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    EFEKTIVITAS PEMBIAYAAN AKAD MURABAHAH DALAM PEMBIAYAAN BAITUL MAAL WAT TAMWIL (BMT) TERHADAP MASYARAKAT MISKIN

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    BMT is a sharia financial institution that is oriented towards mutual benefits, with the principles of profit sharing, buying and selling, non-profit, partnership agreements and financing based on agreements. The financing provided by BMT aims to improve the community's economy, provide funds for the business world, and distribute income. One of the financing concepts used is Murabahah, a form of sales where the bank acts as the seller and the customer as the buyerBMT merupakan lembaga keuangan syariah yang berorientasi pada keuntungan bersama, dengan prinsip bagi hasil, jual beli, nirlaba, akad kemitraan, dan pembiayaan berdasarkan perjanjian. Pembiayaan yang diberikan BMT bertujuan untuk meningkatkan perekonomian masyarakat, menyediakan dana bagi dunia usaha, dan mendistribusikan pendapatan. Salah satu konsep pembiayaan yang digunakan adalah Murabahah, suatu bentuk penjualan dimana bank bertindak sebagai penjual dan nasabah sebagai pembel

    Augmented Reality in The Classroom: Revolutionizing Vocabulary Teaching for High School Language Learners

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    This literature review examines the integration of Augmented Reality (AR) in high school language education for vocabulary teaching. It analyzes current research to explore AR's benefits, challenges, and implications for vocabulary mastery. Key findings include: (1) AR's interactive features enhance student engagement and vocabulary retention; (2) AR provides contextualized learning experiences, improving practical application of vocabulary; (3) Effective AR implementation requires carefully designed content and user-friendly interfaces; (4) Challenges include content development, teacher training, and technical limitations. The study proposes solutions to these issues and offers insights for leveraging AR to enhance vocabulary development in high school language education

    Students’ Perceptions of An Exemplary Online ESP Teacher: A Mixed-Methods Study

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    The shift from traditional to online teaching and learning during the COVID-19 pandemic has caused various hurdles. As indicated by many reports, both students and the teachers experienced dissatisfaction and met challenges during the teaching and learning process. Amidst several students’ dissatisfaction with the online delivery of various subject, a report on teaching and learning experience revealed the exceptional performance of an English for Specific Purposes (ESP) teacher named Ms. Sarah (a pseudonym) as recognised by the student. The researchers then did a mixed method study to identify the specific features of Ms. Sarah's teaching that students found engaging and pleasurable. The data, both quantitative and qualitative, was gathered by administering closed and open-ended questionnaires to a total of 38 students who were enrolling in Ms. Sarah's class. The findings indicated that Ms. Sarah's online ESP lesson was well-received. All students (100%) expressed confidence in Ms. Sarah's competence to deliver online ESP instruction. A majority of over 80% of the participants indicated their endorsement for other teachers to embrace Ms. Sarah’s instructional approach, while a total of 97.37% conveyed their intention to join Ms. Sarah's other courses in the upcoming semester. This paper also presents a more detailed explanation of the rationales why students appreciate Ms. Sarah's online class. Besides, considering SLA theory and cultural dimension was also found to contribute to the effective online instructions. Ms Sarah's approach in conducting online ESP course might be an invaluable resource for ESP teachers looking to improve their online teaching strategies. Keywords: Online instructions, ESP, SLA, Cultural dimension

    PENERAPAN KAIDAH AL KITAB KALKHATAB PADA AKAD HIBAH DAN WASIAT

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    Penerapan kaidah al-Qur'an, atau alkitab al-khattab, dalam akad hibah dan wasiat menjadi sangat penting dalam konteks pengaturan harta secara Islam. Al-Qur'an sebagai sumber hukum utama umat Islam menegaskan prinsip-prinsip yang harus diikuti dalam proses hibah dan wasiat. Salah satu prinsip utama adalah keadilan, di mana pembagian harta harus adil sesuai dengan ketentuan yang diatur dalam Al-Qur'an dan Sunnah. Selain itu, kejelasan dan kepastian juga menjadi faktor penting dalam akad hibah dan wasiat untuk menghindari potensi perselisihan di kemudian hari. Penerapan kaidah al-Qur'an juga mencakup memastikan bahwa niat dalam melakukan hibah dan wasiat adalah murni untuk mencapai tujuan baik, bukan untuk kepentingan pribadi yang egois.&nbsp

    M.G Analisis Salam pada transaksi Jual Beli Gabah

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    This study aims to analyze the application of the Salam contract in rice trading. The research method used is qualitative with a case study approach. Data were collected through interviews and documentation. The results show that the Salam contract can increase farmers' capital and guarantee the sale of rice at a predetermined price. However, challenges include ensuring the quality of the rice and timely delivery. Conclusions highlight the importance of implementing proper monitoring and contractual terms to mitigate risks.Penelitian ini bertujuan untuk menganalisis penerapan kontrak Salam dalam perdagangan gabah. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan studi kasus. Data dikumpulkan melalui wawancara dan dokumentasi. Hasil penelitian menunjukkan bahwa kontrak Salam dapat meningkatkan modal petani dan menjamin penjualan gabah dengan harga yang telah ditentukan. Namun, tantangan yang dihadapi termasuk memastikan kualitas gabah dan pengiriman tepat waktu. Kesimpulan menekankan pentingnya pelaksanaan pemantauan yang tepat dan ketentuan kontrak untuk mengurangi risiko

    PENERAPAN SISTEM BAGI HASIL PADA TANAMAN JERUK DESA KEBONDALEM KECAMATAN BANGOREJO KABUPATEN BANYUWANGI

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    This research aims to determine the profit sharing system for orange crops in Kebondalem Village, District Bangorejo Banyuwangi Regency and to explain the social relations of farmer owners and farmers cultivators in the citrus crop sharing system in Kebondalem Village, Bangorejo District, Regency Banyuwangi. The research subjects are orange farmers who own it and the cultivators who share it The results were 325 people and the research informants were orange farmers who owned it and the cultivators who carried it out share the profits of maro, mertelu, and dove. The data collection technique is using the observation method participation, in-depth interviews, documents and documentation. The data obtained in this research will qualitative descriptive method was used. The research results show that there are many profit sharing systems used by orange farmers in Kebondalem Village, Bangorejo District, Banyuwangi Regency, namely for Maro and Mertelu results. The people of Kebondalem Village, Bangorejo District, are fulfilling their needs His needs mostly work as a farmer. However, not all farmers have their own land managed, so that many people in Kebondalem Village use a profit sharing system. Profit-sharing system In orange farming, the aim is to show a sense of solidarity between farmers, namely each other help each other and show that humans cannot live alone, but always need other people in all aspects.Penelitian ini bertujuan untuk mengetahui sistem bagi hasil tanaman jeruk Desa Kebondalem Kecamatan Bangorejo Kabupaten Banyuwangi dan untuk menjelaskan hubungan sosial petani pemilik dan petani penggarap dalam sistem bagi hasil tanaman jeruk Desa Kebondalem Kecamatan Bangorejo Kabupaten Banyuwangi. Adapun subjek penelitiannya yaitu petani jeruk pemilik dan penggarap yang melakukan bagi hasil sebanyak 325 orang dan informan penelitian yaitu petani jeruk pemilik dan penggarap yang melakukan bagi hasil maro, mertelu, dan merpat. Teknik pengumpulan data yaitu menggunakan metode observasi partisipasi, wawancara mendalam, dokumen dan dokumentasi. Data yang diperoleh dalam penelitian ini akan digunakan metode deskriptif kualitatif. Hasil penelitian menunjukkan bahwa sistem bagi hasil yang banyak digunakan oleh petani jeruk Desa Kebondalem Kecamatan Bangorejo Kabupaten Banyuwangi yaitu bagi hasil maro dan mertelu. Masyarakat Desa Kebondalem Kecamatan Bangorejo dalam memenuhi kebutuhannya kebanyakan bekerja sebagai petani. Namun tidak semua petani memiliki lahan sendiri untuk dikelola, sehingga banyak masyarakat Desa Kebondalem melakukan sistem bagi hasil. Sistem bagi hasil dalam pertanian tanaman jeruk ini bertujuan untuk menunjukkan rasa solidaritas antar petani yaitu saling membantu satu sama lain dan menunjukkan bahwa manusia tidak bisa untuk hidup menyendiri, namun selalu membutuhkan orang lain dalam segala aspek

    Family Resilience in Preventing Child Deviance: Insights From Gayo Community Wisdom

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    This study aims to describe the concept of a happy family in the Gayo tribe community with local wisdom values ​​in the form of family resilience in preventing children's deviant behavior. The research method used in this research is qualitative. Sources of data in the form of primary and secondary data sources. Data collection techniques using observation and interviews. After the data was collected, it was analyzed using qualitative data analysis with four stages, namely 1) data collection, 2) data condensation, 3) data display, and 4) conclusion drawing/verifying. The results of the study show that the concept of a happy family in Gayo society begins before marriage, each of them must know their partner, then after marriage, they must try to maintain family resilience. The pattern of family resilience in the Gayo community consists of physical and mental elements. Elements of birth include economic adequacy, education, availability of housing, and availability of transportation. While the Inner/Spiritual element is in the form of cultivating religious and customary values. Syariet berules, edet berules, agama kin senuwen, edet kin peger which means that Shari'a is carried out according to customary law, religion as the plant, custom as the fence

    Optimizing Digital Media to Enhance Learning Outcomes in Aqidah Akhlak: A Case Study at Madrasah Ibtidaiyah DDI Awang-Awang

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    This study aims to analyze the effectiveness of digital media in improving students' learning outcomes in the subject of Aqidah Akhlak at Madrasah Ibtidaiyah DDI Awang-Awang, Pinrang Regency. The research employs a Classroom Action Research (CAR) method, conducted in two cycles comprising the stages of planning, implementation, observation, and reflection. Digital media such as animated videos and interactive quizzes were utilized during the learning process. The results indicate a significant improvement in students' average scores, from 73.75 in the first cycle to 88.12 in the second cycle. These findings confirm that digital media not only enhance comprehension but also increase students' interest and active engagement in learning. However, the study highlights certain limitations, including a lack of in-depth discussion on potential challenges, such as limited technological access in certain areas, teacher readiness, and cultural resistance to technology in education. Future research is needed to address these challenges and explore the best methods for integrating digital technology into the curriculum

    Increasing Students' Understanding of Masbuk in Prayer Through the Use of YouTube Learning Videos

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    This study aims to enhance students' understanding of the "Masbuk in Prayer" material through the use of YouTube video-based learning media at MTs Maarif in Pinrang Regency. The Classroom Action Research (CAR) was conducted in two cycles, involving 25 students. The study focused on improving learning quality and outcomes through the integration of video-based media into the instructional process. The results indicate significant improvements in both cycles. In Cycle I, the average student score reached 75, with a mastery level of 64%, categorized as "sufficient." In Cycle II, the average score rose to 83, with a mastery level of 88%, categorized as "good." This increase demonstrates the effectiveness of YouTube videos in addressing gaps in understanding and fostering better engagement among students. The use of video media proved effective in enhancing several aspects of learning. Students exhibited increased active participation during class discussions, greater confidence in expressing opinions, and improved ability to summarize and organize information from video content. These improvements were attributed to the interactive nature of YouTube videos, which helped transform abstract concepts into concrete and relatable knowledge. The findings align with existing theories on the benefits of visual and audio-based learning media. Interactive video content facilitates better comprehension and retention of material, fostering analytical skills and deeper understanding. This study confirms that integrating YouTube video-based learning media can be an effective and efficient strategy for improving learning quality, particularly in Islamic jurisprudence topics such as "Masbuk in Prayer." This research highlights the importance of utilizing technology to create an engaging learning environment that aligns with the needs of Generation Z students, who are accustomed to visual and interactive learning tools. It emphasizes the role of educators in leveraging such media to achieve better learning outcomes

    Negosiasi Adat dan Syariat: Tradisi Penne Anreang pada Pernikahan Bugis serta Relevansinya terhadap Hukum Keluarga Islam: Negotiating Adat and Sharia: The Penne Anreang Tradition in Bugis Weddings and Its Implications for Islamic Family Law

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    This study examines the penne anreang tradition in Bugis wedding ceremonies in Suppa District, Pinrang Regency, focusing on its philosophical significance and compatibility with Islamic law. The research aims to describe the implementation of penne anreang, analyze its symbolic and philosophical meanings, and assess its position within the frameworks of ‘urf shahih and mashlahah mursalah. A qualitative methodology was employed through participant observation and in-depth interviews with cultural leaders, religious figures, and practitioners, followed by thematic analysis to identify embedded social and religious values. The findings reveal that penne anreang functions as a symbol of marital responsibility, reinforcing values such as unity, humility, and mutual support. It qualifies as ‘urf shahih because it aligns with Islamic legal principles while simultaneously strengthening social cohesion. However, younger generations increasingly perceive the practice as mere formality, threatening the loss of its philosophical essence. This study contributes to broader debates on Islamic law and legal pluralism by demonstrating how local customs can be integrated with Sharia without eroding cultural identity. The findings underscore the importance of intergenerational education to sustain the philosophical values of local traditions in the face of modernization

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