703 research outputs found
Analysis of risk management information support and optimization proposal for loan approval business process
Magistrsko delo obravnava tveganja na področju odobritve kreditov komitentov z metodami operacijskih raziskav in sodobno informacijsko podporo. Namen dela je pokazati, da s pomočjo metod operacijskih raziskav in z informacijsko podporo zmanjšujemo tveganja pri procesu odobritve bančnih kreditov. V praktičnem delu je izvedena anketa z namenom pridobivanja znanja za modeliranje in apliciranje metod iz operacijskih raziskav na aktivnosti v procesu odobritve kreditov s pomočjo indikatorjev učinkovitosti delovanja. Delo je zaključeno z ugotovitvami stopnje informatizacije in optimizacije na procesu odobritve kreditov in možnostmi uporabe OR v prihodnosti.The main topic of this master’s degree revolves around the risks of granting bank loans to customers, using operations research methods with the support of contemporary informatics. The purpose of this paper is to show that with utilization of operations research methods and support of information, the risks at granting bank loans can be reduced. A survey has been conducted in order to acquire knowledge to model and apply methods from operations research in the area of granting bank loans, utilizing indicators of operating efficiency. Finally, the degrees of informatization and optimization in the process of granting bank loans are discussed
Developing application for displaying dangerous road sections in the Republic of Slovenia
Historian Jan Šedivý
Magistrsko delo obravnava življenje in delo zgodovinarja Jana Šedivýja. Jan Šedivý se je rodil 11. septembra 1899 v Linzu. Zaradi očetove smrti je svoje otroštvo od prvega leta dalje preživel pri stricu v okolici Male Nedelje. Med letoma 1912 in 1920 je obiskoval Klasično gimnazijo Maribor. Po zaključku gimnazije se je vpisal na študij zgodovine in zemljepisa na Univerzi
v Ljubljani, ki ga je nadaljeval v Beogradu, v Pragi in v Sofiji. Diplomiral je leta 1929 v Beogradu. Leto kasneje je bil imenovan za profesorja na Klasični gimnaziji Maribor, kjer je poučeval vse do leta 1941. To je bilo najplodnejše obdobje njegovega delovanja. V Mariboru se je ustalil, si ustvaril družino in – razen med vojno – bival vse do svoje smrti. Poleg opravljanja profesorskega poklica je ves čas pisal ter bil odbornik Zgodovinskega društva v Mariboru, član Muzejskega društva v Mariboru in član Pedagoške centrale. V okviru klasične gimnazije in zgodovinskega društva je imel večkrat predavanja s področja zgodovine in poznavanja slovanskih narodov.
Z nemškim napadom na Jugoslavijo in začetkom druge svetovne vojne na Slovenskem se je kot prostovoljec odločil za vstop v jugoslovansko vojsko, kmalu pa je postal nemški vojni ujetnik.
Po uspešnem pobegu in prihodu njegove družine v Beograd je čas vojne preživel v Zrenjaninu. Tukaj je poučeval na gimnaziji do avgusta 1945. Leta 1945 je prevzel službo profesorja ruščine na I. gimnaziji Celje, kjer je poučeval do leta 1950, ko je sprejel službo na II. gimnaziji Maribor.
Menjava oblasti v Jugoslaviji in komunistične čistke, ki so zajele vsa področja javnega življenja, so privedle tudi do »obračuna« z državnimi uslužbenci, ki se temu niso uklonili. Februarja 1952 so na širšem področju Maribora uvedli postopke proti delavcem v prosveti. Eden izmed teh je bil tudi Jan Šedivý.
Sodišče ga je spoznalo za krivega in mu naložilo kazen – prepoved službovanja za eno leto.
Leta 1953 je bil Šedivý upokojen. Umrl je zaradi srčnega zastoja, 12. maja 1969, v Mariboru, kjer je tudi pokopan.
Njegov opus zajema številne članke, ki jih je objavljal v Straži, Novi straži, Mladiki, Slavistični reviji, Socialni misli, Časopisu za zgodovino in narodopisje, Jeziku in slovstvu, Pedagoškem zborniku Slovenske šolske Matice, Mariborskem koledarju, Kroniki, Domu in svetu ter Vestniku. Izdal je tudi dva samostojna učbenika: Oris zgodovine Jugoslovanov in Češčina za samouke.The Master\u27s thesis focuses on the life and work of historian Jan Šedivý. Jan Šedivý was born on 11th of September 1899 in Linz. Because of his father’s death, he lived from his first year of age with his uncle in the vicinity of Mala Nedelja. Between 1912 and 1920 he visited Classical Gymnasium in Maribor. After graduation, he enrolled on the history and geography studies programme at the University of Ljubljana, which he continued at the universities in Belgrade, Prague and Sofia. He graduated in 1929 in Belgrade. A year later he was tenured as a professor at the Classical Gymnasium in Maribor, at which he taught until 1941. This era was his most successful in terms of research and writing. In Maribor, he started a family and lived there, with a short pause during the war, until his death. While being a professor, Jan Šedivý also wrote and was a member of Historical Society of Maribor, Museum Society in Maribor and a member of Pedagogical central. In the gymnasium and historical society, he also held lectures on various topics from the area of history of Slavic people. When the Germans invaded Yugoslavia in 1941, he volunteered in Yugoslav army and was taken a prisoner. After successful escape, he moved to Zrenjanin, where he was joined by his family. There he taught at the gymnasium until August 1945. In 1945, he became a professor of Russian language at the I. Gymnasium in Celje, where he worked until 1950, when he moved to II. Gymnasium in Maribor.
The change of rule in post-war Yugoslavia and the communist purges, which took over every sphere of public life, resulted in a conflict with public servants, who refused to be associated with the communists. In February of 1952, the government commenced arrests and legal proceedings towards multiple public servants. Jan Šedivý was one of them.
The trial court found him to be guilty and forbidden him to work for a year. In 1953 Šedivý retired and died on 12th of May 1969 in Maribor due to cardiac arrest. He is buried in Maribor. His opus encompasses a multitude of journal articles, found in journals like Straža, Nova Straža, Mladika, Slavistična revija, Socialna misel, Časopis za zgodovino in narodopisje, Jezik in slovstvo, Pedagoški zbornik Slovenske šolske Matice, Mariborski koledar, Kronika, Dom in svet and Vestnik. He also published two stand-alone textbooks: Oris zgodovine Jugoslovanov and Češčina za samouke
RAJSKÝ, Andrej. Philosophy of Education: Selected essays
RAJSKÝ, Andrej. Filosofia výchovy. Vybrané state. – Stručný přehled o nové inspirativní knize Andreje Rajského. Autor sklízí léta poctivého promýšlení otázky filosofie výchovy. I když mnohé problémy filosofie výchovy byly již v celistvějších i dílčích textech pojednány, zpracování v takto semknuté syntetické podobě je zatím unikátní.
RAJSKÝ, Andrej. Philosophy of Education: Selected essays. – A brief overview of Andrej Rajský’s new inspirational book. The author reaps years of honest thinking about the issue of the philosophy of education. Although many problems of the philosophy of education have already been discussed in more complete and partial texts, the processing in such a closed synthetic form is still unique
Constitutional Landlord Party in Carniola
Avtor v svoji disertaciji obravnava politični Klub ustavovernih veleposestnikov na Kranjskem.
V 19. stoletju se je na Kranjskem razplamtel t. i. nacionalni boj, boj med Slovenci in Nemci. Avtor dokazuje, da ne na eni in ne na drugi strani nacionalno niso bili homogeni. Čeprav so ustavoverni veleposestniki bili označeni kot nemška stranka, avtor dokazuje, da so med njimi bili ljudje, ki so bili po narodnosti Slovenci.
Ustavovernim veleposestnikom so pogosto očitali pomanjkanje domoljubja in celo izdajstvo v obliki prusofilstva. Avtor ravno nasprotno dokazuje, da ustavoverni veleposestniki niso nikoli poveličevali Prusije in Bismarcka, ampak močno Avstrijo. Zagovarjali so zavezništvo z Nemčijo, ker so bili mnenja, da bi to Avstriji koristilo.
Ustavovernim veleposestnikom so pripisali tudi nasprotovanje slovenskemu šolstvu, zaviranje le-tega in poskus uničenja oz. izrinjanja. Avtor dokazuje, da ustavoverni veleposestniki niso nasprotovali slovenskemu šolstvu. Zagovarjali so ohranitev učenja nemščine. Njihovi argumenti so bili zelo praktične narave. Najbolj pogosto so navajali, da je nemščina omogočala nadaljnje šolanje in bila vsesplošno potrebna v državi.
Politični zaton ustavovernih veleposestnikov se je pričel z nastopom Taaffejeve vlade in Andreja Winklerja na Kranjskem. Avtor dokazuje, da je slednji zelo hitro in učinkovito obračunal z ustavovernimi veleposestniki. Uničil je njihov časnik Laibacher Tagblatt in jim tako odvzel glasilo, s katerim so dosegali širše množice. Še največji udarec je za ustavoverne veleposestnike predstavljalo umiranje njihovih dolgoletnih glavnih članov zaradi starosti. Tako je v osemdesetih letih 19. stoletja umrlo precej vidnih članov, recimo Karel Deschmann.
V novo epoho so ustavoverni veleposestniki stopili šele z Josephom Schweglom. Schwegel, po rodu Slovenec, je bil dolga leta v službi zunanjega ministrstva kot diplomat. Schwegel je postal eden izmed najbolj vplivnih ustavovernih veleposestnikov ne le na Kranjskem, temveč tudi v Avstriji. Razkol in razcepitev Narodnega kluba na Slovensko ljudsko stranko in Narodno napredno stranko je izkoristil ter se povezal s slednjim. Tako mu je uspelo ponovno oživiti klub na Kranjskem in ga politično reaktivirati. Tega ni izkoristil za sejanje nemira, ampak za konstruktivno sodelovanje. Ivan Hribar je ta uspeh Schwegla v svojih spominih najbolj slikovito opisal: ustavoverni veleposestniki so postali »jeziček na tehtnici« pri glasovanjih.In his dissertation, the author addresses the political club Constitutional Landlord Party in the Cronland Carniola.
In the 19th century a national fight erupted in the Carniola between the Slovenies and the Germans. The author proves that neither side was nationally homogeneous. Although the Constitutional Landlord Party was marked as a German party, the author proves that there were also people of Slovenian nationality among them.
The Constitutional Landlord Party was often accused of lacking patriotism and even treason in a form of prussophilism. The author proves the oppositethe Constitutional Landlord Party glorified Austria and never Prussia and Otto Bismarck. They defended the alliance with Germany, because they believed Austria would benefit from it.
The Constitutional Landlord Party supposedly opposed and suppressed Slovenien education, and they had also attempted to destroy it. The author proves that Constitutional Landlord Party did not in fact oppose to the Slovenian education. They defended the preservation of learning the German language. Their arguments were very practical. Frequently they mentioned that the German language enabled further education and was overall used in the country.
The political decline of Constitutional Landlord Party started with the onset of Eduard Taaffe central Government and Andrej Winkler in Carniola. The author proves that Andrej Winkler settled a score very quickly and efficiently with the Constitutional Landlord Party. He destroyed their newspaper Laibacher Tagblatt and took away their newsletter, with which they reached wider audiences. The biggest blow for the Constitutional Landlord Party represented the dying of their long-time key members because of old age. Quite a number members died in the 80s of the 19th century, for example Karel Deschmann.
The Constitutional Landlord Party stepped in a new epoch with Joseph Schwegel. Joseph Schwegel was a Slovenian by birth and was for many years in the service of the foreign ministry as a diplomat. Joseph Schwegel became one of the most influential members of the Constitutional Landlord Party not only in the Carniola but also in the Monarchy. He took advantage of the division and the split of the national club to the Catholic National party and the National Liberal club and connected with the latter. Thus, he could reinvigorate the club in Carniola and politically reactivate it. He did not take an advantage of this to make disorder, but to achieve constructive cooperation. In his memoirs Ivan Hribar described the success of Joseph Schwegel very picturesquely: The Constitutional Landlord Party “tipped the scales” in the ballots
Development of natural gas and pipeline capacity markets in the United States
Deregulation of the U.S. natural gas industry has been under way since the late 1970s. The industry was deregulated to create competitive markets in natural gas and its pipeline transportation, in the expectation that competition would guide transactions toward a more efficient outcome. The author provides an overview of the deregulation process and its effect on the development and functioning of natural gas and gas transportation markets in the United States. He analyzes the trading of pipeline capacity in primary and secondary markets and the regulation of pipeline transportation, identifies mechanisms that pipeline companies use to coordinate bilateral transactions, and summarizes deregulation's main achievements in the U.S. natural gas industry. Industry achievements in the past 15 years show that expectations were not realistic. The United States enjoys a highly competitive interstate transportation market. Both markets have benefited from the deregulation of natural gas production and marketing and the liberalization of natural gas prices. Introducing open access to interstate pipelines and their unbundling from gas sales has allowed end users to participate in the efficiency gains in upstream markets. All this has contributed to declining retail prices for all major consumer categories. Deregulation is far from complete, however. Current regulation of interstate pipeline companies and the secondary transportation market does not promote efficient allocation of transportation contracts. Flexible pricing of transportation contracts should be introduced in both the primary and secondary transportation markets. But deregulation of retail markets remains the most important task and the bigger challenge facing industry regulators. Small-volume end users (such as residential or commercial customers) are captive to local distribution utilities, without access to competitive wholesale markets. All end users should be able to choose a natural gas supplier and receive natural gas at the minimum cost to society.Oil&Gas,Water and Industry,Markets and Market Access,Economic Theory&Research,Environmental Economics&Policies,Transport and Environment,Water and Industry,Oil Refining&Gas Industry,Oil&Gas,Carbon Policy and Trading
Children\u27s prose of Andrej Rozman Roza
V magistrskem delu so analizirana otroška prozna dela sodobnega ustvarjalca Andreja Rozmana Roze. Andrej Rozman Roza je pisatelj, pesnik, dramatik in igralec. Je vsestranski sodobni ustvarjalec, ki s svojim humorjem in stilom pisanja navdušuje otroke, mladino in odrasle. Njegova dela so kakovostna in izvirna, zato je dobitnik mnogih nagrad.
V začetnem delu magistrskega dela je predstavljen Andrej Rozman Roza in njegova biografija.
V jedrnem delu magistrskega dela so analizirana vsa prozna dela Andreja Rozmana Roze po metodi analiziranja iz dela Poetika slikanice (2013) Dragice Haramije in Janje Batič. Razdeljena so v dve skupini glede na oblikovne značilnosti: slikanice: Krava, ki jo je pasel Mihec (1999), Balon velikan (2001), Najbolj dolgočasna knjiga na svetu (2001) in O začaranem žabcu (2019), in ilustrirane knjige: Skrivnost špurkov (1997), Kako je Oskar postal detektiv (2007), Gospod Filodendron (2011), Gospod Filodendron in Marsovci (2011), Gospod Filodendron in nogomet (2012), Čofli (2012) in Predpravljice in popovedke (2015). Dela so razdeljena še na podskupine glede na književno vrsto.
Analizirano je vsako delo posebej, v zaključku so skupne točke in ugotovitve povezane v smiseln zaključek.The master\u27s thesis contains an analysis of children\u27s prose work of contemporary author Andrej Rozman Roza. Andrej Rozman Roza is a writer, poet, playwright and an actor. He is a versatile contemporary author, who uses his humour and style of writing to enthuse children, the youth as well as adults. His works are original and of high quality, which is why he is a recipient of many literary awards.
The initial part of the master\u27s thesis focuses on Andrej Rozman Roza and his biography.
The core of the thesis places the emphasis on the analysis of all prose works of Andrej Rozman Roza by the method of analysis from Poetika slikanice (2013) by Dragica Haramija and Janja Batič. The prose works are divided into two groups in accordance with their stylistic features: picture booksKrava, ki jo je pasel Mihec (1999), Balon velikan (2001), Najbolj dolgočasna knjiga na svetu (2001) and O začaranem žabcu (2019)and illustrated booksSkrivnost špurkov (1997), Kako je Oskar postal detektiv (2007), Gospod Filodendron (2011), Gospod Filodendron in Marsovci (2011), Gospod Filodendron in nogomet (2012), Čofli (2012) in Predpravljice in popovedke (2015). Furthermore, the works are then divided into sub-groups according to their literary type.
Each work is analysed separately. In the end, findings and common points form an insightful conclusion of the thesis
Andrej Bělocvětov - Theakston 1923-1997
Andrej Belocvetov first dedicated his efforts to chiaroscuro still life paintings and portraits, often using heavy, pasty brushstrokes. He let himself be inspired by the work of Frans Hals and Rembrant. He also paints urban landscapes and still life work in various impressionistic variations. A very important factor influencing the artistic expression of Andrej's life was his synesthesia - in his case it was a neural connection between music and colours, the so-called coloured hearing. For Andrej, the fifties were a period of surrealist tendencies on the one hand, and to Picasso-like Classicism and the new German Objectivity of George Grosz and Otto Dix. Andrej paints portraits of women and children and still life paintings. He is diagnosed with severe epilepsy. Belocetov's health problems culminate in the fifties and persist during the sixties. The author himself spoke about "Neosurrealism", and even though he was familiar with Surrealist methods and techniques, he never really felt bound by them. He created freely, guided only by his imagination. He also put a great emphasis on the graphic aspect of the painting. He participates in group exhibitions of the Máj 57 movement in 1957 and 1958 in Prague, in 1958 in Warsaw (where he is not personally present), and in 1964 in Prague. In 1958, he has his first..
An Approach to the Safety Problem of Railway-Road Crossings in the Transport System
The paper presents an approach to the problem of railway-road level crossings. The goal is to improve safety in thetransport system network, which includes a considerable numberof »inadequately protected« crossings. The single crossing,in its abstract sense, is considered to be a system consisting offour subsystems: the external world, the crossing in its strictsense of the word, the railway and the road. The system analysisof the problem is based on an exhaustive set of bibliography,listed at the end of the paper. This analysis leads to many findingsand those exerting the greatest impact are selected as thebasis for the synthesis. The synthesis proposes a triangle of variables:time period, critical points on the railway network andthe value of the risk indicator. This simple model may includealso other variables by converting relevant values. The main resultis the risk indicator over the network It can be used for variousscenarios, thus enabling their mutual comparison as wellas application in investment studies
PROPOSED MEASURES FOR THE IMPROVEMENT OF EDUCATION ON THE SAFE CROSSING OF RAILWAYS AT LEVEL CROSSINGS
Nivojski prehod je konfliktna točka, kjer se srečujeta cestni in železniški prometni podsistem, zato se žal tukaj dogajajo prometne nesreče. V večini primerov je nesreča posledica napake cestnega udeleženca, ki praviloma konča s hudimi poškodbami ali smrtjo. Ker lahko na voznike cestnih vozil najbolj vplivamo v času izobraževanj, smo analizirali obstoječi način usposabljanja za voznike motornih vozil, na podlagi ankete pa smo pridobili podatke iz prakse, od mladih voznikov. Ugotovitve kažejo, da se v vseh korakih usposabljanja, problematiki prečkanja proge na nivojskih prehodih daje premajhen pomen. Predlagali smo ustrezne ukrepe za izboljšanje izobraževanje v vseh korakih usposabljanja za voznika, predlagali pa smo tudi enostavne tehnične ukrepe, ki bi izboljšali vidnost in opaznost bližine nivojskega prehoda, ter posledično izboljšali prometno varnost.The level crossing is a point of conflict in which the road and rail traffic subsystems meet, unfortunately resulting in traffic accidents. In most cases, the accident is the result of an error on the part of the road vehicle operator, and usually results in serious injuries or even death. As education is the perfect time to influence road vehicle operators, we analyzed the existing methods used in the training of road vehicle operators and used a survey to obtain data on driving practices among young drivers. Our findings indicate that the issue of crossing the railway at level crossings is being neglected at all stages of training. We suggested appropriate measures for the improvement of all stages of drivers’ training and proposed simple technical measures that would improve visibility and alert drivers that they are in the vicinity of a level crossing, resulting in improved traffic safety
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