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    Pengaruh Komitmen Terhadap Minat Konsumen Menggunakan BRILink Bumdes Mekar Desa Babana Kecamatan Budong-Budong Kabupaten Mamuju Tengah Dengan Kepercayaan Konsumen Sebagai Variabel Intervening

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    Implikasi penelitian, menjaga kepercayaan konsumen dapat berpengaruh terhadap komutmen konsumen dan minat konsumen juga berpengaruh komitmen konsumen karena semakin besar minat konsumen menggunakan suatu produk dan jasa bisa memicu terjadinya kepercayaan dan komitmen yang kuat. Hasil penelitian ini digunakan sebagai masukan kepada Agen BRILink Bumdes Mekar Desa Babana. Saran penulis kepada Agen BRILink Bumdes Mekar Desa Babana agar meningkatkan lagi kualitas produk maupun jasa serta pelayanannya terhadap Konsumen BRILink Bumdes Mekar agar konsumen tetap komitmen dan percaya serta menarik minat konsumen lain untuk melakukan transaksi di BRILink Bumdes Mekar dan tidak beralih ke agen lain

    MASALAH DAN STRATEGI MENARIK INVESTASI DI DAERAH

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    Seminar Investasi PUKTI, 15/06/2006, Hotel Quality, Makassa

    Kajian Kritis Laporan Keuangan Bank Sentral

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    Disampaikan dalam Seminar Laporan Keuangan Bank Sentral. Kerjasama : PPA Fekon UI, BI, dan BSBI. Auditorium Fak. Ekonomi UI, Depok, Kamis, 21 April 201

    L'ANALYSE ECONOMIQUE DE LA POLITIQUE DU CR??DIT DANS UN TYPE D'??CONOMIE D???ENDETTEMENT: LE CAS DE L'INDON??SIE

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    The nature of the financial system is particular importance for conduct of monetary policy. Briefly, Indonesia can be characterized as a bank-centered ?? overdraft economy ??. The domestic market in securities is not large enough to have great meaning either for the financing of economic activity or for the regulation of the liquidity of economy, in contrast, the deposit banking system is highly responsible for in some of the larger activities. Indonesia is an overdraft economy not only in the sense that bank credit and apparently assured borrowing power (the credit line) are important sources of liquidity for the economic agents, but also in the sense that banks have been almost permanently in debt to the central bank. Theoretically, in this situation, the direct control of credit is the efficient mechanism of the monetary policy. However, in Indonesia, this rule is not applied completely. The purpose of this study is to analyze the procedures and the degree of efficiencies of the monetary policy in Indonesia during of 1969 until 1993. \ud The debate over wether the monetary authorities should attempt to control money or credit has not been particulary vivid in Indonesia, consequently the control of credit implies the control of money and vice-versa. In practice, the growth of the money supply (M2) has become a basis of its monetary control, within the target values which are consistent with the ultimate objectives of the economic policy. Several instruments of monetary policy which had been used are as follow. In the first period of Five Year Plan (Repelita), the monetary authorities controlled the money creation of the commercial banks indirectly by using the reserve requirement policy. However, the increase in oil price in 1973 have boosted the reserve money with the resulting increase in the money supply. For that reason, in 1974, the monetary authorities gave up the direct control system by imposing the credit ceiling with detailed sectoral credit allocation, and interest rate control. Then, in the climate of reduced resource availability occasioned the serious decline in oil revenue at the beginning of 1980???s, coupled with the threat from the world recession, a financial deregulation has been carried out by the monetary authorities in June of 1983. The main objective of the reformation was to make the financial system more efficient and self reliant in mobilizing and allocating financial resources. According to the new system, the procedures to influence the growth of money and credit will require both controlling the monetary base and the monetary multiplier (the System of Reserve Money Management) with the interest rate as the principal instrument.\ud The test of efficiency of the monetary policy has been measured by the following issues: a close relationships, the predictability and the direction of causality between the policy instruments (operational objective) and the intermediate objective, and also between the intermediate objective and the ultimate policy objectives. A regression analysis has been employed to test the reliability of the relationship between the objectives. To confirm the stability of the forecasting ??quations, a standard test statistics have been employed as the THEIL???s U statistic. The test for the direction of causality was an application of SIMS???S technique for determining the causal ralationship between the objectives. The results indicated that the monetary autorities have no control over the intermediate objective M2, because the m2 money multiplier was unpredictable and that changes in the monetary base has been largely determined by the amount of the credit and money created by the banking system. However, the test of efficiency of the monetary control in order to the ultimate objectives demonstrates the results : that variations of the monetary aggregates M2 and the credit variable have a significant influences on the economic activity (GDP), on the inflation rate and on the distribution of income.\ud \ud Keys words: Financial System, Overdraft Economy, Monetary Creation, Transmission Mechanism, Control of Money and Credit, THEIL???S U and SIMS???S tests

    Strategi Optimalisasi Distribusi Pemasaran Semen: Studi Kasus PT. SEMEN BOSOWA MAROS (PT. BSM)

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    Abstract : \ud Research on PT. Semen Bosowa Maros is interesting, because the company is the only one national cement company which until now owned by national investors.. It???s performance from time to time continue to improve, reflected in the growth of market share in the national cement market, continuing to increase. As the implications of business plans and implementation of business strategies that accordance with the norms and practices of a growing business needs. The important factors, caused the company implement the marketing distribution strategy of cement optimally through the strategy of the Free on Board (FOB) and strategy on Free on Truck type B (FOT type B). In both cement distribution strategy as the best because provide the most value the Average Revenue per Output for company than the distribution strategy of Free on Truck type A (FOT type A).\ud \ud Keywords: \ud Market Share, Distribution strategy of cement, Free on Truck type B, Free on Board, Free on Truck type A, and Average Revenue per Output

    FENOMENA INFLASI DAN PENGANGGURAN

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