4 research outputs found

    STANDARISASI PRODUK KEUANGAN SYARIAH TINGKAT NASIONAL DAN INTERNASIONAL

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    This paper discusses the standardisation of Islamic financial products at the national and international levels to reveal what needs to be done to achieve standardisation of Islamic financial products at the national and international levels and how to ensure that Islamic financial products meet the established standards. This type of research is library research with a qualitative approach. Islamic financial products are products based on Islamic economic principles. Standardisation can be defined as the process of developing and implementing standards to ensure consistency, quality, and suitability of products. In the context of Islamic finance, the purpose of standardisation is to create a clear and transparent framework that can be followed by all Islamic industry players so that Islamic financial products and services are in line with Islamic principles, banking regulations, and market needs. According to the author, the way to achieve standardisation of Islamic financial products at the national and international levels is by establishing binding rules for all Islamic financial institutions that comply with Islamic principles, banking regulations, and market needs. To ensure that Islamic financial products meet Sharia standards and compliance, the Sharia Supervisory Board (SSB) must perform effectively. The author recommends that Muslims support Islamic financial institutions, even though in practice there are still som

    Human Trafficking pada Masa Pandemi COVID-19 di Perbatasan Darat Malaysia-Indonesia, Kalimantan Barat

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    The covid-19 pandemic threatens public health alone, therefore most governments in various countries in the world affected by covid-19 take steps in the form of mobility restriction policies to prevent the spread of the virus in the community this also applies in Indonesia. Restrictions on people\u27s mobility make the problems experienced by the community more complex and difficult to control, the number of mass layoffs becomes a trigger for high unemployment in Indonesia. This research uses descriptive qualitative methods. Data collection is done through an online repository, by filtering keywords in search; criminal acts of trafficking, women migrant workers, protection of migrant workers and handling of trafficking cases in the period of emigrants. Each author is tasked with collecting data based on search keywords. Based on the results of research, the high unemployment rate in the pandemic period became one of the main triggers for the criminal act of trafficking in persons. The situation of female migrant workers working abroad is increasingly complex because some of them are undocumented and some have been over-stayers. There are currently around 6 to 8 million Indonesian migrant workers abroad and the majority of them are women. Cases of human trafficking in the border region during the COVID-19 pandemic increased with economic mode. The closure of cross-border postal access is not effective enough in suppressing cases of trafficking at the country\u27s borders. Various efforts have been made by the Indonesian government ranging from implementing policies to efforts to cooperate with various stakeholders — namely the government as regulators, policy makers, as well as law enforcement, and private parties as business actors / recruiters of labor and banking, as well as civil society institutions that are the driving force – to seek protection for Indonesian migrant workers abroad

    Agarose-Based Antibacterial Films from Gracilaria sp.: Isolation, Characterization, and Metal Nanoparticle Incorporation

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    The incorporated metal nanoparticles in a polysaccharide-based film exhibit efficient antibacterial activity against harmful germs. However, previous studies have used a commercial polysaccharide for their film production. Therefore, this study aimed to develop a natural polysaccharide-based film extracted from the local algae Gracilaria sp. originating from Sinjai Regency, South Sulawesi, Indonesia. Firstly, the polysaccharide agarose was isolated and its properties compared with those of commercial agarose. A present low-cost isolation process produces agarose with 1.8% (w/w) of yield. Results also showed physicochemical properties similar to those of the commercial agarose. Secondly, the agarose-based antibacterial film was synthesized at 0, 0.5, and 1% glycerol concentrations. The synthesized film was incorporated with silver (Ag) and copper (Cu) nanoparticles (NPs). Morphological, mechanical, and physicochemical properties of the incorporated Ag-agarose and Cu-agarose films were characterized using Field Emission Scanning Electron Microscope (FESEM), Universal Testing Machine (UTM), and Fourier Transform Infrared Spectroscopy (FTIR), respectively. Results showed the film stiffness and tensile strength increased by incorporating either AgNPs or CuNPS. The interaction of AgNPs-agarose most likely involves physical bonds, while the interaction of CuNPs-agarose forms coordination bonds. An antibacterial test showed that the Ag-agarose nanocomposite inhibited the growth of Escherichia coli, Salmonella typhimurium, Staphylococcus aureus, Staphylococcus epidermidis, and Bacillus subtilis. In the meantime, Cu-agarose prevented the growth of Staphylococcus aureus. Overall, antibacterial activity was influenced by the interaction between metal nanoparticles and agarose, the concentration of metal nanoparticles, and the film's solubility. An agarose-based antibacterial film from Gracilaria sp. has the potential for use in various applications, including food packaging, pharmaceuticals, and other industries
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