Jurnal Islaminomics (Journal of Islamic Economics, Business,and Finance)
Not a member yet
61 research outputs found
Sort by
PENGELOLAAN ALOKASI DANA DESA UNTUK PEMBERDAYAAN MASYARAKAT: PERSPEKTIF MAQASHID SYARIAH
Get PDFThis study examines the concept of maqoshid al-Shariah in Alokasi Dana Desa (Allocation of Village Fund). Furthermore, ADD is the fund allocated by the National Government to the village in order to enhance the development of economic, social and infrastructure the villages. Through the ADD, Village administrators have authority to manage the independently the development of the village based on the local villagers. The concept of maqoshid al-Syariah in this research used to analyze the implementation of ADD in Desa Cilebut Barat, Kabupaten Bogor. The objective of this research is to examine the effectiveness of Cilebut Barat Village Administrator in order to manage the Village Fund based on the maqoshid al-Syariah perspective. This reseach complies the qualitative methode using the primary and secondary data. The Findings of this research are1) the Allocation of Village Fund in Cilebut Barat has been distributed well, effective. The Fund used by the village administrator fulfills the requirement, prosedures. 2) the absorption of village fund to facilitate the village programs is achieved optimally. 3)The Alacotion of Village Fund in Desa Cilebut complies to the maqoshid Syariah, this is proveed with the distribution of the fund fulfill the all elements of maqoshid Syariah
ANALISIS PEMBIAYAAN MURABAHAH PADA BSM: PERSPEKTIF MAQASID AL-SHARIAH
Get PDFThis research attepts to exmine the concept of maqoshid al-Syariah in Islamic jurisprudence in order to highlight its contribution in to more comprehensive, rational, and realistic answers to contemporary financial issues and to thereby increase awareness of the maqoshid approach in structuring and developing Islamic banking products. For this purpose, the article examines the product of murabahah schema in Bank Syariah Mandiri (BSM) branch of Cileduk in order to assess the implementation of this product whether complies with the maqoshid or not. The findings of this reseash are murabahah financing of Bank Syariah mandiri does not yet comply with maqoshid al-Syariah. The second results is the process of murahabah financing in this bank is conducted by transferring the cash money to clients in order to present flexibility, efeciency, and to reduce the tax of financing. This means the BSM implementating murabahah li al –amir bi alshir’a model in its financing.
ZAKAT AND EDUCATION FOR POVERTY ALLEVIATION AND INCOME INEQUALITY REDUCTION: A CASE STUDY OF WEST JAVA, INDONESIA
Get PDFThis study attempts to investigate the role of zakat for poverty alleviation and income inequality reduction based on the educational background of the zakat beneficiaries in three different regions including Bogor, Depok and Sukabumi Indonesia by using CIBEST model, Gini coefficient and Atkinson index. It takes the case study of 1309 households zakat recipients managed by the national zakat board (BAZNAS) in each city and regency under consideration. This study suggests that the existences of zakat distribution programs after one year appear to have better effect in terms of poverty alleviation and income inequality reduction on the household heads who attend formal and informal schools as compared to the household heads who never attain such educational backgrounds
MATERIALISME VERSUS NILAI-NILAI KONSUMSI ISLAMI: SURVEY PRILAKU KONSUMSI MAHASISWA DI MALANG
Get PDFThe purpose of this research is to investigateMuslim student consumer’s behavior. The predictor variablein this study are: materialism and the Islamic values of consumption, on the other hand the target variable is Islamic consumption behavior. Primary data gathered by likert scale questioner survey and for the sample of this research are the students of Islamic Economics program at Universitas Brawijaya Malang. Total of sample are 194 from 372 students of Islamic Economics program (2016-2018). The data had been transformed from ordinal to interval by successive interval. Multiple regression analysis is used in this study. The finding shows that materialism and Islamic values of consumption as significant determinants of Muslim consumer behavior. There is an insignificant negative association between materialism and Muslim Student consumer’s behavior. The finding suggests that most respondents understand and implement Islamic valuesof consumption.
Get PDFThis study aims to analyze the role of Almaqasid assharia as a basic decision of Muslim consumers to choose property. The research method uses rating scale as a measuring tool to know the elements of maqashid al-syariah, these are consist of protecting the religion (hifdzu-din), protecting the soul (hifdzu-nafs), protecting the mind (hifdzu-'aql), protecting offspring (hifdzu-nasl), and protecting property (hifdzu-mal. The results of this study indicate that the elements of Maqashid al-Shariah play a very important role to influence Muslim consumer’s decision, especially from the element of protecting religion (hifdzu-din), protecting the property (hifdzu-mal), and protecting the offspring (hifdzu-nasl). The study expects that the results may enrich and expand further the future research in the same field.
MANAGING ENGLISH COMPETENCE AS A COMPETITIVE ADVANTAGE: CASE STUDY AT STES ISLAMIC VILLAGE TANGERANG
Get PDFThe purpose of this research is to know the level of English competence the students of the seventh semester at STES Islamic Village Tangerang in the academic year of 2018-2019. The instrument of this research is TOEFL paper-based test called TOEFL Prediction. The result of this research showed out of forty students only one student (2.5 %) achieved the minimum score required by the institution. Most of them (97.5 %) could not reach the minimum score. Although this is still the initial step to manage English competence as a competitive advantage for STES Islamic Village Tangerang. The research result will lead to the necessity of follow-up research to do so.. The purpose of this research is to know the level of English competence the students of the seventh semester at STES Islamic Village Tangerang in the academic year of 2018-2019. The instrument of this research is TOEFL paper-based test called TOEFL Prediction. The result of this research showed out of forty students only one student (2.5 %) achieved the minimum score required by the institution. Most of them (97.5 %) could not reach the minimum score. Although this is still the initial step to manage English competence as a competitive advantage for STES Islamic Village Tangerang. The research result will lead to the necessity of follow-up research to do so.
MANAJEMEN LABA, TINDAKAN PAJAK AGRESIF, DAN PERAN TATA KELOLA PERUSAHAAN: STUDI PADA PERUSAHAAN DI JAKARTA ISLAMIC INDEX
Get PDFThis study examines the efffect of earnings Management on Aggressive Tax action with The Audit Committee, Institutional Ownership and Independent Commissioners are positioned as moderating variables. The sample data of this research are 96 companies in the time of 2012-2017 obtained from JII (Jakarta Islamic Index). The descriptive statistics were analyzed using Wrap PLS 0.6 program. Hypothesis testing is eximined by Structural Equation Model - Partial Least Square (SEM-PLS) using Wrap PLS 0.6 program.The finding of this study proves that earning management has an effect on aggressive tax action. Institutional ownership can moderate the effect of earnings management on aggressive tax action. Independent board commissioners can moderate the effect of earnings management on aggressive tax action. The audit committee cannot moderate the effect of earnings management on aggressive tax Action
INTEGRASI ANALISIS SWOT, KONSEP 5 C DAN MAQOSHID SYARIAH DALAM PENERAPAN MANAJEMEN RESIKO DI BMT
Get PDFThe objective of this paper is to explore the implementation of SWOT analysis, 5C analysis and maqoshid syariah analysis in order to manage the various risks in Islamic Microfinance in Indonesia particularly Baitulmaal wa Tamwil or Islamic Financial Service Cooperatives. Methode used in this studi is qualitative analysis with libarary reseach approach. The finding of this study is to manage many risks in Islamic Microfinance SWOT, 5C and Maqoshid Syariah could be use simultantly. The implementation of this various techniques will minimize the degree of risk in microfinance instutuions, particularly in BMT
MINAT BELI ANGGOTA KOPERASI UKHUWAH MUAMALAH ISLAMIYAH DI UMI MART KELAPA DUA KABUPATEN TANGERANG
Get PDFThis study aims to determine the factors of influencing Ukhuwah Muamalah Islamiyah cooperative members’purchasing intentionat UMI Mart. The study was conducted by distributing questionnaires to 60 members of the Ukhuwah Muamalah Islamiyah Cooperative as respondents in this study. The method used in this research is quantitative descriptive with statistical testing measurement by multiple linear regression models consisting of dependent variables, namely the purchasing intention of members’ of the Cooperative Ukhuwah Muamalah Islamiyah.Factors used as independent variables in this study are product (X1), promotion (X2), price (X3) and Location (X4). The finding of this study indicates that product factors (X1), promotion (X2), price (X3) and location (X4) simultaneously have a significant effect on buying interest of members of the Ukhuwah Muamalah Islamiyah Cooperative, while partially product variables (X1), promotion (X2), price (X3) and Location (X4) have positive and significant effect on buying interest variable (Y)
SEJARAH, PERAN DAN MODEL SKEMA PEMBIAYAAN TERINTEGRASI: ARTIKEL REVIEW TENTANG BEBERAPA STUDI KEUANGAN MIKRO SYARIAH
Get PDFThis paper is to review the 5 selective aticles of Islamic Microfinance in order to highlight the crusial issues raised in the papers. The Findings of this article review is Islamic Micro Finance Institutions (IMFIs) is an effective tool to enhance the performance of Small Medium Entreprises and empower the poor society. Unfortunetelly, IMFIs have an ability to eradicate the poverty but still facing many problems to improve the capacity the poorest of the poor people due to financing in this group is very risk. Therefore, the social financing is needed to stimulate them, and one of the invention in microfinancing in this research is what we call as integrated financing schema for the poor which using waqaf instrument as a model of intervention to the poor society.