372 research outputs found
Islamic FinTech and Artificial Intelligent (AI) for Assessing Creditworthiness
No full textArtificial Intelligence and Islamic Finance discusses current and potential applications of Artificial Intelligence (AI) for risk management in Islamic finance. It covers various techniques of risk management, encompassing asset and liability management risk, credit, market, operational, liquidity risk, as well as, regulatory and Shariah risk compliance within the financial industry. The authors highlight AI’s ability to combat financial crime such as monitoring trader recklessness, anti-fraud and anti-money laundering and assert that the capacity of Machine Learning (ML) to examine large amounts of data allows for greater granular and profound analyses across a variety of Islamic financial products and services. The book concludes with practical limitations around data management policies, transparency, and lack of necessary skillsets within financial institutions. By adopting new methodological approaches steeped in an Islamic economic framework (e.g., analysing FinTech in the context of Shariah principles and Islamic values), it devises practical solutions and generates insightful knowledge, helping readers to understand and explore the role of technological enablers in the Islamic finance industry, such as RegTech and Artificial Intelligence, in providing better and Shariah-compliant services to customers through digital platforms.
The book will attract a wide readership spanning Shariah scholars, academicians and researchers as well as Islamic financial practitioners and policymakers
Disrupting Islamic international trade finance using blockchain technology
No full textThis paper discusses the feasibility of using disruptive technology in Islamic international trade finance by implementing the novel wakalah smart contract based on blockchain technology. It is believed that implementing this innovative approach could facilitate international trade transactions using blockchain technology. Shari’ah-related issues of the novel FinTech enhancement are also highlighted to ensure the model’s Shari’ah compliance. An in-depth and critical review of the current evolution in Islamic Financial Technology (FinTech), international trade, the smart contract, and blockchain technology was undertaken, and is the basis of the proposal to implement the wakalah model based on blockchain technology to enhance international Islamic trade finance. The study finds that the wakalah model of international trade can be implemented on Ethereum blockchain, which is based on the smart contract and tagged as the wakalah smart contract. This is to help facilitate the execution of transactions in a secure, trusted, and faster way compared to the traditional wakalah contract. Islamic financial institutions (IFIs) are encouraged to explore the practicality of this model. This is because the model has the potential to assist entrepreneurs, international business players, and IFIs to address the many issues currently faced by international trade finance. Despite the critical importance of international trade finance (ITF) in supporting global trade and economic transactions, studies in this area have been limited, especially in relation to Islamic banking and finance (IBF). In particular, the Islamic letter of credit introduced by several Islamic banks had its basis in different Shari’ah principles that permitted the banks to participate in the transactions as agents or shareholders in joint venture businesses with the clients. The advent of Islamic FinTech has been a radical development in Islamic banking and finance. Nevertheless, Islamic FinTech has evolved into a very crucial instrument in the Islamic financial industry to develop ITF. Thus, the Islamic FinTech model will be more cost effective and involve digital technology and automation to provide an alternative option to traditional financing
Sex-Based Differences in Systemic Sclerosis Among Egyptian Patients: Insights from a Multicenter Observational Study in a Genetically Distinct North African Mediterranean Population
No full text: Background: Systemic Sclerosis (SSc) is a heterogeneous autoimmune disease with variable clinical expression influenced by genetic, environmental, and sex-related factors. Understanding sex-based differences in disease phenotypes and severity can improve personalized management strategies, especially in underrepresented populations. This study aims to explore sex-based differences in disease phenotypes and severity in a population with a distinct genetic background. Materials and Methods: This cross-sectional study included 197 SSc patients (177 females and 20 males) enrolled from 5 tertiary care centres across Egypt. All participants met the 2013 ACR/EULAR classification criteria for SSc and the criteria proposed by LeRoy and Medsger. The demographic, clinical, and serological data were collected and defined according to the previously developed severity score and activity index. Results: This study highlights key sex-related differences in disease severity and management. Egyptian male patients exhibited more severe skin involvement and were more likely to receive more aggressive treatment regimens, including corticosteroids and phosphodiesterase inhibitors. Conversely, female patients demonstrated a higher frequency of moderate general systemic involvement and comparatively lower rates of pulmonary complications. Conclusions: Sex-related differences in Egyptian SSc patients appear limited, suggesting that population-specific genetic and environmental factors may play a more prominent role in disease expression than sex alone
Commentaar op "Hydraulic test to develop design criteria for the use of RENO matrasses (Gabions)"
No full textEr zijn proeven uitgevoerd op steenkorven van verschillende dikten. De verhouding dikte van de korf tot de afmeting van de stenen is klein, 1 à 10. - Het rapport hierover is geheel geschreven vanuit een hydraulisch gezichtspunt. Voor stroming in continua leidt dit tot een overschatting van de optredende snelheden en schuifkrachten. Het resultaat is een te hoge veiligheid. De methode is echter niet essentieel anders dan de openwaterloop aanpak van M. Klein Breteler. - De schuifspanningen op de korrels van de onderliggende laag worden door Shieldsachtige relaties beschreven. - Een ander negatief punt, dat de toepassing in Europa in de weg staat zijn de Amerikaanse eenheden (niet S.I.). Tevens worden de begrippen massa en gewicht door elkaar heen gebruikt in relaties, waar dit niet kan.KWP-collectio
A GA-ANFIS Self Regulating Scheme for Induction Motor Filter Compensation
No full textAbstract The paper presents a Novel Green Plug-Filter Co mpensation Scheme developed by the Second Author and controlled by an integrated Genetics algorith m (GA) with Adaptive Neuro-Fu zzy Inference System (ANFIS) controller developed by the First Author for gain adjusting of a PID tri-loop stage control scheme applied on single phase Induction motor. A Tri Loop dynamic error controlled technique is used to reduce inrush current conditions, improve energy utilizat ion, ensure soft starting, reduce inrush current as well as effectively ensure motor dynamic speed tacking.The proposed technique is used to adjust the feeding of PWM switching of GP-FC by finding the optimal control gain settings that dynamically minimize the global dynamic error. Digital simu lations are provided to validate the effectiveness of this device in improving the power quality and system stability
Pomegranate juice consumption reduces simulated ischemic stroke damage and increases brain antioxidant status in rats
No full textPomegranate phytochemicals / Navindra P. Seeram ... [et al.] -- Antioxidative properties of pomegranate : in vitro studies / Mira Rosenblat and Michael Aviram -- Bioavailability of pomegranate polyphenols / Francisco A. Tom?s-Barber?n, Navindra P. Seeram, and Juan Carlos Esp?n -- Protection against cardiovascular disease / Bianca Fuhrman and Michael Aviram -- Protection against stroke / Marva I. Sweeney-Nixon -- Anticancer potential of pomegranate / Shishir Shishodia ... [et al.] -- Molecular mechanisms of chemoprevention of cancer by pomegranate / Deeba Syed ... [et al.] -- Pomegranate and prostate cancer chemoprevention / John T. Leppert and Allan J. Pantuck -- Assessment of estrogenicity of pomegranate in an in vitro bioassay / Diane M. Harris, Emily Besselink, and Navindra P. Seeram -- Absence of significant estrogenic effects in the postmenopausal population / Michelle P. Warren ... [et al.] -- Antimicrobial activities of pomegranate / G.K. Jayaprakasha, P.S. Negi, B.S. Jena -- Commercialization of pomegranates : fresh fruit, beverages, and botanical extracts / Navindra P. Seeram, Yanjun Zhang, and David Heber -- Pomegranates: a botanical perspective / David W. Still -- Postharvest biology and technology of pomegranates / Adel A. Kader
Response of Different Soybean (Glycine Max L.) Genotypes Grown in Sand Culture to Salinity Stress
No full textEvaluation of Groundwater Resources in the Qeft Area of Egypt: A Geophysical and Geochemical Perspective
No full textThis study focuses on the critical issue of access to clean water in water-stressed regions like the Middle East and North Africa (MENA). To address the challenges of water stress, the study proposes an integrated approach involving geographical, statistical, and geophysical analysis. The objectives are to assess the distribution of pollutants such as heavy metals, salts, and water turbidity near industrial facilities; identify their sources and pathways; evaluate water quality and its impact on human health; and improve environmental classification using geophysical and geochemical methods. The study area, located southeast of Qena city, is characterized by an arid climate with minimal rainfall and is primarily covered by Upper Cretaceous and Lower Eocene rocks. The third layer in the study area is considered a shallow aquifer of Quaternary alluvial deposits; it deepens from 20 m to 93 m, displaying resistivity from 18 Ω∙m to 120 Ω∙m, with thickness increasing downstream to approximately 90 m. Understanding groundwater flow from northeast to southeast is crucial for understanding pollutant distribution in the region. The research reveals variations in groundwater quality, including high total dissolved solids (TDS) ranging from 240 to 531 mg/L and electrical conductivity (EC) values ranging from 376–802 μS/cm, as well as the presence of heavy metals. Some water samples exceeded the recommended limits for certain parameters set by the World Health Organization (WHO). Spatial distribution analysis showed higher mineralization toward the northeast of the study area. Overall, the integrated approach proposed in this study can contribute to effective water-management strategies to ensure sustainable water resources and protect public health in water-stressed regions like Egypt
Numerieke modellering van steenzettingen
No full textIn dit rapport wordt verslag gedaan van een numeriek onderzoek naar steenzettingen op dijken. De steenzetting van een dijk kan door een golfaanval worden beschadigd. Dit wordt veroorzaakt door een opwaartste druk aan de onderzijde, die verantwoordelijk is voor het uitlichten van de stenen. Als er een sterkte-berekening wordt uitgevoerd, blijkt dat er zogenaamde inklemeffecten optreden. Dit is het gevolg van het geometrisch en fysisch niet-lineair gedrag. Er is dus een grotere kracht dan het eigen gewicht nodig om een steen uit de zetting te trekken. Het gunstige effect van deze inklemkrachten kan echter nog moeilijk worden gekwantificeerd en dus niet in de praktijk worden toegepast. Het doel van het afstudeerproject is meer inzicht te verkrijgen in de rol die de verschillende parameters spelen bij het inklemgedrag. Hiertoe wordt steeds de maximaal toelaatbare belasting pmax op het moment van bezwijken van de rij blokken beschouwd.Structural EngineeringCivil Engineering and Geoscience
Taludbekledingen van gezette steen. Ontwerpregels voor het filter
No full textIn dit verslag zijn zes deelverslagen gebundeld op het gebied van granulaire filters en geotextielen onder steenzettingen. De twee belangrijkste bezwijkmechanismen worden behandeld: 1) Zandtransport vanuit de basis door het granulaire filter of door het geotextiel; 2) Migratie van de fijne fractie van een filter (interne instabiliteit of suffosie genaamd). Het onderzoek heeft geleid tot formules en diagrammen waarmee de kritieke belasting bij beginnend zandtransport kan worden bepaald. Door rekening te houden met de doorgaans kleine hydraulische belastingen kunnen hiermee filters ontworpen worden die niet geometrisch zanddicht zijn (met poriën in het granulaire filter of openingen in het geotextiel die groter zijn dan de zandkorrels).Steenzettingen - TAW/EN
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