4,508 research outputs found
ELECTRONIC BANKING
V diplomskem delu smo najprej zaradi razjasnitve pojmov opisali elektronsko poslovanje in elektronsko bančništvo, oblike elektronskega bančništva ter njegov razvoj in rabo. Predstavil sem tudi storitve elektronskega bančništva kot so bančni avtomati, plačilne kartice, spletno bančništvo, mobilno bančništvo in telefonsko bančništvo. V nadaljevanju smo opisali tudi prednosti in slabosti elektronskega bančništva za komitenta in banko in predstavili banko Novo KBM ter nekatere storitve, ki jih ponuja svojim komitentom.
Elektronsko bančništvo je ena izmed najpogosteje uporabljenih oblik komuniciranja z banko in komitentom ponuja dostop do poslovanja 24 ur na dan, vse dni v tednu. Poslujejo lahko od kjerkoli, s tem pa se zmanjšajo tudi čakalne vrste. Zaradi manjšega obsega papirnatih opravil je bankam omogočeno hitrejše in učinkovitejše servisiranje strank.
Stranke so se razvadile in imajo vedno večje potrebe, želje in pričakovanja glede bančnih storitev, zato zahtevajo kakovostne, hitre in varne storitve in to jim elektronsko bančništvo danes že lahko omogoča.Because of different concepts and service developments we first described electronic commerce and electronic banking, the types of electronic banking, its development and use of electronic banking. We also presented services of electronic banking like dispensing machine, paycards, internet banking, mobile banking and telephone banking. Further, we described the advantages and disadvantages of electronic banking for customers and banks and presented the bank Nova KBM and some of their services for its commissioners.
Electronic banking is one of the most common ways to communicate with bank. It offers commissioners access to operation 24 hours a day, 7 days a week. One can operate from anywhere, which also reduces waiting in line. Because the extent of paperwork is each day smaller, banks are able to satisfy their clients faster and more efficent.
Customers have become accustomed to the modern way of doing business and they have increasing needs, wishes and expectations about certain banking services. They require high-quality, fast and secure services and this can nowadays be provided by electronic banking
Self-organization processes in IT services
Klasične organizacije in pristopi k poslovanji po sistemu običajne prakse, danes ne zadovoljujejo več potreb vseh deležnikov. Oblike organizacij, vodenih od zgoraj navzdol in uprav zapriseženih maksimiranju dobička, pred vsemi drugimi cilji, tudi v dobi informatizacije, kot jo poznamo danes, ne zmorejo več ponuditi ustrezne mere zadovoljstva in ustvarjati konkurenčnega, inovativnega in trajnostno naravnanega razvoja. Ljudje se povezujemo odkar obstajajmo. Nove usmeritve prinašajo tri potrebne sile za ekonomsko revolucijo: nove trge in njihove nezadovoljene potrebe, nove tehnologije, ki lahko omogočijo dostopne in zadovoljive produkte in storitve in potrebo ljudi po novih oblikah organizacij. Trenutni poizkusi rešitev vse prepogosto ne temeljijo na vključevanju zadovoljevanja dejanskih in smiselnih potreb, ampak predvsem na ustvarjanju navideznih potreb ob sočasnem iskanju rešitev za zadovoljevanje le-teh. Trenutno najpogostejše uporabljana praksa upravljanja organizacij pa v veliki meri tudi prezira prav ključnega deležnika, to je zaposleni in njegove dejanske potrebe.
Delovne skupine ali timi so skupina posameznikov z dopolnjujočimi si znanji, predani skupnemu namenu na način, da so za dosego cilja skupno odgovorni. Koncept uporabe timov ni nov, pa vendar se v zadnjem času iščejo in razvijajo novi pristopi na zanimive načine. Organizacije vse bolj vključujejo delovne skupine ali time kot osnovne organizacijske enote, ugotovile so namreč, da so delovne skupine učinkovite, saj vključujejo kombinacijo znanja, veščin in sposobnosti, ki jim omogoča hitro prilagajanje in izvedbo zahtevnih nalog. Zelo pogost pristop v zadnjem času so samo-organizirane delovne skupine (SODS). Ugotovljeno je, da so SODS boljše, učinkovitejše in povečujejo razvojno moč organizacije. Uporaba SODS temeljito spreminja tudi način dela in obliko organizacije v pozitivnem smislu. SODS imajo različne stopnje vendar pa v vsakem primeru spreminjajo tudi paradigmo vodenja, saj vse pogosteje skupine uporabljajo porazdeljeni ali deljeni način vodenja, kjer se vodstvena funkcija porazdeli med člane skupine ali pa se vodje v skupini menjavajo skladno določenim pravilom. Na eni strani samo-organizacija lahko deluje tudi zastrašujoče neorganizirano, zato navidezni neurejenosti in kaosu samo-organiziranosti, na drugi strani potrebno urejenost lahko zagotavljamo z urejenimi poslovnimi procesi. Poslovni procesi so središče današnje in prihodnje konkurenčnosti, organizacije pa se tudi že zavedajo, da je tako učinkovitost, kot kvaliteta storitev pogojena s procesi. Na temeljih procesne organiziranosti in hkratne uporabe načel samo-organiziranja, pa danes že nastajajo tudi povsem nove oblike organizacij, ki jih v tem delu poimenujemo samo-organizirane procesne organizacije ali SOPO. SOPO svoje temelje gradijo na principih samo-organiziranih skupin, vendar jih prilagojene poizkušajo prenesti na celo organizacijo, hkrati pa temelje procesne organiziranosti uporabljajo za razvoj novih, sebi lastnih a hkrati samo-organizaciji prilagojenih temeljnih, organizacijskih in drugih poslovnih procesov. V pričujočem delu smo na raziskavi treh primerov prikazali temelje nastajanja nove oblike SOPO iz različnih obstoječih organizacij, ovire in pomisleke, zadržke in ideje, z omejitvijo na področje IT storitvenih organizacij. V celoti oblikovane SODS, z uporabo prav vseh pričakovanih elementov v celoti sicer nismo odkrili, vendar je bilo v vseh treh primerih možno ugotoviti tako elemente SODS, kot usmeritev, željo in cilj po prehodu. Oblikovali smo tudi model, ki lahko postane temelj prikazovanja stopnje razvoja SODS in usmeritev organizacijam pri prehodu v novo obliko. Dokazali smo tudi, da je v navedenih obravnavanih primerih tovrstna organiziranost predstavljala pomemben dejavnik pri oblikovanju kvalitetnejših IT storitev, hkrati pa so temu načinu dela zaposleni bolj naklonjeni, kot obstoječim poslovnim procesom v raziskovanih organizacijah.Classical organisations of today and "business as usual" approaches don\u27t satisfy the needs of all organizational stakeholders. Top-down managed organizations and maximising profit only goals in the information age, as we are facing it today, cannot provide requested levels of satisfaction and create competitive, innovative and sustainable oriented organizational development. People tend to connect as far as we exist, nevertheless only in the last two centuries, after the industrial revolution, structured approach to organisational behaviour are becoming more meaningful and getting attention in scientific research. And only today we are facing three main economic forces necessary to start new economic revolution: new markets and it\u27s unsatisfied needsemerging new technologies, enabling new ways to satisfy our startling needs for products and services andthe need for people to organise differently. The latter is getting continuously more attention in public and scientific circles, opening new search for innovative and sustainable oriented solutions. All together involving new paradigm of emerging new social system rising up. Yet still undermining ethnographic, cultural, social and personal responsibility, sustainable and organic growth aspects. Current approaches, looking for new solutions are way too often not based on satisfying the real and meaningful human needs, but mainly on the creating the unreal and meaningless needs and looking ways to satisfy them with all the wrong reasons, primarily to create profit. Current management practices also undermine the importance of employeethe key stakeholder and his needs remain unsatisfied as well.
Working groups or teams are based on individuals with complementary knowledge, dedicated to common goals, sharing responsibilities. Teams are not new concept, yet lately are gaining attention to find advanced and interesting new approaches. Organisation increase use of teams as it is proven, that working groups as base of organisations structure increase productivity as they combine knowledge, skills and ability to adjust quickly in dynamic and difficult environments of performing variety of tasks more successfully. One of most advanced and frequently used approaches are self-managed work groups (SMWG). Usage of SMWG has been proven to expand the development capabilities of organisations and changes the way things are done within the organisations in a positive way. SMWG\u27s are developing and reaching different maturity levels but at some point most of them use new ways of team management as shared leadership as well. Shared leadership allow group leadership process to be spread among different (or all) team members or leadership role can be changed regarding the variety of tasks. Self-managing concept can be quite intimidating as it may look quite chaotic from outside. To structure and not to fall into chaotic state, processes are needed. Business processes are base providing organisations competitive advantage for today and in the future. Organisations of today are mainly already aware that business processes management (BPM) are resulting in higher quality of products and services. New organisations are also emerging lately, based on BPM and SMWG principles. We call them Self-Organized Process Organizations (SOPO). In our current research we have shown, based on three case study researches, the emerging SOPO concept in different existing ICT service oriented companies. In our basic search for fully mature SOPO, we haven\u27t been able to identify any organisations, bit in those three cases all of them are evolving into SOPO ate different but desires to go further in stable and proven path. We have also shown that in the cases researched, their way of self-organisation improved their service quality and in the same time, most of the employees are more keen to be organised as SMWG in a SOPO as they are in their current, not fully evolved early SOPO based maturity levels
COMPARATIVE ANALYSIS OF WEBSITES OF ONLINE BOOKSTORES
Kadar govorimo o spletnem trgovanju, imamo v mislih nakupovanje na spletnih dražbah ali v spletnih trgovinah. Število spletnih trgovin v zadnjem času raste, poznamo pa trgovine, ki obstajajo samo na spletu in trgovine, ki obstajajo tudi kot klasične prodajalne. Zavedati se moramo, da spletne trgovine ne prinašajo zgolj samo prednosti, ampak tudi nekaj slabosti. S kakovostnim spletnim mestom lahko male spletne trgovine konkurirajo velikim, že uveljavljenim trgovcem. Tudi spletne knjigarne za svoje delovanje ne potrebujejo veliko kapitala in velikih količin zalog, zaupati morajo le svojim dobaviteljem. Kot slabost pa štejemo dejstvo, da omenjene prednosti pomagajo pri poslovanju tudi konkurentom. Poleg tega imajo kupci veliko moč pri odločanju kje opraviti nakup, saj lahko brez težav pregledajo ponudbo in cene vseh spletnih knjigarn. Zato je pomembno, da izkoristimo vse prednosti, ki jih ponuja splet in ustvarimo dobro spletno mesto, kjer pokažemo strankam kaj ponujamo.E-commerce refers to shopping online. Lately the number of online stores has increased. There are online stores which only exist on the Internet and those which also operate as traditional stores. Small online stores with high-quality websites can easily compete with large, well established traders. Online bookstores also don\u27t require large amount of capital and inventory, which is an important advantage. But there is also a downside when it comes to online shopping. Previously mentioned advantages can also be used by their competition. And in addition, customers have a lot of power in deciding where to shop and they can easily browse Internet for best offers and prices. It is therefore very important to take advantage of all the benefits Internet can offer and create a good website to attract more customers
ONLINE STORE: CASE OF EBAY PORTAL SITE
Prilagajanje spremembam v poslovnem okolju je temeljnega pomena za obstoj slehernega podjetja. Sodobno trženje postaja temeljna filozofija vseh sodobnih, tržno usmerjenih podjetij. Z elektronskim poslovanjem so podjetja s pomočjo računalnikov in informatizacije procesov posodobila del ali celotno poslovanje, kot na primer komunikacijo z dobavitelji in odjemalci, skladiščenje, distribucijo, trženje, prodajo in podobno. Vendar je elektronska trgovina le del elektronskega poslovanja podjetja.
Spletna trgovina ima prednosti tako za prodajalce, kot za kupce. Kupci so zadovoljni, ker
lahko kupujejo neposredno z domačega naslanjača in to 24 ur na dan. Pri nakupovanju preko
interneta lahko prihranijo ogromno časa pa tudi samo nakupovanje ne povzroča stresov, ki so
značilni za navadno nakupovanje (iskanje parkirnega prostora, komunikacija s prodajnim
osebjem, itd). Za prodajalce pomeni spletna trgovina dodaten kanal za prodajo njihovih izdelkov oz. storitev, prodajo, ki je neodvisna od časa in prostora, globalno navzočnost ter večjo selektivnost glede možnih kupcev.
Za primer spletne trgovine sem si izbrala spletni portal eBay. Prodaja novih ali rabljenih stvari na spletni strani eBay (www.eBay.com) je danes vir zaslužka mnogim ljudem po celem svetu. Ti ljudje ne prodajajo samo tistih stvari, ki jih ne potrebujejo več, ampak so iz prodaje na spletni strani eBay naredili pravi posel.In order to survive, adapting to changes in the business environment is essential for each and every company. Modern marketing is becoming the basic philosophy in all modern, marketing oriented companies. By means of electronic business, with the help of computers and computerising processes companies have updated a part of or the whole of their business, as for example, communication with suppliers and demanders, stocking, distribution, marketing, sale, etc. However, an electronic shop is only a part of a company’s electronic business.
Online store benefits both salesmen and consumers. Consumers are satisfied because they are able to purchase goods effortlessly from their couch at any time of the day, thus, saving time, energy and stress, which usually comes with the traditional shopping (finding a parking space, communicating with the sales staff, etc.) Furthermore, salesmen gain an additional channel for selling their products or services, selling independent of time or space, global presence and bigger selectivity of potential consumers.
I have chosen eBay, the online portal, as my representative example. Selling new or used products on eBay website (www.eBay.com) is the main source of income for numerous people around the world. These people do not merely sell things they no longer need, they have indeed made a business out of it
E-BUSINESS SECURITY
Vse več podjetij se odloča za uvedbo drugačnega načina poslovanja, to je e-poslovanje. Za uspešno funkcioniranje le tega, ni potrebna samo tehnološka in programska infrastruktura, temveč tudi ustrezno znanje in varovanje. Ker je dokaj mlado področje, še odjemalci nimajo velikega zaupanja in ravno zaradi tega jim je treba ponuditi ustrezno varnost in zasebnost.
V delu diplomskega seminarja smo obravnavali e-poslovanje ter njegovo varovanje. E-poslovanje smo opredelili, določili njegove cilje ter vrste. Nadaljevali smo z raziskavo možnih napadov oziroma škodljivih programov. Opredelili smo, kakšne so njihove lastnosti in vrste. V Sloveniji imamo tudi ustrezno zakonodajo in določene standarde s pomočjo, katerih bi se naj ustrezno sankcioniralo in varovalo. Podani so tudi možni proti ukrepi. Na koncu sledijo bolj odmevajoči primeri iz literature.
Skozi diplomski seminar smo prišli do spoznanja, da je varovanje podatkov zahteven in resen problem, saj se zaradi hitro razvijajočih nevarnosti, težko sledi napredku. Na udaru so bolj podjetja, saj lahko od njih pridobijo večje število podatkov, kot pa od posameznikov.
Popolnoma varni pred vdori ne bomo nikdar, zato je potrebna pazljivost pri rokovanju s podatki. Ni pametno, da vsem, ki želijo naše podatke, ustrežemo. Pomaga tudi redno posodabljanje, vendar to ščiti samo pred poznanimi nevarnostmi.More and more companies choose other ways of doing business and that is e- business. For the successful use of it, proper knowledge and protection are necessary and not only technology and software infrastructure. As a fairly young field, the clients have little confidence, and precisely because of this they must be given adequate security and privacy.
In this work, we discussed e- business and its security. We have identified e- business and point out its objectives and types. We continued to investigate the potential attacks or malicious programs. We have identified, what are their properties and types. In Slovenia, we also have appropriate legislation and set standards by which it is to be sanctioned and guarded. Given are also possible measures followed with examples from literature at the end.
Through the seminar, we have come to the conclusion that the protection of data is a complex and serious problem, because the threats are rapidly increasing and it is difficult to follow this fast progress. More under attack are business companies because of the large number of data compare with individuals at home.
We will never be completely save from the attacks, therefore, caution should be taken when handling with data, like giving them to anyone who claims for them. It also helps when systems are regularly up to date, to have protection against the newest threats
QUALITY OF ONLINE SHOPS: THE CASE OF SOM LTD.
Elektronsko poslovanje je iz dneva v dan bolj vpleteno v vsakdanje življenje posameznika tako doma kot v službi. Samo elektronsko poslovanje pa je odvisno od povezanosti oziroma same pokritosti internetnega omrežja, ki pa je prav tako iz dneva v dan prisoten skoraj v prav vsakem gospodinjstvu in podjetju.
V samem diplomskem delu hočem predvsem poudariti, kako je sama kakovost spletne trgovine odvisna od njegove uspešnosti. Ključni elementi, ki se morajo pojaviti v vsaki spletni trgovini, da bo ta uspešna, pa je odvisna od vsakega posameznega podjetja, kako bo upošteval določene prednosti in slabosti, ki pripomorejo k uspešnejšemu poslovanju trgovine. Prav podjetje SOM d.o.o. s spletno trgovino som.si, bi se moral držati načel, ki označuje dobro spletno trgovino. Pri tem gre predvsem poudariti na samo osveževanje ponudbe v sami spletni trgovini, sama predstavitev izdelkov , pri tem je zelo pomemben opis in slika samega izdelka, saj se izdelki prodajajo preko spletne trgovine, dobra navigacija, sama zaloga spletne trgovine. Vsi ti osnovni pogoji, ki so navedeni za dobro spletno trgovino je prav v sami spletni trgovini som.si posvečeno premalo pozornosti oziroma se zaposleni predvsem premalo posvečajo na to,da bi samimi obiskovalcem spletne trgovine nudili več informacij in jim s tem omogočili lažji nakup.Electronic commerce is every day more involved in the daily lives of individuals both at home and at work. Just e-commerce depends on the relationship of actual coverage of the Internet network, but also from day to day also is present in almost every home and business.
Im my diploma work I want to especially emphasize the quality of the online store itself depends on its performance. Key elements that must appear in every online store that will be successful depends on each individual company, how to take account of certain strengths and weaknesses that contribute to successful trade business. It the company SOM LTD. som.si store, it should adhere to the principles which indicates a good online store. This is especially pointed to only refresh itself offers the online store, product presentation itself, here is a very important description and picture of the product itself, since the products are sold through the online store, good navigation, single stock online store. All of these basic conditions are given for good online shop is right in their own online store som.si lacks attention or the lack of staff dedicated primarily to the fact that the visitors themselves online store to provide more information and thereby facilitate the purchase
TRAVEL AGENCY ELECTRONIC BUSINESS
Turizem in informacijska tehnologija sta dve največji in najbolj dinamični panogi v današnjem času. Obe panogi se zelo hitro razvijata in povpraševanje po njiju strmo raste. Posebno vlogo pri tem ima internet, ki je prenosni medij in omogoča najcenejši prenos podatkov in povezuje ljudi. Prav tako ima internet zelo pomembno vlogo pri turističnem trženju saj je njegova funkcija zelo pomembna pri distribuciji turističnih storitev. Internet predstavlja zelo pomembno vlogo za potencialnega turista, kot tudi za podjetje-turistično agencijo. Internet ponuja veliko prednosti pri poslovanju. To so nižji stroški pri poslovanju in pridobivanju informacij, večjo hitrost pri posredovanju informacij, enostavnejšo in hitrejšo komunikacijo.
Turistične agencije se poleg standardnega trženja svojih proizvodov in storitev odločajo za trženje preko interneta. Ta oblika trženje je pri slovenskih turističnih agencijah dobro razvita. Opazimo lahko, da ima skoraj vsaka ali pa morda celo vsaka turistična agencija, tudi najmanjša, svojo spletno stran. Na spletnih straneh imajo predstavljeno ponudbo svojih storitev. Na internetu se lahko pojavljajo prav vsa podjetja, tudi najmanjša in največja. Ta oblika trženja je poceni in dostopna vsem. Tako imajo možnost, da se vsa podjetja v našem primeru turistične agencije enako predstavijo na internetu. Tukaj so dostopna vsem, ki imajo dostop do interneta. Zelo pomembno pri tem je, da so vsa podjetja dostopna vsem, kjerkoli in kadarkoli. Internet ne pozna časovnih in geografskih omejitev. Z internetom se torej možnost poslovanja poveča. Podjetja postanejo bolj dosegljiva in konkurenčnejša.
Pomembno je tudi kako se podjetje predstavi na internetu in ni dovolj, da se na njem samo predstavi. Spletne strani morajo biti dobro narejene. Biti morajo preproste za uporabo, pregledne, ne preveč polne z besedilom. Predvsem je tudi pomembno, da obiskovalca spletna stran pritegne, da je zanimiva in lahka za uporabo, saj se bo, samo tako, še kdaj vrnil nanjo. Kar pa je cilj vsakega podjetja.
Nekatere turistične agencije so šle še korak dlje. Na svojih spletnih straneh ponujajo tudi možnost nakupa svojih proizvodov in storitev. Vendar to pri nas, v Sloveniji še ni povsem razvito, saj to možnost ponuja res samo nekaj turističnih agencij. Predvsem so to turistične agencije, ki poslujejo samo preko interneta in sploh nimajo poslovalnic. Pri nas tak način poslovanja še ni povsem razvit. Ljudje takemu načinu poslovanja še ne zaupajo povsem in tudi nanj še niso povsem navajeni. Tako se še vedno odločajo za standardno poslovanje in še vedno osebno obiskujejo poslovalnice in tam opravijo nakup turističnih storitev.Tourism and information technology are the two biggest and most dynamical trades of our time. Both trades are developing really quickly and demands for both are rapidly climbing. The main cause of this rapid climb is Internet, a portable media that connects people and enables the cheapest transfer of data. Also, the Internet plays a very important role in tourist marketing since its main function plays a very important role at distributing tourist services. Internet also plays an important role for a potential tourist and for the tourist agency as well. Internet offers lots of advantages in business, such as lower expenses when conducting business and acquitting information, higher speeds when providing information, easier and faster communication.
In addition to standard marketing techniques, tourist agencies often choose to market their services via the Internet. In Slovenia this type of marketing is well developed. We can also notice that almost every, from the smallest to the biggest tourist agencies, have their own web page, where they advertise their services. This type of marketing is cheap and available to everyone, which provides the opportunity to every company (in our case the tourist agencies) to equally introduce themselves on the Internet. One of the most important factors of such marketing is that all companies are available to everyone from any place at any given time. Internet does not know time or geographical boundaries. It increases the chance to conduct business, which makes companies more accessible and more competitive.
It is also important how the company introduces itself on the Internet. The sole act of having your own web page on the Internet is not enough – the web pages have to be simple to use and not over flown with text. It is also important that the web page attracts the visitor with its simplistic use and good design, because that is the only way that the visitor will return to visit the web page again, which is the main goal of every company.
Some tourist agencies went even further and enable the visitor to purchase their services and products via the Internet, but such method is not well developed in Slovenia since only few agencies, like our biggest tourist agency Kompas, provide that option, usually the ones that conduct business only via the Internet and do not have own offices. One of the reasons why this type of business is not well developed is because the customers do not fully trust this way of conducting business and are not used to it, so they still use the standard way of conducting business – by personally visiting the tourist agencies
THE IMPLEMENTATION OF INTEGRATED INFORMATION SOLUTIONS TO SMALL AND MEDIUM-SIZED ENTERPRISES
Uvedba ERP rešitve spada med najbolj stresne, tvegane dogodke v podjetju, saj posledično zahteva spremembe v samem poslovanju. Če se podjetja ne prilagodijo, stroški uvajanja narastejo. Uvedba ERP mora biti izredno premišljen, načrtovan projekt. Potrebno je imeti izdelano projektno taktiko in samo vodenje mora biti premišljeno in s pravo oblikovano skupino izkušenih ljudi. ERP se načrtuje dolgoročno z različnimi pristopi. Vodstvo podjetja se mora popolnoma vključiti v sam proces integracije v vseh fazah in podfazah uvedbe, saj le tako pride do uspešne uvedbe ERP rešitve, ki prinaša konkurenčno prednost pred drugimi.The implementation of ERP solution belongs to one of the most challenging, risky events in company, because it requires changes in business management. If companies do not ajust, the costs of implementation might increase. Therefore, ERP solution must be highly thoughtful, carefully planed project. It is necessery to have a project tactics made, and not only leadership must be carefull, but also must contain right group of experienced people. ERP is planed long-term with many different appoaches. Leadership of the company has to be completly involved in the process of integration in all phases and subphases of implementation, because only this way we get the successful implementation of ERP solution, which brings competitive advantage over others
APPLICATION BANK@ NET IN SMALL COMPANY
Elektronsko poslovanje je postalo nuja za podjetja, ki želijo in hočejo ostati konkurenčna. Globalizacija trgov oz. tržnih poti prinaša s seboj ogromen potencial, vsako podjetje pa bo moralo samo najti način kako bo elektronsko poslovanje znalo vključiti v svoje poslovne procese.
Sodobni banka@net NKBM sledi tehnološkemu razvoju. Trenutno je v uporabi druga verzija, tretja že sledi. Banka sledi svetovnim trendom in kar naprej posodablja in dodaja nove storitve in funkcionalnost.
Takšno poslovanje prinaša številne prednosti in slabosti. Prednosti so predvsem prihranek časa, zmanjševanje stroškov, stalen vpogled v različne podatke na računu, neodvisnost od poslovanja bančnih enot, enostavnost in preglednost uporabe oz. poslovanja, varnost in zasebnost podatkov. Slabosti pa predvsem nekomuniciranje (socialni kontakt), strah pred novimi tehnologijami in varnost.
Varnostni mehanizmi NKBM za preklop interneta na bančno infrastrukturo so izredno zanesljivi. Banka je zavarovala dostop preko interneta s kakovostnim požarnim zidom. Tako imamo uporabniki storitev dostop samo do strežnikov na zunanji strani požarnega zidu. Dostop od zunaj ni mogoč.Electronic commerce has become a necessity for companies who wish and want to stay competitive. The globalization of markets or. marketing channels brings with it enormous potential, each company will have to just find a way to know how to e-commerce into their business processes.
Modern Bank @ net NKBM follows technological developments. Currently in use by another version, a third has followed. The Bank follows the world trends and constantly updates and adds new services and functionality.
This business brings many advantages and disadvantages. The advantages are particularly time-saving, cost reduction, continuous access to various information on the account, the independence of the banking business units, simplicity and transparency of the business, security and data privacy.
Weakneses are especially no communication (social contact), fear of new technologies and security.
NKBM Security mechanisms for changing Internet banking infrastructure is very reliable. The Bank has secured access to quality Internet firewall. Service users also have access only to servers outside the firewall. Access from outside is impossible
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