172,460 research outputs found
Linee evolutive della regolamentazione e della vigilanza sulla innovazione finanziaria digitale
No full textIl capitolo esamina criticamente l'approccio adottato a livello internazionale e nazionale dalle Autorità di regolamentazione del settore finanziario nei confronti del FinTech, al fine di verificarne l'efficacia e la completezza, nonché i limiti ad oggi riscontrabili. La disamina tratta la vigente disciplina di vigilanza dei diversi comparti operativi del FinTech (equity e lending crowdfunding, pagamenti e criptovalute, attività bancaria, servizi di investimento) e mette in luce le ricadute in tema di tutela della clientela
FinTech, BigTech and Banks. Digitalisation and its Impact on Banking Business Models
No full textThis Palgrave Pivot analyses the evolution of strategies and business models adopted by financial operators that employ technological solutions to deliver financial products and services. The analysis is performed on a proprietary dataset built on
different sources that highlight important differences in strategical approaches taken by FinTech companies, TechFin and BigTech, and banks (traditional and digital native).
For each type, the authors underline their distinctive patterns, strengths and weaknesses. The main focus of the analysis in on the European market that is investigated also in the light of the difference and similarities with other markets (such as US and China).
This book addresses this and would appeal to academics, researchers and students of banking, FinTech and financial innovation alongside policy makers, regulatory authorities, FinTechs and banks
Lo sviluppo del FinTech. Opportunità e rischi per l’industria finanziaria nell’era digitale
No full textFinTech is a new part of the financial industry that is radically innovating the way financial services are built and offered. In this paper we analyse the characteristics of FinTech, their activities and the relative risks, highlighting analogies and differences with the activities performed by the financial intermediaries and the financial markets that are subject to specific regulation. In general, the study underlines the opportunity to pursue an effective balance between the urge to stimulate innovation and competition in the financial markets to bring benefits to the customers, on the one hand, and the need to ensure market stability both at micro and macro-level, transparency and fairness towards customers, as well as prevention of illegal activities, on the other hand.
Additionally, the paper provides an overview of the main strategies that incumbents are following in the new market conditions
La galassia FinTech e l'operatività in Italia
No full textIl capitolo analizza le caratteristiche ed i principali ambiti operativi delle imprese FinTech (mobile payment e criptovalute, equity e lending crowdfundung, robo advisor, insurtech, ecc.), mettendone in luce vantaggi e rischi. La disamina si basa su una ampia mappatura delle imprese FinTech attive nell'offerta di prodotti e servizi finanziari e delle imprese TechFin che supportano lo sviluppo delle attività finanziarie digitali
Al-qur'an, tanda-tanda linguistik dan perubahannya
No full textAl-qur'an sebagai kalam merupakan tanda-tanda linguistik yang tetap dan tidak berubah karena ia kalam Tuhan dan bukan kalam manusia yang setiap saat mengalami perubahan1-148 hlm.;24 c
AUTENTIKASI TANDA TANGAN DENGAN MENGGUNAKAN METODE FUZZY C-MEANS
No full textAUTENTIKASI TANDA TANGAN DENGAN MENGGUNAKAN METODE FUZZY C-MEAN
Sulle condizioni igrometriche dell’aria in ambienti destinati alla tutela ed alla conservazione di opere d’arte
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