3 research outputs found
Impact of credit on microenterprise development in Kenya
No full textThe purpose of this study was to determine the use and impact of non-governmental organization's (NGOs) loans on microenterprises in Kenya. The study also identified barriers perceived to be hindering microenterprises from growing. This was an exploratory naturalistic type of inquiry. The results were obtained through structured interviews and observations of microenterprises which had obtained loans. Thirty-five entrepreneurs were interviewed, 16 from the Manufacturing Sector, 9 from the Service Sector, and 10 from the Trade Sector. The population consisted of about 1,000 microenterprises who were active members of the Juhudi Credit Scheme in Eldoret.Data for this study was analyzed by using content analysis. The responses were summarized under common themes and presented in form of tables, percentages and frequencies. The findings indicated that the loans were mainly applied in the following areas: reinvested in the businesses, invested in new enterprises, and diverted to household use. The respondents reinvested most of their first loans in the businesses and used increasing proportions of the second and third loans in creating new enterprises. The proportions of the second and third loans utilized in creating new enterprises increased in all the three sectors while the proportion reinvested in the businesses decreased.As a result of the loans, respondents indicated improvement in their sales, profits, assets, cash flow, management practices, and family welfare. New jobs and linkages with other organizations had also been created. Most of the jobs including apprenticeships, were created in the Manufacturing Sector. The NGO loans did not appear to have assisted the microenterprises to grow vertically and become small scale enterprises. However, the loans did assist them to grow horizontally. Most respondents had become more entrepreneurial in starting new enterprises and in diversifying their businesses.Barriers which affected the growth of microenterprises during the loan period included: lack of sufficient working capital, insufficient managerial and technical skills, lack of suitable premises, economic uncertainty, lack of equipment, and domestic issues. Various strategies adapted to overcome some of these barriers included: borrowing additional funds, subcontracting services, diversifying business activities, renting tools and equipment, and making sales on cash basis.Made available in DSpace on 2011-05-07T12:40:14Z (GMT). No. of bitstreams: 2
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The Entrepreneurial Manager
No full textThis paper examines the role of entrepreneurship in management. It discusses what
entrepreneurship is and who entrepreneurial managers are. The paper analyses the
entrepreneurial mind, developing an entrepreneurial manager, and ends with the
entrepreneurial culture. The entrepreneurial managers are defined as managers who apply
entrepreneurial skills and attributes in their occupations to effectively and efficiently achieve
objectives. The paper posits that entrepreneurial managers are drivers for the success and
growth of an organisation. They use what is called the entrepreneurial mind (e-mind) unlike
the lifestyle managers who try to maintain status quo. The paper concludes by stating practical
ways of training and developing entrepreneurial managers
Editon Consortium Journal of Business and Management Studies (ECJBMS) Influence of Guerrilla Skills on Micro and Small Enterprise Survival in Wakiso District, Uganda.
No full textThis study examined the influence of Guerrilla skills on Micro and Small Enterprise (MSE) survival in Wakiso
district, Uganda. The objective of the study was to establish the influence of guerrilla skills on profitability,
stability and continuous resource availability of the Micro and Small Enterprises in Wakiso District, Uganda.
Multiple sampling methods were used to derive a sample of 306 MSEs and a cross-sectional survey research
design was used and adopted a positivist approach. The study used quantitative approaches which involved
descriptive analysis (frequencies, percentages tables) and inferential statistics (linear regression). Raw data
was captured into SPSS (version 16). Results revealed that Guerrilla skills had a positive and statistically
significant influence on profitability, stability and continuous resource availability leading to increased
enterprise survival. It also revealed that guerrilla skills have a positive and statistically significant influence on
the survival of MSEs in Wakiso district, Uganda and accounted for 29.6 per cent of the variation in Micro and
Small enterprise survival. MSE owner/managers need to develop, improve and utilize guerrilla skills in running
their businesses. They should utilize resources within their surrounding maximally and be ahead of the
competitors by utilizing unconventional low-cost tactics not known to their competitors and are difficult to
copy. Similarly, programs to improve MSE owners/managers' guerrilla skills be implemented to enhance MSE
survival. Curriculum developers need to design programs that will involve learners to apply guerrilla skills
