1,724 research outputs found
Mobile services in banking sector: The role of innovative business solutions in generating competitive advantage
No full textThe wide-ranging economic developments of the previous decade, e.g. the integration of world economies, have made a significant impact towards increasing the mobility of the working populace and their families. At the same time, technological developments especially in the field of telecommunication have made it possible to offer innovative, location sensitive services on ubiquitous basis to customers on the move. Our paper examines innovative mobile solutions in the field of mobile financial services (MFS) by using four case studies from Germany and Switzerland - representing two banks and two different technology solutions. The paper scrutinizes the strategic relevance of MFS to the competitive position of the firm concerned. Finally, we present five propositions about the role of innovative business solutions in the banking sectors and recommend that a large scale empirical study to test these propositions be conducted in the future. --Mobile Banking,Mobile Commerce,Mobile Financial Services,Multi-channel strategy,Innovation in banking sector
India's National Innovation System: Key elements and corporate perspectives
No full textIn recent years India has emerged as a major destination for corporate research and development (R&D), especially for multinational corporations. India's domestic institutions like Indian Space Research Organisation (ISRO), Defence Research and Development Organisation (DRDO), and the Centre for Development of Advanced Computing (C-DAC) have set prestigious milestones of international standards. Not surprisingly, at Governmental levels a number of international cooperation agreements in the field of science and technology have been signed with India. After years of self-imposed seclusion, principally motivated by post-colonial India's insistence on the development of indigenous technology, India finally seems to have joined the global mainstream of innovation. India is in the process of emerging as a major R&D hub for both large and medium-sized multinational companies in various industries. This development is mainly owing to the availability of skilled labor produced in world-class elite institutions. Cost advantages, e.g. in the form of low wages are still present but receding due to substantial wage hikes often ranging between 15 and 25% per annum. The striking finding is however about market-driven factors. Of late, India's market potential, in the meantime ranked as 3rd largest worldwide by the Global Competitiveness Report 2007-08, has emerged as a crucial driver. Rising income levels of India's billion-plus population are creating unique market opportunities for firms, both domestic and foreign. In India the Government has historically played a major and in most cases a singularly positive role in the formation of its innovation system. India, ever since its independence from British rule, has invested much time, resources and efforts in creating a knowledge society and building institutions of research and higher institutions. Despite explosive population growth literacy rate in India grew from 18.3% in 1950-51 to 64.8% in 2001 thanks to concerted Government efforts; female literacy rose from a mere 8.9% to 53.7% in the same period. Moreover the quality of education in India is generally ranked as very good. According to the Global Competitiveness Report 2007-08 the quality of mathematics and science education in India is ranked as 11th best in the world, much ahead of 29th placed Japan, 36th placed Germany, 45th placed United States and 46th placed United Kingdom. Nevertheless, India is faced with major challenges related to infrastructure and bureaucratic hurdles. The quality of education, notwithstanding such excellent rankings as stated above, in many institutions does not reach the standards required for (cutting-edge) R&D efforts. Moreover, a booming economy is leading to shortage of qualified and experienced skilled labor - which result in inflationary wage growth and high attrition rates, which generally lay in a double-digit range. With the Government maintaining a pro-active role many of these problems may however be expected to get resolved to a manageable extent. In its Eleventh Five Year Plan (2007-12) the Government has announced massive investments in infrastructure and education sectors to enhance both the quantity and the quality. Industrial firms in India have recognized their chances and are investing heavily in R&D capacities. India is also a beneficiary of global mobility and exchange of talents, technology and resources as much as the world, especially the developed Western countries, have profited from India's export of brain power. In sum all these developments raise hopes for a further improvement in the conditions of Indi's National Innovation System. --National Innovation System,India,Offshoring,Globalization,Research and Development
The mobile commerce technologies: Generations, standards and protocols
No full textMobile Commerce has staged a remarkable come-back. Driven by the technological innovations in the field of telecommunications, it is showing signs of a healthy recovery. The collapse of the dot-com boom in 2001/2002 had dealt a severe blow not only to Electronic Commerce but also to Mobile Commerce, which was just about developing at that time. In addition to a general lack of customer demand for mobile, location-based, services, it suffered heavily under the technical deficiencies of end-devices, slow data transmission and unripe technological standards. These factors in turn had a negative impact on the customer acceptance of mobile services and whatever little demand was available, was rendered useless. Many of the environmental conditions have changed since then. Technology innovations have reduced many barriers to acceptance. Increasing globalization has led to more mobility and therefore to greater demand for mobile, ubiquitios services that can be consumed anytime, anywher. This paper examines different telecommunication technologies regarding their suitablilty and deficiencies. It provides an overview over the historical development of mobile technologies while pointing towards the expected future scenario. --Mobile Commerce,M-Commerce,UMTS,WLAN,3G
CEP883355 Supplemental Material1 - Supplemental material for Predictors of episodic migraine transformation to chronic migraine: A systematic review and meta-analysis of observational cohort studies
No full textSupplemental material, CEP883355 Supplemental Material1 for Predictors of episodic migraine transformation to chronic migraine: A systematic review and meta-analysis of observational cohort studies by Jingjing Xu, Fanyi Kong and Dawn C Buse in Cephalalgia</p
CEP883355 Supplemental Material2 - Supplemental material for Predictors of episodic migraine transformation to chronic migraine: A systematic review and meta-analysis of observational cohort studies
No full textSupplemental material, CEP883355 Supplemental Material2 for Predictors of episodic migraine transformation to chronic migraine: A systematic review and meta-analysis of observational cohort studies by Jingjing Xu, Fanyi Kong and Dawn C Buse in Cephalalgia</p
Fig_7_A_Calosoma imbricatum_s_str.png from ASSMANN, T., E. BOUTAUD, J. BUSE, C. DREES, A.-L.-L. FRIEDMAN, A. HETZEL, E. ORBACH, I. RENAN, C. REUTER & D.W. WRASE (2020): The caterpillar hunting beetles (Coleoptera: Carabidae: Calosoma Weber, 1801) in the southern Levant. – Israel Journal of Entomology 50 (2): 133–158. doi: 10.5281/zenodo.4535847
No full textFig. 7: Calosoma imbricatum, habitus of (A) male C. imbricatum s.str., Ambouli (Djibouti)
from
Assmann, T., E. Boutaud, J. Buse, C. Drees, A.-L.-L. Friedman, A. Hetzel, E. Orbach, I. Renan, C. Reuter & D.W. Wrase (2020): The caterpillar hunting beetles (Coleoptera: Carabidae: Calosoma Weber, 1801) in the southern Levant. – Israel Journal of Entomology 50 (2): 133–158. doi: 10.5281/zenodo.453584
Calosoma maderae s.str., Canet-Plage (France); Fig. 9B from ASSMANN, T., E. BOUTAUD, J. BUSE, C. DREES, A.-L.-L. FRIEDMAN, A. HETZEL, E. ORBACH, I. RENAN, C. REUTER & D.W. WRASE (2020): The caterpillar hunting beetles (Coleoptera: Carabidae: Calosoma Weber, 1801) in the southern Levant. – Israel Journal of Entomology 50 (2): 133–158. doi: 10.5281/zenodo.4535847
No full textHabitus of Calosoma maderae s.str.
adopted as *.png file from
ASSMANN, T., E. BOUTAUD, J. BUSE, C. DREES, A.-L.-L. FRIEDMAN, A. HETZEL, E. ORBACH, I. RENAN, C. REUTER & D.W. WRASE (2020): The caterpillar hunting beetles (Coleoptera: Carabidae: Calosoma Weber, 1801) in the southern Levant. – Israel Journal of Entomology 50 (2): 133–158. doi: 10.5281/zenodo.453584
Fig. 9A Calosoma maderae auropunctatum, habitus, Laaersberg, Vienna (Austria) from ASSMANN, T., E. BOUTAUD, J. BUSE, C. DREES, A.-L.-L. FRIEDMAN, A. HETZEL, E. ORBACH, I. RENAN, C. REUTER & D.W. WRASE (2020): The caterpillar hunting beetles (Coleoptera: Carabidae: Calosoma Weber, 1801) in the southern Levant. – Israel Journal of Entomology 50 (2): 133–158. doi: 10.5281/zenodo.4535847
No full textHabitus of Calosoma maderae auropunctatum or Calosoma auropunctatum, specimen from Laaersberg, Vienna (Austria)
Photo adopted (in *.png format) from ASSMANN, T., E. BOUTAUD, J. BUSE, C. DREES, A.-L.-L. FRIEDMAN, A. HETZEL, E. ORBACH, I. RENAN, C. REUTER & D.W. WRASE (2020): The caterpillar hunting beetles (Coleoptera: Carabidae: Calosoma Weber, 1801) in the southern Levant. – Israel Journal of Entomology 50 (2): 133–158. doi: 10.5281/zenodo.453584
Selenium-bridged clusters. Synthesis and structural characterization of the mu(4)-Se twin cluster [(mu-BuSe)Fe-2(CO)(6)](2)(mu(4)-Se)
No full textThe unusual tetranuclear cluster [(mu-BuSe)-Fe-2(CO)(6)](2)(mu(4)-Se) (I) has been obtained from the reaction of a monoanion, derived from Fe-2(mu-Se-2)(CO)(6) and n-BuLi, with 1,3-dibromopropane. Compound 1 has been characterized by IR and H-1, C-13, and Se-77 NMR spectroscopy. It has been structurally characterized by single-crystal X-ray diffraction methods. The structure consists of two [(mu-BuSe)Fe-2(CO)(6)] units bridged by a pseudotetrahedral Se atom
Arrangement of subunit IV in beef heart cytochrome c oxidase probed by chemical labeling and protease digestion experiments.
No full textThe arrangement of subunit IV in beef heart cytochrome c oxidase has been explored by chemical labeling and protease digestion studies. This subunit has been purified from four samples of cytochrome c oxidase that had been reacted with N-(4-azido-2-nitrophenyl)-2-aminoethyl[35S]-sulfonate (NAP-taurine), diazobenzene[35S]sulfonate, 1-myristoyl-2-[12-[(4-azido-2-nitrophenyl)amino]lauroyl]-sn-glycero-3- [14C]phosphocholine (I), and 1-palmitoyl-2-(2-azido-4-nitrobenzoyl)-sn-glycero-3-[3H]phosphocholine (II), respectively. The labeled polypeptide was then fragmented by cyanogen bromide, at arginyl side chains with trypsin (after maleylation), and the distribution of the labeling within the sequence was analyzed. The N-terminal part of subunit IV (residues 1-71) was shown to be heavily labeled by water-soluble, lipid-insoluble reagents but not by the phospholipid derivatives. These latter reagents labeled only in the region of residues 62-122, containing the long hydrophobic and putative membrane-spanning stretch. Trypsin cleavage of native cytochrome c oxidase complex at pH 8.2 was shown to clip the first seven amino acids from subunit IV. This cleavage was found to occur in submitochondrial particles but not in mitochondria or mitoplasts. These results are interpreted to show that subunit IV is oriented with its N terminus on the matrix side of the mitochondrial inner membrane and spans the membrane with the extended sequence of hydrophobic lipid residues 79-98 buried in the bilayer
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