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Trapdoor Spiders of the genus Misgolas (Mygalomorphae: Idiopidae) from eastern New South Wales, with notes on genetic variation
No full textWishart, Graham, Rowell, David M. (2008): Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation. Records of the Australian Museum 60 (1): 45-86, DOI: 10.3853/j.0067-1975.60.2008.1495, URL: http://dx.doi.org/10.3853/j.0067-1975.60.2008.149
Fig. 1. Misgolas mudfordae n in Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation
No full textFig. 1. Misgolas mudfordae n.sp. A–J?, holotype AM KS50037: (A), right palp retrolateral. (B,C), right bulb: B, dorsal; C, prolateral. (D), venter. (E,F), right leg I: E, prolateral; F, retrolateral. (G,H), right leg II: G, prolateral; H, retrolateral. (I), right leg IV retrolateral. (J), carapace.Published as part of Wishart, Graham & Rowell, David M., 2008, Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation, pp. 45-86 in Records of the Australian Museum 60 (1) on page 49, DOI: 10.3853/j.0067-1975.60.2008.1495, http://zenodo.org/record/524007
Fig. 20. Misgolas grayi n in Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation
No full textFig. 20. Misgolas grayi n.sp. A–E?, holotype AM KS86203: (A), right palp retrolateral. (B,C), right bulb: B, dorsal; C, prolateral. (D), carapace. (E), venter. (F–I)!, allotype AM KS69976: F, venter; G, right tarsus and metatarsus IV retrodorsal; H, carapace; I, spider at burrow entrance (photo by Garry K. Smith). (J), burrows of unidentified spiders at Wootton, NSW.Published as part of Wishart, Graham & Rowell, David M., 2008, Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation, pp. 45-86 in Records of the Australian Museum 60 (1) on page 77, DOI: 10.3853/j.0067-1975.60.2008.1495, http://zenodo.org/record/524007
Fig. 21. Misgolas browningi n in Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation
No full textFig. 21. Misgolas browningi n.sp. A–C,H?, paratype AM KS5418. (A), right palp retrolateral. (B,C), right bulb: B, dorsal; C, prolateral. (H), venter. D–G?, holotype AM KS5437: (D,E), right leg I: D, prolateral; E, retrolateral. (F,G), right leg IV: F, prolateral; G, retrolateral.Published as part of Wishart, Graham & Rowell, David M., 2008, Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation, pp. 45-86 in Records of the Australian Museum 60 (1) on page 79, DOI: 10.3853/j.0067-1975.60.2008.1495, http://zenodo.org/record/524007
Fig. 8. Misgolas helensmithae n in Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation
No full textFig. 8. Misgolas helensmithae n.sp. A–H,J?, holotype AM KS48654: (A), right palp retrolateral. (B,C), right bulb: B, dorsal; C, prolateral. (D), right cymbium dorsal. (E,F), right tarsus/metatarsus I: E, prolateral; F, retrolateral. (G,H), right tarsus/metatarsus II: G, prolateral; H, retrolateral. (J), venter. (I)?, paratype AM KS38642: right tarsus/metatarsus IV retrolateral.Published as part of Wishart, Graham & Rowell, David M., 2008, Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation, pp. 45-86 in Records of the Australian Museum 60 (1) on page 59, DOI: 10.3853/j.0067-1975.60.2008.1495, http://zenodo.org/record/524007
Fig. 4. Misgolas dougweiri n in Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation
No full textFig. 4. Misgolas dougweiri n.sp. A–H?, holotype AM KS50006: (A), right palp retrolateral. (B,C), right bulb: B, dorsal; C, prolateral. (D,E), right tarsus/metatarsus joint I: D, prolateral; E, retrolateral. (F,G), right tarsus/metatarsus joint II: F, prolateral; G, retrolateral. (H), venter.Published as part of Wishart, Graham & Rowell, David M., 2008, Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation, pp. 45-86 in Records of the Australian Museum 60 (1) on page 53, DOI: 10.3853/j.0067-1975.60.2008.1495, http://zenodo.org/record/524007
Fig. 23. Misgolas milledgei n in Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation
No full textFig. 23. Misgolas milledgei n.sp. A–H?, holotype AM KS21570: (A), right palp retrolateral. (B,C), right bulb: B, dorsal; C, prolateral. (D), body dorsum. (E), venter. (F,G), right leg IV: F, prolateral; G, retrolateral. (H), right cymbium dorsal.Published as part of Wishart, Graham & Rowell, David M., 2008, Trapdoor Spiders of the Genus Misgolas (Mygalomorphae: Idiopidae) from Eastern New South Wales, With Notes on Genetic Variation, pp. 45-86 in Records of the Australian Museum 60 (1) on page 82, DOI: 10.3853/j.0067-1975.60.2008.1495, http://zenodo.org/record/524007
Testing for asymmetric information in insurance markets: a test for ex ante moral hazard revisited
Get PDFThe disentanglement of adverse selection from ex ante moral hazard remains an empirical challenge. Our comment dissects a natural experiment proposed by Chiappori and Salanié (2000) to test for ex ante moral hazard. Firstly, we argue that their test, as proposed, is too simple and too general to enable reliable inferences about the existence of ex ante moral hazard to be drawn and the reported negative coefficient does not rule out moral hazard. Secondly, their analysis strongly suggests that their proposed instrument (inherited bonus malus) is endogenously determined and therefore does not satisfy the technical requirements of a natural experiment
A history of the term "moral hazard"
No full textThe term “moral hazard” when interpreted literally has a strong rhetorical tone, which has been used by stakeholders to influence public attitudes to insurance. In contrast, economists have treated moral hazard as an idiom that has little, if anything, to do with morality. This article traces the genesis of moral hazard, by identifying salient changes in economic thought, which are identified within the medieval theological and probability literatures. The focus then shifts to compare and contrast the predominantly, normative conception of moral hazard found within the insurance-industry literature with the largely positive interpretations found within the economic literature
Labour market outcomes for people with a spinal cord injury
No full textThe consequences of spinal cord injury are profound and extend well beyond the immediate loss of mobility and sensation. Employment is a well-recognised rehabilitation goal. In this study, we examine the impact of a publicly funded "package" of services that is designed to enable people with a spinal cord injury to return to the workplace. Specifically, this package of services provided client directed assistance for assisting the recipient with the activities of daily living (e.g., bathing, food preparation, etc.). We combine primary data collection methods well developed in other scientific disciplines, but less frequently utilised within economics, with traditional econometric techniques, to present a novel approach to this methodological issue. The Spinal Injuries Survey Instrument was developed and administered using a matched sampling approach. Collected data included, labour market outcomes, exposure to the packages, as well as clinical and demographic covariates commonly identified by the spinal cord injury literature. Concern for endogeneity was addressed by collecting data on several variables that might serve as suitable instruments for the econometric work and measures of otherwise-unobserved sources of heterogeneity. For example, a psychological measure of "attributional style was adapted from the field of psychology in order to control for a potentially confounding source of latent individual heterogeneity, viz. "motivation". While our results find zero marginal effect of support packages on labour market outcomes, we find that training undertaken post-injury and age are both positively correlated with labour market participation. (C) 2010 Elsevier B.V. All rights reserved
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