1,721,021 research outputs found
A Model of Trust in Ethereum Token ‘Ether’ Payments, TRUSTEP
No full textEthereum is being utilized in various ways, including smart contracts and payments. Research in cryptocurrency payments has either been general, about all cryptocurrencies or focused primarily on Bitcoin. Despite some similarities with Bitcoin, Ethereum is a different technology with different governance and support. This research focuses on payments with the Ethereum token, Ether, and puts forward a model of trust in Ethereum payments. Survey data analyzed using structural equation modeling supports the model. Firstly, the model has three variables from the person’s individual characteristics: The user’s predisposition to using innovations in (a) finance and (b) technology, influence (c) their predisposition to trust in this payment process. There are then five variables from the context: (d) Adoption and reputation, (e) stable value and low transaction fees, (f) effective regulation, (g) trust in the payment intermediaries, and (h) trust in the seller. The personal and contextual factors together influence (i) trust in the Ethereum payment process, and thisleads to (j) making a payment with Ethereum
Leadership with AI and trust: adapting popular leadership styles for AI
No full textThis book enables leaders to fully utilize AI and build trust in their team and other stakeholders. Leadership has a long history but it never stops evolving. This constant evolution can be a slow gradual shift from one leadership style to another, while other times, this change is far more dramatic. We have been going through the gradual increase in the popularity of transformational leadership at the expense of traditional authoritarian management but now, due to AI, we are going through a more extreme transformation. This dramatic change, often referred to as digital transformation, is also a human transformation. The question arises: How will you lead people and generative AI?The ambidextrous leader adapts their processes to fully utilize AI and builds trust in people. Furthermore, the ambidextrous leader empathises with people. A leader in AI and trust can understand their context and the stage in a project that they are in currently, the challenges they will face now, and in the subsequent stages, and acts accordingly.This book goes through the popular leadership styles, their strengths and weaknesses, how they can influence AI use, and build trust. The book then offers its proprietary blend of transactional, servant and transformational leadership that achieves the best results.Only book to contrast and develop all the key leadership styles in an AI-driven business environmentOffers practical steps to build trust in people and AIHighly regarded, internationally relevant and original case material
Project conference thematic summary and overview: Technology and Next Generation Insurance Services (TECHNGI)
No full textOur research project Technology and Next Generation Insurance Services TECHNGI ( www.techngi.uk) investigates the opportunities and challenges for the UK insurance industry arising from new AI and data technologies. TECHNGI is funded by Innovate UK and the Economic and Social Science Research Council (grant reference ES/S010416/1) as part of the £20mn Next Generation Services Research Challenge www.ukri.org/innovation/industrial-strategy-challenge-fund/next-generation-services/ This conference was a key part of phase-A of this research project, investigating the landscape for adoption of AI in the UK insurance industry. It is being followed by Phase-B empirical investigation of the barriers and enablers of adoption and Phase-C development of practical frameworks and solutions to realise the benefits of AI and related data technologies
Leadership in Fintech builds trust and reduces vulnerability more when combined with leadership in sustainability
No full textFinancial technology (Fintech) and sustainability are two of the main drivers in the transformation of many organizations. New innovative technologies create new services for consumers. The focus on sustainability is a necessary reaction to the many challenges faced by organizations and, more broadly, society. The motivation to support these is, therefore, clear, but not all organizations move forward on both with the same enthusiasm. Leaders in Fintech do not always prioritize operating in a sustainable way. It is, therefore, important to explore and identify the synergies between Fintech and sustainability. One important aspect of this transformation is the consumers’ perspective, particularly the trust they have, their personal information privacy concerns, and the vulnerability they feel. It is important to clarify whether leadership in Fintech, with sustainability leadership, is more beneficial than leadership in Fintech on its own. This research evaluates consumers’ trust, privacy concerns, and vulnerability in the two scenarios separately and then compares them. Survey data is analyzed using Partial-Least Squares Structural Equation Modeling (PLS-SEM) and Multi-group Analysis (MGA). The findings show that leadership in both Fintech and sustainability builds trust more, which in turn reduces vulnerability more. Privacy concerns are lower when sustainability leadership and Fintech leadership come together; however, their combined impact was not found to be sufficiently statistically significant in this study
The Impact of Extended Global Ransomware Attacks on Trust: How the Attackers Competence and Institutional Trust Influence the Decision to Pay
Full text linkThe standardization, inter-connectivity and pervasiveness of information systems, combined with the increasing ability to collect and utilize data, enhance the value they offer a user. These strengths however can also be turned into a weakness and vulnerability by ransomware (RW). RW can utilize the functionality of current systems both to infect them but also to increase the magnitude of the attack. This research proposes a model of the impact of the RW attack on the user’s trust, which in turn has an effect on their decision to pay the ransom or follow the guidance from the relevant institutions. The model shows that the effectiveness of the attack, the trust in the competence of the attacker and ransomware demands that are reasonable and easy to fulfill, positively influence the intention to pay the ransom. The initial institutional response, institutional trust and institutional solution influence the intention to follow the institutional guidance
The business models of NFTs and Fan Tokens and how they build trust
No full textPurpose: the sale of NFTs and the interest in them has “exploded” recently. While there is a lot of information on them, it is not clear what final form they will take. There are several reasons to be uneasy, such as the prevalence of scams, but there are also reasons for optimism and confidence in NFTs. First, they solve the problem of how to own digital assets. Additionally, some of the more reliable and proven cryptoasset exchanges are offering them. However, this innovation will have difficulties reaching a wider audience until more clarity is achieved on two main issues. Therefore, this study aims to clarify what the NFT business models are, and how do they build trust.Design/methodology/approach: this research attempts to identify the NFT business models with case study analysis in three stages. The first stage is a focus group, followed by 16 short case vignettes and finally four longer case studies.Findings: the findings show that there are four NFT business models: (1) NFT creator; (2) NFT marketplace, selling creators’ NFTs; (3) company offering their own NFT (fan token) and (4) computer game with NFT sales.Originality/value: this research brings the literature on business models and NFTs together to offer clarity on the proven NFT business models
A model reducing researchers’ challenges in projects: build trust first for better mental health
No full textDespite the many benefits for researchers that participate in a project there are several challenges that create a cumulative, negative, effect on their mental health. Existing research focuses on four stages of a project: Forming, Storming, Norming and Adjourning. This research adds a fifth stage, Post-Project Collaboration, as this stage is implicitly or explicitly a part of most research projects. For example, a post-doctoral researcher expects to be credited for their work even if it is published after the end of the project. The specific challenges for each of the five stages are identified. This enables the leader to focus on a manageable number of challenges at each stage. Trust should be built during the first stage to cover four specific topics: Trust in the leader, process, evaluation method and trust in being credited in published work. Conflict does not emerge as a challenge at the initial stages but later
The new centralised and decentralised Fintech technologies, and business models, transforming finance
No full textFinancial technologies, Fintech, not only offer new services, but reduce barriers to entry allowing for innovation. This digital transformation affects society in many ways, as financial services cut across many other services we use. There are some proven Fintech technologies, services and business models but there is still a-lot of uncertainty. There are alternative visions of finance’s future. Some change driven by Fintech can be achieved purely by competition, but wider change needs collaboration. This research extends an existing model and finds six Fintech business models that are optimised for AI and blockchain.Trust remains a challenge for Fintech, particularly when generative AI is used. Trust must be built by leaders even if this means sacrificing some of generative AI’s capabilities.The context of each country influences how much the pull for Fintech is from the consumers and how it is regulated. Even after the transitional period of disruption, it is unlikely that we will be left with a ‘one size fits all’ approach by all countries.This research identifies three themes in Fintech: (a) Fintech utilising blockchain, Decentralised Finance, cryptocurrencies and NFTs, (b) Fintech utilising AI and the metaverse, and (c) Fintech management, consumer behaviour, regulation and cybersecurity
Fintech and the emerging ecosystems: exploring centralised and decentralised financial technologies
No full textFinancial technologies, commonly referred to as Fintech, are revolutionizing and reorganizing the financial sector. This digital transformation profoundly impacts society and influences our everyday lives in numerous ways, as financial services intersect with various other services we utilize.This book offers contributions from leading researchers in the field, providing a comprehensive understanding of this multifaceted transformation. It encompasses emerging financial technologies such as cryptoassets, including Bitcoin and Non-Fungible Tokens (NFTs), Decentralized Finance (DeFi), Central Bank Digital Currencies (CBDCs), and the growing significance of Artificial Intelligence (AI) and Generative AI.While the primary audience comprises researchers and academics, practitioners and students can also glean practical insights from its contents
Social actors and institutional carriers in small island states: Examining the role of partnerships in influencing organisations
No full textIsland societies are states with distinct inherent characteristics and vulnerabilities. Their features are important constraints in the development and adaption of actions towards environmental disclosure. Since 1992, international bodies and institutions have been emphasising the importance of international cooperation and partnerships for helping island societies overcome their inherent obstacles and engage in environmental matters and consequently environmental disclosure. Although international bodies and institutions have been pointing out the importance of studying island societies for many years, in academic research it remains relatively unexplored. This research adopts neo-institutional theory and Scott’s theoretical framework on institutional carriers to examine the role of partnerships in imposing institutional carriers and influencing organisational behaviour towards environmental disclosure. The study examines island societies that have been cooperating through partnerships with large developed countries. Social actors are analysed at three levels, partnerships being one of them, (a) transnational through the European Union, (b) societal through domestic society and politics, and (c) the organisational field through industrial sectors, in an attempt to examine the role of social actors in shaping the structure of organisations and ascertain their interaction in diffusing institutional carriers for environmental disclosure. Qualitative content analysis was used to examine and interpret semi-structured face-to-face interviews with private and public sector organisations and the governmental environment representative
- …
