oxygen. The study concludes that despite
the rich practices, indigenous knowledge is marginalized in favor of high-tech modern knowledge. The agro-pastoralist have no clearly defined channels through which they can share their lived indigenous knowledge, experiences and practice and it is rational and easy for pastoralist to practice indigenous methods of control of pests and diseases learnt over generations. The study recommends that documentation of indigenous knowledge from aging experts for future references, repackage indigenous knowledge towards food security and sustainable pastoral production in communal ranches
Effects of Employee Behavioral Factors on HACCP System Practices in Four and Five Star Rated Hotels in Nairobi County, Kenya
Get PDFHazard Analysis and Critical Control Point (HACCP) is a globally recognized food safety program advanced as a suitable program to minimize or eliminate the risk of food contamination. Successful implementation of HACCP System requires appropriate employee support. This study sought todetermine the influence of employee behavioral factors on HACCP system practices in four and five star-rated hotels in Nairobi County.A total of 255 hotel cooks and 33 chefs participated in the study. Analysis of the data utilized a set of descriptive statistics that provided detailed description of the study variables. To establish the statistical significance of the hypothesis,multiple linear regression analysis was conductedat 95 percent confidence level (α = 0.05).The study established the existence of a statistically significant positive relationship between employee behavioral factors and HACCP system practices. Rrecommendations to hotel managers and other food production industry practitioners on enhancement of employee behaviour for effective HACCP system implementation are provided
Radiometric survey of the Tyaa river sand mine in Kitui, Kenya
No full textGamma spectroscopic analyses of sand and rock samples from Tyaa River, KenyaGamma spectroscopic analyses of sand and rock samples from Tyaa River report an average activity concentration of 33 ± 1, 55 ± 2.8 and 812 ± 40.46 Bqkg-1 for 226Ra, 232Th and 40K, respectively in the sand. A similar analysis of rock samples reveals a mean of 21 ± 2.47, 49 ± 2.47 and 782 ± 39.13 Bqkg-1 for 226Ra, 232Th and 40K, respectively. The absorbed dose rate in rocks averaged 75 ± 3.78 nGyh-1, while in the sand was 86.2 ± 4.31 nGyh-1. The ranges and mean radiological hazard indices (radium equivalent, internal and external) were within the permissible limits and the use of sand and rocks from this mine as construction material pose no health risks. Correlation analysis between the radioactivity in the sand and rocks reveals weak non-linear positive relationships suggesting that they might be from different bedrocks