Perisai : Islamic Banking and Finance Journal
Not a member yet
38 research outputs found
Sort by
Analisis Determinan Makro Ekonomi Pada Beberapa Negara Asia dalam Memepengaruhi TKI Tahun 2011-2015
Full text linkAsia is the country with the largest number of TKI placement. However, from 2012 there was a decrease in the number of overseas placement for Indonesians even in the four year interval there was a decrease up to 52.66 percent including in Asian countries. One of the causes of the decline of labor migrants is due to the revamping of the placement of informal TKI in some countries, especially in the middle east region so that the number of migrant workers is very small. In fact, the remittance of migrant workers is one of the largest foreign exchange contributors in Indonesia. In 2011, the value of remittance reached 60 trillion or the second highest contributor of foreign exchange. Of course with the existence of such remittances can support the Indonesian economy. The purpose of this study is to see what variables that influence in the process of placement of overseas workers especially in some countries in Asia continent based on economic condition of destination country. Analytical techniques used are panel data analysis with inflation variable, per capita income, unemployment rate, and exchange rate of destination country. The results of this study indicate that the variables of inflation, income per capita, and unemployment rate in influencing the number of placement of labor migrants in the destination country
Three Components of Readiness to Change: Communication of Change and Change-Efficacy as Antecendents
Full text linkIn order to fulfill the planned change, an organization should seriously take the role of individual perception into consideration, in which the individual plays a pivotal role in the change implementation stage through their act. This study aims to investigate the attitude of readiness to change based on the multidimensional concept, with communication of change and change-efficacy as antecedents. This study involved shariah rural bank, located in East Java, as a research object. Furthermore, a quantitative approach was employed in this study, in which survey as a procedure for collecting data through questionnaires. In addition, PLS-SEM was employed as an analysis of research method. The results exhibit that communication of change contribute to develop of almost all forms attitude of readiness to change and change-efficacy can predict all forms of readiness to change. Finally, this study offers several implications, both theoretically and practically.
Pertimbangan Dewan Syariah Nasional dalam Menetapkan Fatwa Akad Transaksi Syariah di Indonesia (National Sharia Council Considerations in Establishing Fatwa Sharia Transaction Agreements in Indonesia)
Full text linkThe National Sharia Council of the Indonesian Ulema Council (DSN MUI) is an independent institution that plays a role in providing sharia lawyer arrangements. DSN MUI makes a fatwa to regulate the process of asset turnover in community life. DSN MUI formulates the consideration of fatwa akad sharia transaction using the concept of scientific method based on the guidance of fiqh scholars. This study aims to describe the consideration of DSN MUI in determining the fatwa of sharia transaction contracts. Based on this study, the consideration of fatwa akad Islamic transactions aims to benefit the people using the concept of nash qath'i approach refers to Al-Qur'an and Al-Hadist. Consideration in determining fatwas based on benefits and impacts that will occur when a fatwa is determined or not determined
Financial Performace and Systemic Risk Effect On Stock Return (Case Study on Oil and Gas Companies Listed In IDX Year 2011-2016)
Full text linkThis study aimed to determine whether the return on assets, debt to equity ratio, and systematic risk effected on stock returns on oil and gas companies listed on the Stock Exchange period 2011-2016. The research method used was descriptive method verifikatif with research sample as much as 5 oil and gas company. The technique of selecting the sample used purposive sampling, while the method of analysis used was analaisis regresi panel data at significance level 5%, by using Eviews9. Partial result shows that Return On Asset was not influential to stock return and DER have negative and significant effect to stock return, while Beta had positive and significant effect to stock return and simultaneously Return On Asset, DER, and beta have positive effect to stock retur
Pengaruh Komitmen dan Kepercayaan terhadap Kepuasan Nasabah Bank Syariah di Surabaya (The Effect of Commitment and Trust for Customer Satisfaction Islamic Banking in Surabaya)
Full text linkIntense competition between banks is increasingly tight good conventional banks as well as Islamic banks. The rivalry has led banks to get competitive strategies do customers. Strategy all aimed at satisfying the customer's bank. The key competitive advantage in a situation full of competition is the ability of the bank in improving customer satisfaction. Customer satisfaction will be the key to success, not only in the short term but sustain- able competitive advantage. The purpose of this research is to find out and analyse the influence the commitment and trust of customer satisfaction on Sharia in Surabaya. The population in this study is bank syariah in Surabaya and the number of samples as much as 95 clients. The technique of sampling by using purposive sampling namely sampling with certain considerations. Design research is quantitative with the hypothesis. Data analysis techniques using multiple linear regression using SPSS 23
Ekosistem Bisnis Wisata Halal dalam Perspektif Maqasid Syariah (Halal Tourism Business Ecosystem in the Maqasid Syariah Perspective)
Full text linkTujuan dari penelitian ini adalah memberikan masukkan kepada para pemangku kepentingan terkait dengan strategi ekosistem bisnis wisata halal dalam perspektif syariah. Penelitian ini adalah konspetual paper dengan menggunakan metode kualitatif yang didukung kajian-kajian pustaka untuk menjelaskan fenomena yang terjadi dengan pembatasan pertanyaan penelitian (1) Apa yang dimaksud dengan Maqasid Syariah?; (2) Apa yang dimaksud dengan strategi ekosistem bisnis?; (3) Bagaimana meningkatkan daya saing pariwisata di Indonesia melalui ekosistem bisnis wisata halal?. Sesuai dengan tujuan pemerintah, yaitu menjadikan Indonesia sebagai pusat keuangan syariah dan potensi mayoritas Muslim Indonesia, maka ekosistem bisnis wisata halal dapat dijadikan salah satu strategi prioritas program pemerintah untuk menarik wisatawan mancenagera datang ke Indonesia melalui peningkatan layanan dan infrastruktur yang berlandaskan prinsip maqasid syariah.
Tantangan Keuangan Islam dI Era Globalisasi (Islamic Finance Challenge in the Era of Four Point Zero)
No full textGlobalization is a worid development that removes boundaries that make communication or interaction between countries difficult for one another. With globalization everything will be easier to do. From the economic aspect, globalization is able to make an investor easily invest their funds in oither countries. For this convenience, it triggers fraud that might be carried out by people who are not responsible especially in Islamic finance. Where islamic finance is a financial cycle that cannot be interfered with by unclean funds or unclear origins. So globalization is also a new challenge for islamic finance itself
Analisis Penerimaan Core Banking System Berbasis Technology Readiness an Acceptance Model pada BPRS Bangun Drajat Warga di DIY (Analysis of Acceptance of Banking System Based on Technology Readiness and Acceptance Model in BPRS Bangun Drajat Warga at DIY)
Full text linkThe purpose of this study is to analyze the acceptance of the core banking system based on technology readiness and acceptance model on Bank Pembiayaan Rakyat Syariah Bangun Drajat Warga in the Special Region of Yogyakarta. Constructions used are optimism, innovativeness, discomfort, insecurity, easy of use and usefulness. This research method uses quantitative with a survey approach. The results of the study show that constructs of optimism and discomfort have a positive and significant effect on the perception of benefits and convenience in using the Core Banking System. The innovativeness construct has a positive and significant effect on the perception of the benefits of the core banking system, but for users, it has a negative effect and does not significantly influence the perception of ease of use of the Core Banking System. Insecurity, easy of use and usefulness constructs shows that there is no positive and significant influence on the perception of benefits and convenience in using the Core Banking System.
Pilar-pilar Keunggulan Kompetitif: Sebuah Pandangan Berbasis Sumber Daya (Competitive Advantage Pillars: A View Based Resource)
Full text linkThis article describes the economic activities that underlie a resource-based view of competitive advantage and integrate existing perspectives into a model of saving from resources and company performance. The essence of this model are the four conditions that underlie sustainable competitive advantage, all of which must be met. These include superior resources (heterogeneity in an industry), ex post limits to competition, imperfections in resource mobility, and limits before competition (ex ante limits to competition). In the concluding section, application models are discussed both for single business strategies and corporate strategies
Analisis Strategi Pengembangan Zakat, Infaq, Shadaqoh dan Wakaf di Indonesia (Analysis of Zakat, Infaq, Shadaqoh and Wakaf Development Strategies in Indonesia)
Full text linkThis study to describe the picture of ziswaf potential and Ziswaf's realization in Indonesia explained the difference between potential and realization. Beginning with a quantitative descriptive approach method by collecting secondary data from various sources. A very large gap between the value of potential and the amount of realization. During the last five years until 2016. The realization of zakat receipts was only less than 1%. The development of Ziswaf funds in Indonesia must have strategic objectives that must be reduced in the policies of all stakeholders. Thus, muzakki and mustahik are important components in the development and succession of empowerment. The selection of the right strategy can be done using the SWOT analysis method to produce a condition map of the research group and the right strategy to support the strategic objectives. The results of the analysis show that Ziswaf's condition in Indonesia has experienced and significant development. The results of the analysis also show that there are 6 (six) strategies that can be used to achieve Ziswaf's strategic objectives, namely: (1) digitizing of Ziswaf, (2) Islamic Inclusive Finance Council, (3) Database Development, (4) Regulation Implementation, (5) Zakat Automation, (6) Tax incentives for muzakki