1,720,976 research outputs found
Price Levels, Exchange Rates, Interest Rates and Return on Equity of Commercial Banks in Nigeria: The Moderating Effect of Bank Competitiveness
Get PDFThe study sought to establish the moderating effect of bank competitiveness on the relationship between price levels, exchange rates, interest rates and return on equity of commercial banks in Nigeria. This paper originates from the PhD Thesis of the author. The study focused fifteen out of the seventeen commercial banks in Nigeria which were fully operational within the period 2010 to 2017. The study found that bank competitiveness had a significant moderating effect (β=0.0484, p=0.0130) on the relationship between price levels and return on equity of commercial banks in Nigeria. The study however found that bank competitiveness had no significant moderating effect (β=0.0009, p=0.4990) on the relationship between exchange rates and return on equity of commercial banks in Nigeria. The study further documented that bank competitiveness had no significant moderating effect (β=0.2066, p=0.1860) on the relationship between interest rates and return on equity of commercial banks in Nigeria. The study therefore recommends that in periods of rising price levels, bank management should stay competitive in the market by adequately adjusting interest rates upwards and accordingly. This in turn will help in cushioning the effect of any loss in the real purchasing power of money
International Oil Prices, Exchange Rates, Interest Rates and External Reserves of Nigeria: The Moderating Effect of Balance of Trade
Get PDFThe study sought to examine the moderating effect of balance of trade on the relationship between international oil prices, exchange rates, interest rates and external reserves of Nigeria. This study emanates from the master’s thesis of the author. The analysis was based on time series data spanning from 1981 to 2014. The study was based on causal research design. The study findings reveal that balance of trade had no significant moderating effect on the relationship between international oil prices and external reserves of Nigeria. The findings of the study indicate that balance of trade had a significant moderating effect on the relationship between exchange rates and external reserves of Nigeria. Furthermore, the study findings reveal that balance of trade had no significant moderating effect on the relationship between interest rates and external reserves of Nigeria. The study therefore recommends that policies aimed at managing the exchange rate should incorporate the dynamics in the balance of trade of Nigeria
Effect of Monitoring and Evaluation Practices on Performance of Construction Projects in Gasabo District- Rwanda
Get PDFPurpose: The purpose of this study was to assess the effect of monitoring and evaluation practices on performance of construction project in Gasabo district, Rwanda. The specific objectives of this study were to examine the effect of M&E planning, M&E Staff skills management and M&E ICT management on performance of construction projects in Gasabo district, Rwanda.
Methodology: A descriptive research design was used. Two hundred sixty-three respondents randomly sampled from district, sectors and cells staff and the general local population who are involved in project planning of the construction projects at Gasabo district was interviewed. The data was collected using administered questionnaire and analyzed using SPSS 16. The study chosen to use qualitative and quantitative research methods to explore the topic and thus used multiple regression analysis such as ANOVA, Pearson correlation and descriptive analysis to estimate the strength relationship between the independent variables to the dependent variables.
Findings: The result of the study showed that majority of the respondents were in agreement to the fact that the performance of construction project of Gasabo district was influenced by Monitoring and Evaluation practices. The findings indicate that M&E planning had a positive and significant effect on project performance with (β1=0.170, CI 0.010, 0.350, t=2.080, P<.001). Monitoring and Evaluation Staff skills management with β2=-.016, CI -.160, 0.131, t=-.196, P>.001), has no significant effect on project performance of construction project of Gasabo district. Finally, M&E ICT management performance had a positive and significant effect on construction project performance with (β3= 0.450, CI 0.393, 0.690, t=7.190, P<.001).
Unique Contribution to Theory, Practice and Policy: The researcher recommends that monitoring and evaluation should be a priority in the projects for its relevancy; and all bodies dealing with construction projects should make arrangements for monitoring and evaluation practices due to make monitoring and evaluation operations successful
Working Capital Management Practices and Financial Performance of Small and Medium Enterprises: Case of Muhanga Food Processing Industries Limited, Rwanda
Get PDFPurpose: The study sought to assess the effect of working capital management methods on the financial performance of small and medium-sized businesses, with a focus on Muhanga Food Processing Industries Limited. The specific objectives of the study were to determine the effect of cash management, creditors’ management, debtors’ management and inventory management on financial performance of Small and Medium Enterprises.
Methodology: The study used descriptive design as it describes the working capital management practices ensured by Muhanga Food Processing Industry Ltd and its financial performance indicators. The research focused on 86 employees of Muhanga Food Processing Industry with relevant experience, utilizing a census inquiry approach due to the small population size.
Findings: The model summary reveals a multiple correlation coefficient (R) of 0.908, indicating a strong positive correlation among inventory management, cash management, creditor management, and debtor management with the dependent variable, financial performance of Muhanga Food Processing Industry. The unstandardized coefficient for cash management is 0.160, suggesting that for each unit increase in cash management, financial performance is expected to increase by 0.160, with this relationship being statistically significant (B = 0.160, t = 3.062, Sig. = 0.003). Similarly, the unstandardized coefficient for creditor management is 0.237, indicating that a one-unit increase in creditor management correlates with a 0.237 increase in financial performance, which is also statistically significant (B = 0.237, t = 4.372, Sig. = 0.000). Additionally, the unstandardized coefficient for debtor management is 0.314, revealing that enhancements in debtor management can improve financial performance by 0.314 units, with a statistically significant impact (B = 0.314, t = 5.066, Sig. = 0.000). Finally, the unstandardized coefficient for inventory management is 0.278, suggesting that a one-unit increase in inventory management contributes to a 0.278 improvement in financial performance, also statistically significant (B = 0.278, t = 4.572, Sig. = 0.000). These results highlight the essential role of effective management practices in enhancing the financial performance of Muhanga Food Processing Industry.
Unique Contribution to Theory, Practice and Policy: The study recommends that Muhanga Food Processing Industry adopt advanced cash forecasting tools and establish a formal cash reserve policy to enhance liquidity planning
Occupational Hazard Identification and Project Sustainability of Production Line Installation by Bralirwa Company Rubavu, Rwanda
Get PDFPurpose: This study investigated the effect of occupational hazard identification on project sustainability of the production line installation by Bralirwa Company, Rubavu, Rwanda. The research aimed to bridge the empirical gap between hazard identification and sustainable project outcomes, offering insights for policymakers, project managers, and industry leaders striving for safer and more sustainable industrial development.
Methodology: A mixed-methods approach was adopted, combining descriptive and correlational designs, where purposive sampling was used to select relevant departments, followed by random sampling within departments to ensure proportional representation. Data were collected from 101 respondents out of a sample of 109, drawn from a target population of 150 employees, using structured questionnaires, interviews, and document reviews. Data were analyzed using SPSS, applying descriptive statistics and linear regression analysis.
Findings: The findings revealed a positive and statistically significant relationship between occupational hazard identification and project sustainability (mean = 4.81; F(1,99) = 49.99, p < .000), explaining 33.6% of the variance. The results indicate that effective hazard identification during project planning and implementation minimizes operational risks and unforeseen stoppages, enhancing economic, social, and environmental sustainability.
Unique Contribution to Theory, Practice and Policy: It recommends digitizing hazard identification processes, investing in real-time monitoring technologies, and institutionalizing systematic hazard detection to promote sustainable industries
Stakeholder Management and Loan Capital Project Performance by Edify Rwanda
Get PDFPurpose: The purpose of this project is to assess the influence of stakeholders’ management on loan capital project performance by Edify Rwanda.
Methodology: A descriptive and correlational research design was employed for data collection. The sample included 201 participants: 60 head teachers, 60 school owners, 11 bank managers, and 70 Edify Rwanda staff. The sample size of 133 respondents, consisting of 126 for quantitative data and 7 for qualitative data, was determined using the Slovin formula.
Findings: The findings from the multiple regression analysis indicated that stakeholders’ expectations and needs identification and stakeholder conflict resolutions had significant effect on loan capital project performance by Edify Rwanda. However, stakeholder communication and stakeholder involvement had insignificant effect on loan capital project performance by Edify Rwanda.
Unique Contribution to Theory, Practice and Policy: The study recommends that Edify Rwanda should implement mechanisms to ensure that community members have a more significant role in selecting projects. This could involve regular community meetings and consultations to gather input and prioritize projects based on local needs. In order to improve stakeholder engagement, Edify Rwanda should develop robust feedback mechanisms that allow stakeholders to voice their concerns and suggestions throughout the project lifecycle. This could include surveys, suggestion boxes, and regular follow-up meetings
E-procurement System and Public Contract Management Performance at Rwanda Biomedical Center
Get PDFPurpose: To investigate the influence of the e-procurement system on public contract management performance at the Rwanda Biomedical Center (RBC).
Methodology: A descriptive research design and a mixed-methods approach were utilized. Data were collected through interview guides, questionnaires, and secondary sources. Employing the purposive sampling method, the study had a sample size of 80 respondents selected from the target population of 102 individuals involved in the contract management process at RBC, using the Krejcie and Morgan (1970) Table.
Findings: In line with regression analysis, findings revealed that among them, E-informing emerged as a highly effective component, with a β = 0.428 significantly enhancing contract management by facilitating timely communication, improving stakeholder coordination, and reducing information asymmetry. E-sourcing also showed a strong positive influence [β = 0.401] by promoting transparency and fairness in supplier selection, which directly contributed to better compliance and accountability in contract execution. E-contracting exhibited a moderate impact [β = 0.162], and e-payment demonstrated a minimal and statistically insignificant influence on overall contract management performance, despite contributing to financial accuracy and compliance.
Unique Contribution to Theory, Practice and Policy: The study recommends that Rwanda Biomedical Center should prioritize enhancing e-informing systems by investing in capacity-building programs to improve stakeholder ICT proficiency and addressing technical challenges such as system downtimes. For e-payment, efforts should enhance its interoperability with other e-procurement tools such as e-purchasing, e-invoicing, automated payment processing, and cash flow management, and implementation barriers to maximize its transactional efficiency and accountability in financial processes
E-Governance and Service Delivery by Rwanda National Public Service Commission
Get PDFPurpose: This study examined the effect of E-governance and service delivery by Rwanda National Public Service Commission. The specific objectives of this study included, determining the effect of E-administration on service delivery by Rwanda National Public Service Commission and determining the effect of E-participation on service delivery by Rwanda National Public Service Commission. The three theories that provided the basis of this research are the following: Stakeholders Theory, Technology Acceptance Model and Expectancy Disconfirmation Theory. Chose these ideas because of what they have to say about how services are provided in a tech-driven setting. In order to accomplish these goals, an analysis of relevant literature was conducted.
Methodology: Data were gathered from 47 randomly selected workers of the Rwanda National Public Service Commission using a census sample approach. Data was gathered using a combination of questionnaires and document analysis. As part of the study, SPSS 25 was used.
Findings: The Rwanda National Public Service Commission found a high level of correlation (R = 0.844) between the predictors of service delivery and administration, and participation. With an R-squared value of 0.712, these variables account for around 71.2% of the variance in service delivery. Their unstandardized coefficients emphasize the impact of each predictor on service delivery. With a coefficient E-administration also has a notable positive effect, with a coefficient of (β = 0.404, t = 4.646, and p-value = 0.000). Similarly, E-participation contributes positively, with a coefficient of (β = 0.505, t = 5.973, and p-value = 0.000). All coefficients are statistically significant, underscoring their crucial roles in enhancing service delivery, as indicated by their p-values being below the conventional threshold of 0.05.
Unique Contribution to Theory, Practice and Policy: The study recommended that Rwanda National Public Service Commission should enhance the user interface and accessibility of online platforms, expand online services while integrating with other government systems, and improve cybersecurity protocols
Project Management Capabilities and Project Performance of François-Xavier Bagnoud Village Project
Get PDFPurpose: The purpose of this project is to determine the impact of project management capabilities on the performance of FXB Village Project.
Methodology: A descriptive study design was used with a quantitative approach. The study focused on 292 employees of FXB Village Project. The sample has been obtained based on Yamane formula and the calculation gave 168 employees. Data was analyzed using SPSS version 22.
Findings: The results indicate a weak positive correlation (R = 0.330) between the predictors and project performance, with the combined influence of the three predictors explaining 10.9% of the variance (R² = 0.109). This suggests that while these factors do contribute to performance, most of the variability is influenced by other unaccounted-for factors. The analysis of the model’s statistical significance, as indicated by the F-statistic (6.675) and its significance level (Sig. = 0.000), confirms that the regression model is valid and that the predictors collectively influence project performance. In conclusion, the regression analysis demonstrates that while overall planning and stakeholder management are significant contributors to the success of the FXB Village Project, team competence appears to be a less influential factor in this context.
Unique Contribution to Theory, Practice and Policy: The study recommends enhancing focus on project planning and investing in stakeholder engagement and management in community-based projects
Loan Delinquency and Profitability of Equity Bank, Rwanda
Get PDFPurpose: The general objective of the study was to examine the effect of loan delinquency on the profitability of equity bank, Rwanda. The specific objectives of the study were: to examine the effect of interest rate, loan policy, loan size and loan duration on profitability of Equity bank in Rwanda.
Methodology: Both correlational and descriptive research design utilize questionnaires to collect data on a variety of subjects. The target population consisted of 175 individuals from Equity Bank Rwanda, including Senior Management, Loan Officers, Risk Management Team, Financial Analysts, and the Compliance and Regulatory Team. By applying Slovin\u27s formula, the researcher has determined that a suitable sample size would be 122 participants. The research employed basic random sampling to guarantee that each member of the population has an equal chance of being picked. Data collection incorporated both questionnaires and document analysis to gather comprehensive information. Data for this research was analyzed using the Statistical Product and Service Solutions (SPSS) version 25.
Findings: The regression coefficients reveal the significant impact of each predictor on the profitability of Equity Bank, Rwanda. The constant term (α = 0.090) indicates the expected profitability when all independent variables (Interest Rate, Loan Policy, Loan Size, and Loan Duration) are zero. The unstandardized coefficients show that a one-unit increase in Interest Rate (B = 0.197, t = 4.205, p-value = 0.000), Loan Policy (B = 0.267, t = 6.389, p-value = 0.000), Loan Size (B = 0.388, t = 7.709, p-value = 0.000), and Loan Duration (B = 0.135, t = 3.282, p-value = 0.001) results in respective increases in profitability of 0.197, 0.267, 0.388, and 0.135. All these relationships are statistically significant, with p-values well below the 0.05 threshold, highlighting the strong positive influence of these predictors on the bank’s profitability.
Unique Contribution to Theory, Practice and Policy: The study recommended that Equity Bank Rwanda regularly adjust interest rates based on market trends, introduce tiered rates for varying risk profiles, and update loan policies to align with market demands and regulatory changes. For future research, academics should explore the impact of interest rates, lending rules, loan sizes, and loan terms on loan delinquency and profitability
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