36,567 research outputs found

    Gertrude Michael

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    Cigarette card featuring a full face portrait of Gertrude Michael, with information relating to her stage and screen career on the reverse. Details her films of the mid 1930s

    Card from Michael Hickey to Hagan

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    Holograph card from Michael Hickey, Clonliffe College, Dublin, to (Hagan), advising him of a late student for the College; Michael Farrell, Mullingar

    Michael B. Dillion: "The Passion" Show Card

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    Show card for Michael B. Dillion: "The Passion". October 2 - October 27, 1987

    Michael B. Dillion: "The Passion" Show Card

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    Show card for Michael B. Dillion: "The Passion". October 2 - October 27, 1987

    Card from Michael Hickey to Hagan

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    Holograph card from Michael Hickey, Clonliffe College, Dublin, to (Hagan), informing him that six students passed the exams for the College. They are fair men, none brilliant

    Michael Rodriguez interviews fiction writer Michael Kimball

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    Author Michael Kimball talks about moving away from Michigan to become a successful writer, his education, the fiction reading series he has started in Baltimore, the life-story-on-postcard project, and his book "Dear everybody." Kimball is interviewed by Michigan State University Librarian Michael Rodriguez for the Michigan State University Libraries' Michigan Writers Series

    Market structure and credit card pricing: what drives the interchange?

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    This paper presents a model for the credit card industry, where oligopolistic card networks price their products in a complex marketplace with competing payment instruments, rational consumers/merchants, and competitive card issuers/acquirers. The analysis suggests that card networks demand higher interchange fees to maximize card issuers' profits as card payments become more efficient. At equilibrium, consumer rewards and card transaction volume also increase, while consumer surplus and merchant profits may not. The model provides a unified framework to evaluate credit card industry performance and government interventions.Credit cards ; Markets

    Michael Rodriguez interviews author Paul Clemens

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    Author Paul Clemens talks about his book "Made in Detroit," the genre of memoir, and writing about race. Clemens is interviewed by Michigan State University Librarian Michael Rodriguez for the MSU Libraries' Michigan Writers Series. Held in the MSU Main Library

    A puzzle of card payment pricing : why are merchants still accepting card payments?

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    This paper presents models that explain why merchants accept payment cards even when the fees they face exceed the transactional benefits they receive from a card transaction. Such merchant behaviors can be explained by competition among merchants and/or the effectiveness of the merchant’s card acceptance in shifting cardholders’ demand for goods upward. The prevalent assumption used in payment card literature—merchants accept cards only when their transactional benefits are higher than the fees they pay—holds only for a monopoly merchant who faces an inelastic consumer demand. A card network that wants all merchants in a given industry to accept cards sets a lower merchant fee initially and then gradually increases it to the highest possible level, which may be higher than the sum of the merchant’s transactional benefit and the merchant’s initial margin without cards. Such merchant fees potentially create inequality between cardholders and non-cardholders.Credit cards
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