Al-Amwal (Jurnal Ekonomi Islam)
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PEMBERDAYAAN MASYARAKAT BERBASIS PENGOLAHAN LIMBAH RUMAH TANGGA SEBAGAI BAHAN BAKU UMKM: PERSPEKTIF EKONOMI ISLAM
No full textThis research aims to find out the role of women in improving family welfare through micro businesses from the perspective of sharia economics in Sekip Village, Pekanbaru. This research is a field research by collecting data directly through questionnaires, interviews and documentation. The population in this study is 31 micro business actors among women in the village community of Sekip Pekanbaru. The sample in this study is all micro business actors among women in the community of Sekip Village, Pekanbaru. The role of women in improving family welfare through Micro Enterprises in Sekip Village, Pekanbaru has been proven to be able to improve family welfare from good categories such as the basic needs of the family eating twice a day to the very good category such as the basic needs of the family eating more than twice. The Likert scale is used to measure the attitudes, opinions and perceptions of a person or a group of people about social phenomena. According to the Islamic perspective, the obligation to earn a living is the responsibility of the husband, but it is not prohibited when the wife helps to earn a living for the family. As a business actor dominated by women in Sekip Pekanbaru Village, doing business that can help the needs of the family is a noble act according to Islam. Regardless of the results obtained through these efforts. Islam teaches us to always be grateful and think. Thinking about moving forward in the future. Always strive to create a prosperous family.This study aims to determine community empowerment based on household waste processing as a raw material for MSMEs products in Tirta Siak Village, this study uses a qualitative descriptive method. Data collection techniques by conducting interviews, observations, and documentation. The results of this study are seen from the empowerment indicators, namely the awareness stage, the transformation stage, and the stage of increasing intellectual ability. based on the results of the study indicate that the empowerment used is training in the form of coaching so that people are aware that household waste can be recycled and the products produced can help the family economy. The Kembang Setaman Pekanbaru outlet provides training to the community in the hope of forming independence and innovative creations
STRATEGI ADAPTASI PENGUSAHA THRIFTING MENGHADAPI LARANGAN IMPOR PAKAIAN BEKAS DI RIAU
No full textThis study aims to analyze the adaptation strategies employed by thrift entrepreneurs in Riau in response to the government’s ban on imported second-hand clothing. The policy, intended to protect the local textile industry and reduce textile waste, has posed significant challenges for businesses reliant on such imports. Using a qualitative approach through in-depth interviews, the study finds that entrepreneurs have adopted various strategies, including product diversification, enhanced digital marketing, and partnerships with local suppliers. Nevertheless, they face key obstacles, particularly in sourcing alternative supplies and adapting to shifting consumer behavior. These findings offer critical insights into the dynamics of the local thrifting industry and provide policy recommendations to support the sustainability of small enterprises within the context of trade regulation and environmental concerns.Penelitian ini bertujuan untuk menganalisis strategi adaptasi yang diterapkan oleh pengusaha thrift di Riau sebagai respons terhadap larangan pemerintah terhadap impor pakaian bekas. Kebijakan ini, yang bertujuan untuk melindungi industri tekstil lokal dan mengurangi limbah tekstil, telah menimbulkan tantangan signifikan bagi bisnis yang bergantung pada impor tersebut. Dengan menggunakan pendekatan kualitatif melalui wawancara mendalam, penelitian ini menemukan bahwa pengusaha telah mengadopsi berbagai strategi, termasuk diversifikasi produk, pemasaran digital yang ditingkatkan, dan kemitraan dengan pemasok lokal. Namun, mereka menghadapi hambatan utama, terutama dalam mencari pasokan alternatif dan beradaptasi dengan perubahan perilaku konsumen. Temuan ini memberikan wawasan kritis tentang dinamika industri thrift lokal dan memberikan rekomendasi kebijakan untuk mendukung keberlanjutan usaha kecil dalam konteks regulasi perdagangan dan keprihatinan lingkungan.
 
THE INFLUENCE OF ISLAMIC BUSINESS ETHICS AND PRODUCT QUALITY ON CONSUMER SATISFACTION: A CASE STUDY OF SCREEN PRINTING OF KAOSKU PRESENT
No full textThis study aims to determine the influence of business ethics and the quality of sharia products on customers in today's t-shirt screen printing shops. The type and approach of this study is quantitative associative and the data analysis techniques used are multiple linear regression analysis and hypothesis tests (t-test, F test). And the determinant coefficient (r2) test. The results of the study showed a probability value (sig) of 0.006 < 0.05, this at the same time proves Islamic business ethics and product quality to customer satisfaction, while some Islamic business ethics significantly affect customer satisfaction with a probability value (sig) of 0.033 < 0.05. Product quality does not significantly affect customer satisfaction with a probability value (sig) of 0.150 < 0.05
ANALISIS KINERJA BANK SYARIAH DAN BANK KONVENSIONAL DALAM PERSPEKTIF MAQASHID SYARIAH
No full textThis study aims to analyze the comparative performance of Islamic Banks and Conventional Banks from the perspective of Maqashid Sharia. Maqashid Sharia serves as a framework to assess the extent to which financial institutions fulfill the objectives of sharia, including the preservation of religion, life, intellect, lineage, and wealth. This study adopts a descriptive approach using a literature review method from various relevant journals and scientific publications. The findings indicate that Islamic Banks tend to excel in adherence to sharia principles, whereas Conventional Banks perform better in financial efficiency. However, the implementation of Maqashid Sharia in Islamic Banks still requires improvement, particularly in terms of financial sustainability and social impact.This study aims to analyze the comparative performance of Islamic Banks and Conventional Banks from the perspective of Maqashid Sharia. Maqashid Sharia serves as a framework to assess the extent to which financial institutions fulfill the objectives of sharia, including the preservation of religion, life, intellect, lineage, and wealth. This study adopts a descriptive approach using a literature review method from various relevant journals and scientific publications. The findings indicate that Islamic Banks tend to excel in adherence to sharia principles, whereas Conventional Banks perform better in financial efficiency. However, the implementation of Maqashid Sharia in Islamic Banks still requires improvement, particularly in terms of financial sustainability and social impact
PERAN PEREMPUAN DALAM MENINGKATKAN KESEJAHTERAAN KELUARGA MELALUI USAHA MIKRO DITINJAU DARI PERSPEKTIF EKONOMI ISLAM
No full textThis research aims to find out the role of women in improving family welfare through micro businesses from the perspective of sharia economics in Sekip Village, Pekanbaru. This research is a field research by collecting data directly through questionnaires, interviews and documentation. The population in this study is 31 micro business actors among women in the village community of Sekip Pekanbaru. The sample in this study is all micro business actors among women in the community of Sekip Village, Pekanbaru. The role of women in improving family welfare through Micro Enterprises in Sekip Village, Pekanbaru has been proven to be able to improve family welfare from good categories such as the basic needs of the family eating twice a day to the very good category such as the basic needs of the family eating more than twice. The Likert scale is used to measure the attitudes, opinions and perceptions of a person or a group of people about social phenomena. According to the Islamic perspective, the obligation to earn a living is the responsibility of the husband, but it is not prohibited when the wife helps to earn a living for the family. As a business actor dominated by women in Sekip Pekanbaru Village, doing business that can help the needs of the family is a noble act according to Islam. Regardless of the results obtained through these efforts. Islam teaches us to always be grateful and think. Thinking about moving forward in the future. Always strive to create a prosperous family
ANALISIS POTENSI DAN PENGEMBANGAN BISNIS HALAL BERBASIS DIGITAL DI PEKANBARU DI KECAMATAN PAYUNG SEKAKI
No full textIndonesia is a predominantly Muslim country, and digital business is currently growing. However, the majority of those maximizing digital business are non-Muslims. This study analyzes Digital Halal Entrepreneurship with the aim of providing MSMEs with an understanding of the factors that can influence the success of Halalpreneurs in maximizing their halal business potential in the digital era that is currently developing rapidly in Indonesia. This study uses qualitative methods. Through this understanding, there are strategic steps that can be taken to utilize strengths, overcome weaknesses, seek opportunities, and face threats in the context of digital halal business. This is presented through a SWOT Matrix that can be used as a strategy in selecting and determining the development of digital halal businesses in Payung Sekaki, Pekanbaru. The results show that the majority of MSMEs do not yet understand Digital Business as a Halalpreneur.This research analyze the Digital Halal Entrepreneurship with the aim of providing MSMEs with an understanding of the factors that can influence the success of Halalpreneurs in maximizing their halal business potential in the digital era that is currently developing rapidly in Indonesia. Through this understanding, there are strategic steps that can be taken to utilize strengths, overcome weaknesses, seek opportunities, and face threats in the context of digital halal business presented through the SWOT Matrix that can be used as a strategy in selecting and determining the development of digital halal businesses in Payung Sekaki, Pekanbaru
SISTEM BAGI HASIL ANTARA PEMILIK KAPAL DAN NELAYAN DALAM PERSPEKTIF EKONOMI SYARIAH: STUDI KASUS DI DABO SINGKEP KABUPATEN LINGGA
No full textThe purpose of the study is to find out the form of contracts, terms and benefits of the profit-sharing system for fishermen and ship owners in Dabo Singkep Lingga district by reviewing it from the perspective of sharia economics. The research methodology used is qualitative descriptive through field research, namely research conducted in the field related to research problems. The data collection technique uses observation, interview, and documentation methods. The results of the study showed that fishermen and owners contracted vessels in accordance with sharia economic law because the contracts were executed orally in accordance with previous community customs. Furthermore, the requirements of the profit-sharing system for fishermen and ship owners are in accordance with sharia economic law because capital owners bear losses. The benefits or profit-sharing system for fishermen and ship owners is in accordance with the concept of sharia economic law, because losses that are not caused by fishermen's negligence are borne by the capital ownersThe purpose of the study is to find out the form of contracts, terms and benefits of the profit-sharing system for fishermen and ship owners in Dabo Singkep Lingga district by reviewing it from the perspective of sharia economics. The research methodology used is qualitative descriptive through field research, namely research conducted in the field related to research problems. The data collection technique uses observation, interview, and documentation methods. The results of the study showed that fishermen and owners contracted vessels in accordance with sharia economic law because the contracts were executed orally in accordance with previous community customs. Furthermore, the requirements of the profit-sharing system for fishermen and ship owners are in accordance with sharia economic law because capital owners bear losses. The benefits or profit-sharing system for fishermen and ship owners is in accordance with the concept of sharia economic law, because losses that are not caused by fishermen's negligence are borne by the capital owner
EFEKTIVITAS SOSIALISASI ZAKAT PADA GERAI ZAKAT DI INISIATIF ZAKAT INDONESIA (IZI) KANTOR PERWAKILAN RIAU
Full text linkOutlets are a program held by the Indonesian Akat Initiative every year in the month of Ramadan. It is an empowerment program in the economic sector with a lot of potential to have an impact on muzakki who want to pay their zakat, the implementation is carried out every month of Ramadan every year running in a structured and In a systematic way, the implementation of this izi outlet chose several strategic places and for example SKA Mall, Pekanbaru Mall, Ciputra Mall, Living Word, Sultan Syarif Qasim Airport, BSM Sudirman and also BSM Harapan Raya. This zakat outlet also offers several excellent programs. Examples of paying zakat maal, zakat fitrah, zakat fidyah, and also distribute alms for orphans, the poor and others.
The author of this thesis uses a qualitative descriptive method and the data obtained are analyzed in terms of content. The basis, utilization theory as a guide to focus on research in accordance with the facts on the ground. Data analysis was obtained through analysis of data provided by informants and analysis of interviews with related parties.
The results showed that the zakat outlet program carried out by the Indonesian zakat initiative played a major role for muzakki to pay zakat (fitrah, fidyah and zakat maal) as well as to distribute their alms to orphans or the poor, the zakat outlet program carried out by the Indonesian Zakat Initiative This has been effective as seen from the increase in the amount of funds collected every day by looking at the targets set by the Indonesian Zakat Initiative, Riau Representative Office
ANALYSIS OF INTERNET UTILISATION BY HOUSEHOLDS FOR PRODUCTIVE FAMILY ECONOMIC ACTIVITIES IN THE PERSPECTIVE OF ISLAMIC ECONOMICS: CASE STUDY IN MEDAN CITY
Full text linkThis research analyzes the use of the internet by Muslim households in Medan City to support productive family economic activities from an Islamic economic perspective. Internet penetration is 79.65% in Medan City with internet use in households predominantly for entertainment. This study also explores the opportunities and challenges of utilizing the internet for more productive activities, especially sharia-based online business and online education. The qualitative approach in this research was a survey of 70 Muslim families in Medan City. The research results show that although 72% of respondents are aware of the internet's potential in improving the family economy, only 31% agree that the internet has been used optimally for productive activities. The main obstacles found were a lack of online business training (60% of respondents) and limited access to stable digital infrastructure. However, there is a strong desire from 90% of respondents to increase sharia-based digital literacy, with the hope that the internet can be used more productively in accordance with sharia principles. This research also highlights the importance of government and private sector support in increasing digital literacy and providing adequate infrastructure, so that the internet can be used to support productive economic activities in accordance with Islamic economic principles. The findings of this research confirm that sharia-based internet use can be the key to driving a fair and sustainable family economy
PENGARUH LITERASI KEUANGAN SYARIAH TERHADAP KINERJA UMKM (STUDI KASUS BIDANG KULINER DI KECAMATAN BINAWIDYA KOTA PEKANBARU)
No full textMicro, Small and Medium Enterprises are one of the business groups that cansurvive the economic crisis. The development of the number of Micro, Smalland Medium Enterprises units continues to increase, which can open up broademployment opportunities. This small business is still seen as a business withweak performance. To overcome poor performance, Micro, Small and MediumEnterprises require the development of quality Human Resources. Qualityimprovement is needed especially in Financial Awareness, FinancialKnowledge, Financial Skills, Financial Behavior, Financial Attitudes. Thisstudy aims to determine the effect of Sharia Financial Literacy on thePerformance of Micro, Small and Medium Enterprises in the Culinary Sectorin Binawidya District, Pekanbaru City. The number of research samples was95 MSME actors with a proportionate stratified random sampling techniquewith a descriptive quantitative approach. Data Analysis using Multiple LinearRegression Methods with Five Independent Variables Financial Awareness,Financial Knowledge, Financial Skills, Financial Behavior, FinancialAttitudes, Dependent Variables MSME Performance. The results of this studyindicate that, Financial Awareness has a Significant Negative effect on MSMEPerformance, Financial Knowledge has no Significant Positive effect onMSME Performance, Financial Skills have a Significant Positive effect onMSME Performance, Financial Behavior has a Significant Positive effect onMSME Performance, Financial Attitudes have a Significant Positive effect onMSME Performance in the Culinary Sector in Binawidya District, PekanbaruCity