7 research outputs found
The Church and the Fourth Industrial Revolution in Nigeria: An Engagement of Faith and Technology
The relationship between the church and science is a widely debated issue over the years. One of the major teachings of the church is that faith and science are not contradictory to each other and that science came out of theological cosmology and even works well together, in spite of the conflict model of science and religion. The last four years 2019 – 2023 have been particularly significant in revealing the close relationship between Religion and Science. The entire human race experienced the global covid 19 pandemic and national or international lockdown that resulted from it, with the antecedent shift to digital ways of living, working and worship. Much scholastic works have been done on the indebt relationship between Christianity and Science, the trajectory of which involves the beauty and the ugly. However, the engagement and interface between Christian faith and science in Nigeria requires a closer attention, understanding and engagement, particularly now that the world has advanced into the Fourth Industrial Revolution (4IR). The paper adopted the hermeneutic and historical methods premised on Draper and White’s “conflict thesis” as theoretical framework which is the series of myths the duo spread about science and religion as irreconcilable enemies. This paper reveals that science and faith are intertwine complex social and cultural endeavours with fundamentally separate forms of knowledge on different aspects of life, therefore it encourages the Church to leverage on the opportunities provided by the current Industrial Revolution and improve on the interconnectivity in addressing the contemporary social challenges rather than being antagonistic as it were in the case of Galileo an Italian Christian and scientist found guilty of heresy and sentenced to life imprisonment in 1633 by the Roman Catholic Inquisition after confirming the veracity of heliocentric theory of Corpernicus and reporting the telescopic observations of the mountains on the moon, the moons of Jupiter, the phases of Venus, and the rings of Saturn. 
A New Method For Estimating Hydraulic Conductivity In Un-Screened Concrete-Lined Large-Diameter Hand-Dug Wells
ArticleThe use of large-diameter hand-dug wells as main source of rural water supply for drinking, domestic and
irrigation uses in many developing countries has offer an opportunity to developed Darcy-based methods for
estimating hydraulic conductivity in screened-lined large-diameter hand-dug wells to determine the yield and
discharge potential of the wells. However, in many rural areas of sub-Saharan African countries, the use of unscreened
concrete lining is most common method of protecting large-diameter hand-dug wells against collapsing
and pollution due to the affordability of the method. The use of un-screened concrete lining prevents horizontal
water flow to the well and inflow of water in un-screened concrete well occur through well base, therefore,
existing Darcy-based method not suitable to estimate hydraulic conductivity for this well design. This study
proposed a new method for estimating aquifer hydraulic conductivity for un-screened concrete-lined largediameter
hand-dug wells. To demonstrate the viability of the new method, field recovery tests were conducted
in twelve (12) un-screened concrete lined large-diameter hand-dug wells to estimate apparent hydraulic
conductivity (Ka) of aquifer formation. The twelve (12) un-screened concrete wells were screened for the second
round of recovery tests to estimate horizontal hydraulic conductivity K. The results showed that the estimated
apparent hydraulic conductivity Ka values were lower than the horizontal hydraulic conductivity K values and
this show effect of un-screened concrete-lining. A relationship between Ka and K was established to make a
correction factor for estimation of K from Ka by a regression analysis which showed a linear regression of 0.78
with a significant strong relationship of 0.00 between Ka and K using a bivariate Pearson correlation coefficient.
The new method will be useful to determine well yield most especially in the rural areas of developing countries
where un-screened concrete-lined large-diameter hand-dug wells are being practiced
Comparative effects of cassava peel compost, Tithonia diversifolia compost and NPK fertiliser on maize performance in Ibadan
Maize is a widely cultivated crop with significant agricultural and industrial uses. Its production depends on efficient soil fertility management, which is increasingly supported by the use of organic and inorganic amendments. The effectiveness of cassava peel compost (CPC) and Tithonia diversifolia compost (TdC) at 0 (control), 10, and 15 t ha⁻¹, as well as nitrogen, phosphorus, and potassium (NPK) based fertiliser at 150 kg N ha⁻¹, was tested on maize in a randomised complete block design (r=3) in the field. Nutrient analysis was conducted following standard procedures. A residual trial was conducted immediately after harvest to assess the lasting impact of compost on maize yield. Data on dry matter (DM, g) and grain yield (GY, t ha⁻¹) were collected and analysed using descriptive statistics and analysis of variance at α=0.05. NPK application initially enhanced maize performance more effectively than compost. However, in the second trial, compost application significantly improved maize performance compared to NPK. Maize GY and DM increased from 3.42 t ha⁻¹ and 224.53 g in the first trial to 3.95 t ha⁻¹ and 324.68 g in the second trial with the application of a higher rate (15 t ha⁻¹) of TdC. Soil Nitrogen (0.97% and 0.71%), phosphorus (34.08 mg/kg and 21.93 mg/kg), and potassium (0.69 cmol/kg and 1.09 cmol/kg) content in 15 t ha⁻¹ of TdC and CPC were higher compared to control, which contain 0.20% nitrogen, 17.17 mg/kg phosphorus and 0.31 cmol/kg potassium, respectively. Conclusively, compost alone may not replace synthetic fertilizers, but integrating TdC reduces NPK dependence, lowers environmental risks, and promotes sustainability
An approach for assessment of building failures in a part of Ilorin, Nigeria
The aim of this study was to investigate the causes of building failures in a part of Ilorin. Vertical electrical sounding (VES) was conducted, and 1D inverted resistivity indicates four distinct layers. The first layer is top soil with resistivity values of 16.1 Ωm to 81.1 Ωm and a depth of 0.1 m to 0.3 m. The second layer is clay/silty clay with resistivity values between 12.6 Ωm and 59.6 Ωm and a depth of 1.1 m to 2.8 m. The third geoelectric layer is weathered basement with resistivity values between 5.9 Ωm and 38.4 Ωm and a depth of 1.3 m to 6.2 m, and the fourth layer is fresh basement layer. Four pits were dug to a depth of 1.5 m, and undisturbed soils were collected for geotechnical test. Maximum dry density of the soils falls between 1.73 and 1.84 with an average of 1.90 Mg/m. Dynamic cone penetration test (DCPT) was conducted, and the quantity of blows to achieve 1000 mm (1 m) penetration depth (n) was recorded. DCPT of the soils varies between 89.8 kN/m2 and 314.3 kN/m2, with low bearing capacity of 89.8 kN/m2 to 134.7 kN/m2 at a depth of 0.1 m to 0.3 m, which is below the recommended minimum value of 150 kN/m2, and this contributed to the building failures in the study area
Nigerian Journal of Banking and Financial Issues: EFFECT OF MONETARY POLICY ON DEPOSIT LIABILITIES OF COMMERCIAL BANKS IN NIGERIA
© Department of Finance
Ekiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of banking and finance issues relevant to the Nigeria economic experience and financial policies. Opinions expressed herein are these of the authors and her necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
Subscription Rate: Nigeria
Students: N2,000
Others: N2,500
Foreign US $25
Volume 9 No. 1, March 2023
ISSN: 1119 - 8494
Printed in Nigeria by: Department of Finance Ekiti State University Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
EDITOR –IN – CHIEF: PROF. J. A. OLOYEDE MANAGING EDITOR: DR.(MRS) B. A. AZEEZ ASSOCIATE EDITOR: DR. F. T. KOLAPO
ADVISORY BOARD PROF. WOLE ADEWUNMI PROF. W. I. IYIEGBUNIWE PROF. S. I. OWUALAH
PROF. (MRS) E. O. ADEGBITE PROF. FAMOUS IZEDOME PROF. A. A. AWE
PROF. T. M. OBAMUYI PROF. S. O. AKINMULEGUN PROF. F. M. EPETIMEHIN PROF. S. A. TELLA
PROF. R. O. SOMOYE
EDITORS
PROF. S. O. ADEUSI PROF. A. O. ADARAMOLA DR. L. B. AJAYI
M. O. OKE
L. A. SULAIMAN DR. J. O. MOKUOLU DR. DAPO FAPETU DR. J. A. AJAYI
BUSINESS MANAGERS
S. O. DADA
DR.MRS. O. G. OBISESAN DR. MRS. A. O. ADEJAYAN DR. I. E. AJAYI
CALL FOR PAPERS
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
Interested contributors are invited to submit well researched papers which have not been provide published either in whole or part in any journal.
i Three copies of the manuscript should be submitted, each copy of which must be typed on one side of A4 sized paper only and double spaced.
Manuscript should not exceed twenty pages, including notes, reference, table and chart
The cover page of each manuscript should contain title of papers, names(s) and additional of author(s)
An abstract of not more than 120 words typed single spaced on a separate sheet book precede the main text. The short abstract should summarize the main argument of the article
Bibliographical references should be indicated in the text using the author data style with page numbers where necessary. All reference must adopt America psychological Associate (APA) current style and reference pattern.
Table and charts should be placed as close as possible to relevant discussion. End noted should be numbered consequently, and should not solely comprise references.
Manuscript which do not conform to these guidelines may be returned
All manuscript and other correspondences should be sent to:
The Managing Editor:
Journal of Banking and Financial Issues C/o Department of Finance
Ekiti State University, Ado -Ekiti, Nigeria.
OR
The Business Editor: Department of Finance,
E-mail: [email protected]
Nigerian Journal of Banking and Financial Issues: EFFECT OF MONETARY POLICY ON DEPOSIT LIABILITIES OF COMMERCIAL BANKS IN NIGERIA
© Department of Finance
Ekiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of banking and finance issues relevant to the Nigeria economic experience and financial policies. Opinions expressed herein are these of the authors and her necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
Subscription Rate: Nigeria
Students: N2,000
Others: N2,500
Foreign US $25
Volume 9 No. 1, March 2023
ISSN: 1119 - 8494
Printed in Nigeria by: Department of Finance Ekiti State University Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
EDITOR –IN – CHIEF: PROF. J. A. OLOYEDE MANAGING EDITOR: DR.(MRS) B. A. AZEEZ ASSOCIATE EDITOR: DR. F. T. KOLAPO
ADVISORY BOARD PROF. WOLE ADEWUNMI PROF. W. I. IYIEGBUNIWE PROF. S. I. OWUALAH
PROF. (MRS) E. O. ADEGBITE PROF. FAMOUS IZEDOME PROF. A. A. AWE
PROF. T. M. OBAMUYI PROF. S. O. AKINMULEGUN PROF. F. M. EPETIMEHIN PROF. S. A. TELLA
PROF. R. O. SOMOYE
EDITORS
PROF. S. O. ADEUSI PROF. A. O. ADARAMOLA DR. L. B. AJAYI
M. O. OKE
L. A. SULAIMAN DR. J. O. MOKUOLU DR. DAPO FAPETU DR. J. A. AJAYI
BUSINESS MANAGERS
S. O. DADA
DR.MRS. O. G. OBISESAN DR. MRS. A. O. ADEJAYAN DR. I. E. AJAYI
CALL FOR PAPERS
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
Interested contributors are invited to submit well researched papers which have not been provide published either in whole or part in any journal.
i Three copies of the manuscript should be submitted, each copy of which must be typed on one side of A4 sized paper only and double spaced.
Manuscript should not exceed twenty pages, including notes, reference, table and chart
The cover page of each manuscript should contain title of papers, names(s) and additional of author(s)
An abstract of not more than 120 words typed single spaced on a separate sheet book precede the main text. The short abstract should summarize the main argument of the article
Bibliographical references should be indicated in the text using the author data style with page numbers where necessary. All reference must adopt America psychological Associate (APA) current style and reference pattern.
Table and charts should be placed as close as possible to relevant discussion. End noted should be numbered consequently, and should not solely comprise references.
Manuscript which do not conform to these guidelines may be returned
All manuscript and other correspondences should be sent to:
The Managing Editor:
Journal of Banking and Financial Issues C/o Department of Finance
Ekiti State University, Ado -Ekiti, Nigeria.
OR
The Business Editor: Department of Finance,
E-mail: [email protected]
Nigerian Journal of Banking and Financial Issues: EFFECT OF MONETARY POLICY ON DEPOSIT LIABILITIES OF COMMERCIAL BANKS IN NIGERIA
© Department of Finance
Ekiti State University, Ado Ekiti, Nigeria.
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
The Journal contains analysis of banking and finance issues relevant to the Nigeria economic experience and financial policies. Opinions expressed herein are these of the authors and her necessarily those of the Department of Finance.
All right reserved. No part of this publication may be reproduced or transmitted in any form or by any means. electronic, mechanical, photocopying, recording or otherwise of series in any retrieval system of any nature, without the prior written permission of the copyright holder.
Subscription Rate: Nigeria
Students: N2,000
Others: N2,500
Foreign US $25
Volume 9 No. 1, March 2023
ISSN: 1119 - 8494
Printed in Nigeria by: Department of Finance Ekiti State University Ado Ekiti,
Nigeria.
Tel: 08035023117,
080283887163.
EDITOR –IN – CHIEF: PROF. J. A. OLOYEDE MANAGING EDITOR: DR.(MRS) B. A. AZEEZ ASSOCIATE EDITOR: DR. F. T. KOLAPO
ADVISORY BOARD PROF. WOLE ADEWUNMI PROF. W. I. IYIEGBUNIWE PROF. S. I. OWUALAH
PROF. (MRS) E. O. ADEGBITE PROF. FAMOUS IZEDOME PROF. A. A. AWE
PROF. T. M. OBAMUYI PROF. S. O. AKINMULEGUN PROF. F. M. EPETIMEHIN PROF. S. A. TELLA
PROF. R. O. SOMOYE
EDITORS
PROF. S. O. ADEUSI PROF. A. O. ADARAMOLA DR. L. B. AJAYI
M. O. OKE
L. A. SULAIMAN DR. J. O. MOKUOLU DR. DAPO FAPETU DR. J. A. AJAYI
BUSINESS MANAGERS
S. O. DADA
DR.MRS. O. G. OBISESAN DR. MRS. A. O. ADEJAYAN DR. I. E. AJAYI
CALL FOR PAPERS
The Nigerian Journal of Banking and Financial Issues (NJBFI) provides a unique forum for the articulation and dissemination of applied research by academics and professionals in the field of Banking and Finance or tested disciplines. It is biannual journal published by the Department of Finance, Ekiti State University, Ado Ekiti, Nigeria.
Interested contributors are invited to submit well researched papers which have not been provide published either in whole or part in any journal.
i Three copies of the manuscript should be submitted, each copy of which must be typed on one side of A4 sized paper only and double spaced.
Manuscript should not exceed twenty pages, including notes, reference, table and chart
The cover page of each manuscript should contain title of papers, names(s) and additional of author(s)
An abstract of not more than 120 words typed single spaced on a separate sheet book precede the main text. The short abstract should summarize the main argument of the article
Bibliographical references should be indicated in the text using the author data style with page numbers where necessary. All reference must adopt America psychological Associate (APA) current style and reference pattern.
Table and charts should be placed as close as possible to relevant discussion. End noted should be numbered consequently, and should not solely comprise references.
Manuscript which do not conform to these guidelines may be returned
All manuscript and other correspondences should be sent to:
The Managing Editor:
Journal of Banking and Financial Issues C/o Department of Finance
Ekiti State University, Ado -Ekiti, Nigeria.
OR
The Business Editor: Department of Finance,
E-mail: [email protected]
