1,720,978 research outputs found
Financial Literacy for Women, A case of Malawi
No full textThe paper presents findings from a study carried out to assess the level of financial literacy among women in Malawi. A survey method was used, whereby a questionnaire was developed and administered through Google Forms. The findings indicate that financial literacy for women in Malawi is moderate. The study recommends more trainings on financial literacy for women in Malawi, and the findings indicate a willingness among women to participate in such trainings.
The study also recommends learning institutions, Ministry of finance, financial institutions and other players should enhance involvement of in financial literacy programs which should target both young and adult populations. The study will help inform other similar studies in the future considering that there is limited literature on the topic in Malawi and Africa at large. This research is the only one that has been carried out to indicate the levels of financial literacy for Women in Malawi
An Examination of the Human Factors in Cybersecurity: Future Direction for Nigerian Banks
Full text linkInformation and communication technology has become necessary for conducting business operations and ensuring business survival in Nigerian banks. However, this has come with some encumbrances, as this technology is vulnerable to attacks due to technical or human factors. These human factors have been very challenging for organizations due to their multi-dimensional nature and the fact that humans have been responsible for most cybersecurity incidents. Resolving issues arising from cybersecurity incidents is expensive and time-consuming. Therefore, this study is crucial as it will enable Nigerian banks witnessing increased attacks to take preventive measures and reduce the enormous expenditure required for remediation. This study adopts a literature review approach, reviewing previous studies on human factors in cybersecurity to determine the factors responsible for successful cyber-attacks and their suggested mitigations. The findings categorize these human factors into social engineering, poor information security culture, risky password practices, stress, burnout, and security fatigue. The study presents mitigations but notes that training and cybersecurity awareness are the most common reoccurring pre-emptive actions recommended. This research is significant as very little prior research has been conducted in this area targeted at the Nigerian banking sector. Practically, the findings of this study are expected to point Nigerian banks toward the critical human factors that they need to concentrate on to minimize the success rate of cyber-attacks and reduce the associated costs of recovering from these attacks
Financial Literacy for Women, A case of Malawi
No full textThe paper presents findings from a study carried out to assess the level of financial literacy among women in Malawi. A survey method was used, whereby a questionnaire was developed and administered through Google Forms. The findings indicate that financial literacy for women in Malawi is moderate. The study recommends more trainings on financial literacy for women in Malawi, and the findings indicate a willingness among women to participate in such trainings.
The study also recommends learning institutions, Ministry of finance, financial institutions and other players should enhance involvement of in financial literacy programs which should target both young and adult populations. The study will help inform other similar studies in the future considering that there is limited literature on the topic in Malawi and Africa at large. This research is the only one that has been carried out to indicate the levels of financial literacy for Women in Malawi
DETECTION OF NEW HIV CASES UNDER EPIDEMIC CONTROL - WHEN IS IT THE RIGHT TIME TO REVIEW HIV TESTING ALGORITHMS FOR COUNTRIES NEARING THE 95-95-95 MILESTONES? CASE STUDY -BOTSWANA
Full text linkBackground: Accurate diagnosis of human immunodeficiency virus (HIV) infection is dependent on using established national HIV testing algorithm. The purpose of this study was to review published articles to identify, and apply lessons learned to determine factors affecting transition of HIV testing algorithm for countries that have attained HIV epidemic control.
Materials and methods: We systematically searched peer-reviewed articles from online scientific databases; PubMed and Google Scholar from January 2019 to March 2024, using defined search phrases to extract articles. The defined search terms targeted articles focusing on issues of attained epidemic control and transitioning of HIV testing algorithm. Descriptive analysis was used to develop themes to answer the research question.
Results: The findings show that countries should consider the following areas before changing their HIV testing algorithm: (i) evaluate the current national HIV testing algorithm to determine the Positive Predictive Value (PPV), which should be ≥99%, (ii) evaluate test kits bearing both CE and FDA certification and are WHO pre-qualified (iii) 4th generation Rapid Diagnostic Tests (RDTs) are less sensitive than laboratory-based 4th generation assays, (iv) pilot the proposed algorithm before country-wide roll-out, (v) country specific policies, and framework are required to guide transition, and (vi) a combination of 4th and 3rd generation RDTs can achieve desired PPV.
Conclusion: Transitioning HIV testing algorithm for countries reaching HIV epidemic control is a multistep process which considers the PPV of the current algorithms, considers policies and framework to guide the process and, evaluates a combination of 4th and 3rd generation RDTs
SMME Crisis Resilience: A Snap Literature Review of the COVID-19 Era
Full text linkThis paper is a snap literature review on the crisis resilience of small and medium enterprises (SMMEs) during the COVID-19 pandemic. SMMEs are considered significant drivers of economic activity in both the developed and developing worlds. It is therefore important to keep an eye on what goes on in the SMME sector in the interest of preserving them as well as enhancing their performance thereby ensuring their continued contribution to economic activity. The recent COVID-19 pandemic provides an appropriate proxy for examining various business and management aspects, including SMME crisis resilience. This study examined sources, mainly peer reviewed journal papers, from around the world, focusing on determining the nature of challenges experienced by SMMEs during COVID-19, the crisis resilience strategies employed, and their effectiveness. This provided an evidence-based starting point for the formulation of robust recommendations to promote the building of resilience into SMMEs anywhere. The study found that the least researched contexts of SMME resilience are industry-specific, African, and the developing world. Additionally, SMMEs were found to be generally vulnerable to various challenges during crises. During COVID-19, SMMEs responded by adopting different strategies which were effective to varying degrees based on context-specific factors such as access, policies, and regulations. Consequently, more context-specific empirical resilience studies are needed especially in the least researched contexts like Africa and the developing word. Keywords: SMME, crisis resilience, resilience strategy, challenges, strategy effectiveness, COVID-19. DOI: 10.7176/EJBM/16-5-08 Publication date: June 30th 202
A Systematic Review of Challenges Experienced by Cross Border Investments in Developing Countries. A Case of Multinational Companies Expanding into The African Region
No full textThis paper provides a systematic review of challenges faced by multinational companies in developing countries, in particular the African region. This paper review relevant literature aimed at addressing the research question: “What are the challenges faced by cross border investments as they expand into Africa? The paper discusses the findings and proposes various recommendations to the challenges with the aim of improving the investment environment in developing countries to boost economic activity. Major challenges identified to be impacting cross border investments in developing countries are Political environment, regulatory environment, diversity and multicultural challenges, Leadership, Governance and Economic environment. For the purposes of literature review, the term cross border investments may be interchanged with Multinational Companies. The paper concludes by highlighting areas for future research
A Review on the Integration of Industry 4.0 Technologies in Management Accounting: Exploring Challenges and Opportunities for Enhancing Business Performance
Full text linkThis literature review critically delves into the symbiotic relationship between Industry 4.0's technologies and management accounting, accentuating challenges and opportunities in the dual facets of pursuing enhanced business performance in the Fourth Industrial Revolution era. The key research problem revolves around effectiveness in harnessing the technologies of Industry 4.0 to management accounting. The review takes the shape of introducing readers through a comprehensive overview of the technologies of Industry 4.0, presenting theoretical framework and methodological rigour to ensure integrity. The core section contains the findings and discussion, for, as emerging challenges of adaptation and privacy are reviewed with some carefulness and some exciting new possibilities for automation, for data-driven decision-making, and innovation in business models. The paths of collaboration and strategic alignment then arise as conduits to efficiency and growth and so take their place in the unsurpassed record of business performance. Free writing in terms of business performance implications, the manuscript defends that exploring challenges and opportunities serve as a platform for attaining financial gains. And these are just not claims but are backed with real-time case discussions and application to authenticate the context. This concludes the review synthesising points of contentions and pointing out knowledge gaps by presenting a robust research agenda for any future scholar setting stage going forward in this dynamic field. Basically, this manuscript does not just synthesize the intricate intersection of Industry 4.0 and management accounting but accentuates the paramount significance in such interfaces. It leads the organizations to a promising future with improved business performance among the landscape of Industry 4.0 and management accounting with practical insights and recommendations. Keywords: Industry 4.0, Management Accounting, Fourth Industrial Revolution, Internet of Things (IoT), Artificial Intelligence (AI), Automation, Data-driven Decision Making, Business Performance, and Technology Integration DOI: 10.7176/RJFA/15-6-01 Publication date: June 30th 202
Factors Affecting the Uptake of Life Insurance in Botswana
Full text linkThe low uptake of life insurance is a matter of significant concern both within Africa and globally due to its aims to investigate the factors contributing to the poor adoption of life insurance products in Botswana. Through a survey conducted among 800 randomly selected individuals representing diverse genders in Botswana, with an 80% response rate, this study sheds light on the factors that hinder the uptake of insurance products in the country. The findings indicate that the low adoption of insurance products in Botswana can be attributed, at least in part, to various factors including low income, pervasive poverty, limited insurance awareness and education, and inadequate regulatory oversight
Strategies For Success: A Systematic Review of Approaches Used by South African Companies to Expand into The African Region
Full text linkThe African region presents significant opportunities for South African companies seeking to expand their operations. However, navigating the complexities of the African business environment coming up with best fit strategies can be daunting. This systematic review aims to identify the strategies used by South African companies to successfully expand into the African region. A comprehensive search of electronic databases and hand searching of relevant journals and conference proceedings was utilised for the study. The findings of this research suggest that South African companies have employed a range of strategies to facilitate expansion, including ownership, partnerships, and adaptations to local conditions. The findings of the systematic review assist multinational companies pursuing cross border expansion in evaluating and deciding on the appropriate market entry strategy and also on the timing of getting into the foreign markets. It also assists policy makers in formulating business supportive policies and creating favourable operating environment, further the study assist the academia in bridging the theories on internationalization and African business expansion
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