128,721 research outputs found
Vietnam War Oral History Project
No full textPhotocopies of the handwritten letters of Lieutenant Gary T. Banks, attorney and Army Veteran (181st Military Intelligence Detachment), from the Republic of (South) Vietnam to his wife and son in Denton, Texas. He discusses troop morale; interrogation of enemy POWs; spot reports concerning information given by POWs and detainees; Tet Offensive, 1968; personal love poetry; miscellaneous personal family matters; future plans in civilian life; queries about his son; and future job aspirations
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Vietnam War Oral History Project
No full textPhotocopies of the handwritten letters of Lieutenant Gary T. Banks, attorney and Army Veteran (181st Military Intelligence Detachment), from the Republic of (South) Vietnam to his wife and son in Denton, Texas. He discusses troop morale; interrogation of enemy POWs; spot reports concerning information given by POWs and detainees; Tet Offensive, 1968; personal love poetry; miscellaneous personal family matters; future plans in civilian life; queries about his son; and future job aspirations
Assessment of Community Banks in Nigeria
No full textThis study on community banks in Nigeria was undertaken in June 2004 by the FAO Investment Centre, with financial support from the Canadian International Development Agency (CIDA), the Department for International Development (DFID), the International Fund for Agricultural Development (IFAD), the Ford Foundation (FF), the United Nations Development Programme (UNDP) and the World Bank (WB), and in collaboration with the Central Bank of Nigeria (CBN). The objective of the study was to assess the past and present performance of community banks, in particular rural-based banks, and to propose a first framework for their support. --
X-efficiency Analysis of Commercial Banks in Pakistan: A Preliminary Investigation
No full textThe emergence of a fast-paced dynamic environment in the business world in general, and in the financial services sector in particular, has highlighted the significance of competition and efficiency. The need for deregulation has become a touchstone of success in fostering both competition and efficiency especially in the economies, which are exposed to structural reforms. In addition to that, intense competition both among domestic and foreign banks, rapid speed of innovations and introduction of new financial instruments, changing consumer’s demands and desire for product augmentation have changed the way a bank conducts business and services its customers. Larger the degree of competition, it is perceived that the firms would become more efficient. However, when the structure of an industry is product of the government regulations, the degree of competition is impaired markedly implying that the efficiency suffers negatively. Banking industry acts as life-blood of modern trade and commerce acting as a bridge to provide a major source of financial intermediation. Thus, appraisal of its efficiency is vital in context of an efficient and competitive financial system. Study of x-efficiency is believed to be important in particular as Berger, et al. (1993) found that x-inefficiencies account for around 20 percent or more of banking costs. Similarly, recent drive among banks towards downsizing, rightsizing and rationalisation of banking costs also implicates for the assessment of x-efficiency analysis of banks. It becomes vital in Pakistani context as there appears to be no study in literature on efficiency or x-efficiency analysis of banks in Pakistan. “A great deal more work is needed on x-efficiency research in banking. Managerial efficiency, the concept of x-efficiency, appears to be a much more important strategic and policy consideration” [Molyneux, et al. (1960), p. 273]. Given
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Oral History Interview with John T. Banks, March 12, 1991
No full textInterview with John T. Banks, a farmer and former member of the Civilian Conservation Corps from Decatur, Texas, regarding his experiences and memories of participating in the CCC during the Great Depression
Oral History Interview with John T. Banks, March 12, 1991
No full textInterview with John T. Banks, a farmer and former member of the Civilian Conservation Corps from Decatur, Texas, regarding his experiences and memories of participating in the CCC during the Great Depression
Water quality improvements by biological treatment: how leachate stress modifies the population dynamics of Asellus aquaticus and Gammarus pulex
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Cost and profit efficiency of banks in Haiti: do domestic banks perform better than foreign banks?
No full textI use the stochastic frontier methodology to estimate a cost and a profit frontier functions. The Fourier-flexible form is used in this paper because of its flexibility. Results show that, although foreign banks are more cost efficient than domestic banks, domestic banks are more profit efficient than foreign banks, in Haiti. The paper reveals also that, although treasury bills constitute an alternative source of profit for banks in Haiti, a growth of interest rate on treasury bills increases profit efficiency in current period whereas it decreases profit efficiency one period after this growth. The main implication of this paper is that foreign banks are not always more efficient than domestic banks in developing countries, and even in a country with low income level.Cost Efficiency; Profit Efficiency; Foreign Banks; Domestic Banks
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