64 research outputs found

    TRANSLATING BUSINESS INTELLIGENCE INSIGHTS INTO GROWTH: A FRAMEWORK FOR BANK PRODUCT MANAGERS

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    This study explores how business intelligence insights contribute to business growth in the Nigerian commercial banking sector. Business intelligence is increasingly adopted by Nigerian banks to gain a competitive edge; however, many financial institutions struggle to fully leverage their business intelligence systems due to technological and operational challenges. This study adopted a qualitative research design to examine how business intelligence insights influence key growth indicators, including customer satisfaction, customer loyalty, and internal process efficiency for bank product managers using a hybrid of technology organisation environment and dynamic capability theory. A thematic analysis method was used to analyse the information gathered from respondents and it was found that customers and employees sometimes experience issues when using the digital banking channels provided by the Nigerian banks. Also, there is no effective use of the information provided to the bank by consumers This study concludes that consumers and employees of Nigerian banks can have better experiences when using the digital banking channels provided if there can be improvement in operational activities through the use of predictive analysis to get real time information.  This study contributes to previous research in business intelligence by examining not just the adoption of business intelligence tools but the use of business intelligence tools for building better relationship with consumers and enhancing operational effectiveness in the Nigerian banking industry. It was recommended that banks should have a single profile that analyse the information gotten from consumers, develop young talents to solve their technological issues, make use of predictive analytics to examine customers profile and provide personalised information tailored to customer needs

    EMPLOYEE INVOLVEMENT AND JOB PERFORMANCE: EVIDENCE FROM EURO GLOBAL FOOD AND DISTILLERIES, OTTA, OGUN STATE

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    Abstract: The inability of organizations to imbibe the culture of involving employees in decision making process is affecting employees job performance. The study examined the effect of employee involvement on job performance in Euro Global Distilleries Otta, Ogun State. The study adopted the descriptive survey research design, the population of the study is one hundred and fifty (150), Krejcie and Morgan sample size determination formular was used to determine a sample size of one hundred and eight (108) respondents. Purposive sampling technique was used and two hypotheses were tested with ordinary least square using S.P.S.S 23.0 version. The result revealed that participation in work decision and representative participation account for 59.6% and 72.5% of quality of work and achievement of set targets respectively . The P values of the two hypotheses tested were less than 0.05 level of significance. Therefore the two null hypotheses were rejected and the alternative hypotheses accepted. The study recommended that employers should encourage employee involvement and expand it to include more workers involving them in broader array of issues to meet their expectations and address vital concerns of all employees. Keywords: Employeeinvolvement, Jobperformance, Participativedecisionmaking, Representative participation, Quality of work. Title: EMPLOYEE INVOLVEMENT AND JOB PERFORMANCE: EVIDENCE FROM EURO GLOBAL FOOD AND DISTILLERIES, OTTA, OGUN STATE Author: Sholesi, Olayinka Yusuf, Kolawole, Ibukun Olorunisola, Elegbede, Tunde Sikirulahi International Journal of Novel Research in Marketing Management and Economics ISSN 2394-7322 Vol. 9, Issue 2, May 2022 - August 2022 Page No: 147-156 Novelty Journals Website: www.noveltyjournals.com Published Date: 17-August-2022 DOI: https://doi.org/10.5281/zenodo.7003892 Paper Download Link (Source) https://www.noveltyjournals.com/upload/paper/EMPLOYEE%20INVOLVEMENT%20AND%20JOB-17082022-3.pdfInternational Journal of Novel Research in Marketing Management and Economics, ISSN 2394-7322, Novelty Journals, Website: www.noveltyjournals.co

    Servant Leadership as a Catalyst for National Development: Principles, Problems and Prospects

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    AbstractThis paper examines the role of servant leadership as a catalyst for national development in Nigeria, highlighting its principles, challenges, and potential. It argues that the persistent issues of poverty, insecurity, and underdevelopment in Nigeria are largely attributed to ineffective leadership. The author advocates for servant leadership—characterised by empathy, listening, and community building—as a transformative approach that can address these challenges. By situating servant leadership within the context of Fountain University, the paper illustrates its practical application and the positive outcomes achieved under the administration of the current Vice Chancellor, Prof. Olayinka Ramota Karim. Additionally, the author draws parallels with historical Islamic leadership principles, emphasising that effective leadership must prioritize the well-being of the populace. The conclusion calls for a collective commitment to adopting servant leadership principles at all levels of governance to foster sustainable national development.KeywordsServant leadership, national development, Nigeria, leadership principles, Islamic leadership principle

    The effects of debt subsidies on corporate investment behavior

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    This paper argues that credit subsidies are ineffective in stimulating business investment in productive assets. Instead, they lead to an increase in corporate holdings of financial assets and real estate. For empirical verification, the investment patterns in a sample of 241 Korean corporations listed on the Korean Stock Exchange between 1984 and 1988 were examined. The authors found a significant positive relation between corporate speculative asset holding and access to subsidized loans. Their estimates indicate that without interest rate controls and other forms of subsidy, corporate holdings of speculative assets would have been one-seventh of observed levels. Moreover, most corporate real estate holdings appear to be unrelated to production activities. Little evidence is found that the Korean government's interest rate controls and credit allocation policy have accelerated expansion of corporate investment. If anything, the controls are partly to blame for the overheated Korean stock market during 1986-88.Economic Theory&Research,International Terrorism&Counterterrorism,Banks&Banking Reform,Environmental Economics&Policies,Municipal Financial Management

    Contagious crowds and rational faithfuls: a club theory approach

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    Purpose: This study investigates the observed resurgence in religious beliefs seen across many societies during the COVID-19 pandemic. Using the economic theory of religious clubs, the author models religious participation during the pandemic as a mechanism for alleviating the financial distress associated with the health distress from the pandemic. Design/methodology/approach: Using data from the COVID-19 National Longitudinal Phone Survey (NLPS) in Nigeria, the author investigates the economic motivation for religious intensity during the COVID-19 pandemic. To address endogeneity concerns, the author exploits geographic variables of temperature and longitudes as sources of COVID-19 risk. Findings: Overall, health distress stimulates religious intensity. Consistent with the economic theory of religious clubs, adverse health shocks stimulate financial distress, and the effect is stronger among religious participants. Similarly, people see God and not the government as a source of protection against COVID-19. Research limitations/implications: The study’s model sees religious organizations as public goods providers, especially when governments and markets are inefficient. Practical implications: The study’s recommendations support an expanded role for religious networks in healthcare delivery and more public funding to attenuate the post-pandemic resurgence of social violence in economically distressed regions. Social implications: Despite the research interest in the COVID-19 pandemic, the long-term implications, many of which relate to social behavior adjustments that cause individuals to identify more closely with their social group, need greater understanding. Suppose religious intensity is linked to economic distress. In that case, this is a major source of worry for countries whose economies are subject to higher fluctuations and where the governments and markets are inefficiently organized. These regions may be more susceptible to a resurgence in religious fundamentalism associated with the economic shocks from the pandemic. Consequently, these regions would require more public funding to attenuate the potential for costly activities like organized violence, suicide attacks and terrorist activities in the aftermath of the pandemic. Originality/value: Prompted by the observation of the increase in religious identity through religious intensity during the pandemic, the author contributes by developing theoretically-based hypotheses that are incentive-compatible to provide a rational justification for the observation. The author empirically validates the hypothesis by taking advantage of the COVID-19 National Survey in Nigeria by specifically using survey rounds 4 and 7 which have more comprehensive religious items included. Peer review: The peer review history for this article is available at: https://publons.com/publon/10.1108/IJSE-11-2022-0719.</p

    Migrant (In)justice

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    The right to seek asylum in the UK by persons fleeing conflicted zones is threatened by recent changes to immigration laws in the UK. For example, the discriminatory approach adopted by the recent Illegal Migration Act 2023 makes it impossible for certain citizens fleeing conflicted zones to seek asylum here, and other barriers include changes to legal aid for asylum seekers, arbitrary migration targets, and hostile and deterrent immigration policies. By imposing these barriers to seeking asylum, the UK breaches its obligations under international law and fuels migrant injustice. Using a combination of doctrinal, experiential, and practical application, the author of this chapter examines how recent changes to immigration laws have impacted the ability of those fleeing conflicted zones to claim asylum in the UK. He maps the history of UK immigration legislation and examines the barriers to migrant justice, recommending a UK regional approach to governance on asylum issues and a pragmatic and sustainable approach to the treatment of refugees

    EMPIRICAL INVESTIGATION ON EFFICACY OF NATIVE LANGUAGE USAGE ON LEARNERS' MENTAL ALERTNESS IN LIERACY PROGRAMME, SOUTH-WEST, NIGERIA

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    Abstract: The implementation of literacy programme is besieging with the instructional medium of using English Language. Thus, necessitated the conduct of this study. Descriptive research survey design was used. The study population comprised, programme participants of literacy programme in South West, Nigeria. The sample size of the study was One hundred and eighty (180) respondents. From each of the six states in South West, Nigeria (Ogun, Ondo, Oyo, Osun , Lagos and Ekiti) thirty (30) participants were selected through a simple random sampling technique from each of the Literacy programmes centre that had the highest number or numerical strength of participant. Two research questions were raised for the study. A self-developed research instrument titled, “Rating Scale on Empirical Investigation on Efficacy of Native Language usage on Learners Mental Alertness in literacy programme in South-West, Nigeria’’. It was fashioned on four likert rating scale on Strongly Agreed (SA), Agreed (A), Disagreed (D) and Strongly Disagreed (SD) to collect data, quantitatively. It was complemented with Focus Group Discussions (FGDs). The research instruments were validated by two experts in test and measurement while the reliability of the quantitative instrument was determined through test and retest method and 0.66 coefficient reliability was obtained. Data collected on research questions was analyzed, using descriptive statistics (frequency, counts, simple percentages and mean), while that of quantitative data was collected and transcribed, qualitatively. Based on the findings of the study, conclusion were made that the use of local or native language could enhance clientele learning effectiveness and facilitation instructional delivery competence. Based on the conclusions recommendations were therefore made that native language along with English language should be used, facilities and teachers should be encouraged also, on the use of native language in the teaching of literacy skills in literacy programme in South West, Nigeria. Keywords: Efficacy, Native language, Mental alertness, Literacy programme. Title: EMPIRICAL INVESTIGATION ON EFFICACY OF NATIVE LANGUAGE USAGE ON LEARNERS’ MENTAL ALERTNESS IN LIERACY PROGRAMME, SOUTH-WEST, NIGERIA Author: MR. AKINBEBIJE, JOHN, MISS KOMOLAFE, AYOTUNDE, MRS. OGUNDARE, FEHINTOLA JULIANAH, MRS. OLAGOKE, CAROLINE OLAYINKA International Journal of Novel Research in Education and Learning ISSN 2394-9686 Vol. 9, Issue 3, May 2022 - June 2022 Page No: 1-6 Novelty Journals Website: www.noveltyjournals.com Published date: 03-May-2022 DOI: https://doi.org/10.5281/zenodo.6514956 Paper Download Link (Source): https://www.noveltyjournals.com/upload/paper/EMPIRICAL%20INVESTIGATION-03052022-5.pdfNovelty Journals, Website: www.noveltyjournals.com, International Journal of Novel Research in Education and Learning, ISSN 2394-968

    Understanding cyber threats in an era of digitally connected classrooms: Lessons for the Nigerian higher education system and society

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    This review explores the risks associated with digital instructional practices, mainly focusing on the implications of cyber threats in higher education digitally connected classrooms and society. Although advancements in technology have enabled the development and use of diverse and adaptable teaching methods and societal endeavours, their impact during and after COVID-19 has also introduced or escalated cyber threats in higher education digitally connected classrooms and society, necessitating a review of approaches to teaching, learning and social engagements in today’s digitally rich environment. This review aims to identify the cyber threats confronting digitally connected higher classrooms and society, revealing their various forms in higher education or social environments. The review underscores the importance of continuous engagement with educators and social awareness programs as part of addressing cyber threats in higher education and society. The author concludes by offering valuable insights to help shape resilient digitally connected higher instructional systems in Nigeria

    Narrating juvenile mental disorders in Calixthe Beyala's selected novels

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    Journal ArticleCritics of Calixthe Beyala's feminist discourse have located her narratives within the walls of radicals feminism. For instance, her feminist language is often labelled with linguistics violence. Beyala's outcry against oppression is voiced through adolescent girls who she refers to as femme-fillette and whose gloomy world is characterised by parental violence. The social and psychological degradation of the children Beyala presents in her novels are instances of immeasurable misery impregnated with aggression of adults towards children. Through these same children, Beyala impugns various forms of disintegration eating into postcolonial Africa. Introducing a psychological paradigm into the readings and interpretations of Beyala's radical feminist works using Freudian psychoanalytic approach to literary criticism and Nietsche's theory of resentment clearly shows that Beyala is a feminist author whose anger is directed towards male hegemony, and it forms the avenue through which she aptly portrays that young girls living under oppression decline into psychological wrecks

    Narrating juvenile mental disorders in Calixthe Beyala’s selected novels

    No full text
    Critics of Calixthe Beyala’s feminist discourse have located her narratives within the walls of radical feminism. For instance, her feminist language is often labelled with linguistic violence. Beyala’s outcry against oppression is Voiced through adolescent girls who she refers to as femme-fillette and whose gloomy world is characterised by parental violence. The social and psychological degradation of the children Beyala presents in her novels are instances of immeasurable misery impregnated with aggression of adults towards children. Through these same children, Beyala impugns various forms of disintegration eating into postcolonial Africa. Introducing a psychological paradigm into the readings and interpretations of Beyala’s radical feminist works using Freudian psychoanalytic approach to literary criticism and Nietsche’s theory of resentment clearly shows that Beyala is a feminist author whose anger is directed towards male hegemony, and it forms the avenue through which she aptly portrays that young girls living under oppression decline into psychological wrecks
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